Recharge and Pay Bills
About Bank of Baroda credit card payment online
The Bank of Baroda credit card offers convenience and flexibility. Issued by Bank of Baroda, a trusted name in banking, these cards help manage finances while providing rewards and privileges. With various card options, they cater to different lifestyles and needs, simplifying transactions and enhancing financial well-being.
You can pay your Bank of Baroda credit card bill online using the BBPS platform on Bajaj Finserv. The Reserve Bank of India conceptualised and operates the Bharat Bill Payment System (BBPS), which is a one-stop bill payment eco-system.
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Features and benefits of making Bank of Baroda credit card bill payment on Bajaj Finserv
When paying for your Bank of Baroda credit card bill on the Bajaj Finserv BBPS platform, you can avail of the following benefits:
Ease of payment
You can complete the Bank of Baroda credit card bill at any time from the comfort of your home before the due date.
Multiple payment methods
This platform allows you to use credit/ debit cards, net banking, UPI, or e-Wallets to make transactions incredibly convenient.
Safe and secure
Bajaj Finserv provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.
Instant billing receipts
When you pay Bank of Baroda credit card bill, you will receive instant transaction IDs and billing receipts. It ensures better transparency and reliability.
How to check BOB credit card outstanding
Net banking
Online banking with Bank of Baroda offers a convenient method for checking your credit card balance. To do so, you must first register your credit card with Bank of Baroda's online banking service. If you are an existing customer, your credit card will automatically link to your account.
Mobile app
Bank of Baroda offers its own proprietary banking apps to enhance customer engagement. These apps not only allow you to check your credit card balance but also provide useful features such as spend analysers, helping the next generation of customers keep track of their spending habits.
Customer support
For customers who prefer not to use online or mobile banking, Bank of Baroda offers an alternative method to check their credit card balance and available credit limit. Simply dial the Bank of Baroda credit card balance check number at 1800 425 4059 to speak with a customer care representative.
Branch visit
While it may be time-consuming, visiting the nearest Bank of Baroda branch is an option to inquire about your credit card balance. This can be particularly helpful if you are a first-time user and require assistance with checking your credit card balance, whether online, on mobile, or through other methods.
SMS notifications
Bank of Baroda provides customers with real-time SMS alerts whenever their credit card is used for payments. These SMS alerts enable customers to promptly verify transaction details, ensure the correct amount was charged, and stay updated on their credit card balance.
Monthly statements
Bank of Baroda also sends monthly credit card statements via SMS and email. These statements include information about your credit card balance, outstanding dues, and the due date for payment.
Fee and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes are reversed.
How to pay BOB credit card bill online on Bajaj Finserv
Follow these steps to pay your BOB credit card bill online using the BBPS platform on Bajaj Finserv:
- Click on 'DOWNLOAD APP' to open the Google Play Store
- Click on ‘INSTALL’
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'GENERATE OTP'
- Enter the OTP and click on 'PROCEED'
- Under the ‘FINANCIAL SERVICES AND TAXES SECTION,’ tap on 'CREDIT CARD'
- Choose ‘BOB’ as your biller from the drop-down menu
- Enter your credit card details and tap on ‘FETCH YOUR BILL’
- Choose your preferred payment method to pay the bill
Frequently asked questions
The Bank of Baroda provides a grace period of 20 to 50 days if there are no outstanding dues on your card.
If a minimum payment of Rs. 100 (minimum payment amount is 5% of total dues or Rs, 100 whichever is more) is made within the due date, the dues will be Rs. 1,000 - Rs. 100 = Rs. 900 + Rs. 23.40 (service charges 2.50% on Rs. 900) + Rs. 2.90 (service tax @ 12.36%) = Rs. 926.30.
The billed amount on a credit card is the sum of all the payments that are made using the card from the given billing cycle plus past dues, if any. It can also include cash withdrawals, if the credit cards support that feature.
Bajaj Finserv is one of the safest portals for credit card bill payments, with its advanced security mechanisms. It ensures safety of your money along with your personal credentials.
To pay your credit card bill online, head over to the Bajaj Finserv website, click on the BBPS login page and follow these steps:
- Enter your full name and your mobile number and click on ‘GENERATE OTP’ to receive a 6-digit OTP on your phone.
- Enter the OTP on the next page and click on ‘SUBMIT’ to log in successfully.
- Once you have logged in, head over to the ‘FINANCIAL SERVICES AND TAXES’ section and select ‘CREDIT CARD’.
- On the next page, choose your biller, enter your credit card number, and click on ‘PROCEED’. Your bill will be automatically fetched based on the details you provide.
- Select your preferred mode of payment and click on ‘PAY’.
- Enter your payment details and complete the payment, after which you will get a payment confirmation on the screen along with a receipt for the same.
Yes, credit cards are billed monthly.
You can pay your credit card bill partly or completely, depending on your preference. However, it is advisable to pay credit card bills in full to avoid interest and late payment charges.
You should pay your credit card bill before its due date. Nevertheless, when your credit utilisation comes near 30%, it is advisable to pay the bill irrespective of the due date.
Yes, Bajaj Finserv also provides other recharge services such as DTH recharge, FASTag recharge, mobile recharge, and gas booking.
Yes, Bajaj Finserv also provides other bill payment services such as mobile bill payment, education fee payment, landline bill payment, electricity bill payment, broadband bill payment, loan repayment, municipal tax, subscription bill payment, Insurance premium, housing bill, and piped gas bill payment.
