PNB (Punjab National Bank) is a government-owned bank that offers various financial products and services including credit cards. PNB credit cards come with a range of features and benefits, making them popular amongst customers. If you are a PNB credit card holder, you can enjoy various perks, including reward points, cashback offers, discounts on dining, shopping, and more. However, to continue using these benefits, you need to pay your credit card bills on time. PNB credit card payment is easy and convenient, and you can avail different payment options depending on your preference.

Credit card billers across India

Apart from PNB, Bajaj Finserv also allows you to pay credit card bills for other providers as well such as BOB, HDFC, SBI, HDFC, IndusInd, Kotak, CITI, AMEX, AXIS, YES, and more.

Features and benefits of making PNB credit card payment online on Bajaj Finserv

When paying for your PNB credit card using the Bajaj Finserv BBPS platform, you can avail of the following benefits:

Quick and hassle-free

With the BBPS platform on Bajaj Finserv, you can pay your PNB credit card quickly and effortlessly.

Safe and secure

Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.

Multiple payment options

Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.


Instant confirmation

After making the payment, the platform immediately confirms the payment through an email and SMS.

Late payment charges and interest rates for PNB Bank credit card bills

For an outstanding amount	Fee
Rs. 1,000 or less	Nil
Rs. 1,001 to Rs. 5,000	Rs. 500
Rs. 5,001 to Rs. 10,000	Rs. 600
Above Rs. 10,000	Rs. 750


Convert credit card payment into EMIs with PNB Bank

To apply for a PNB credit card payment to EMIs follow the steps below:

1. Log in to the PNB Genie app: Convert your eligible transactions to EMIs conveniently through the PNB Genie app.
2. Call our 24x7 customer helpline: Dial 1800 180 2345 from your registered mobile number or send an email to creditcardpnb@pnb.co.in from your registered email ID.
3. Download the easy pay plan application form: Visit our website to download the form. Fill it out and send the duly filled form to the following address:

Punjab National Bank, Credit Card Processing Centre, Ground floor, C-24, Sec-58, Noida, Uttar Pradesh 201301.

Customer care number of PNB Bank credit cards:


For assistance with PNB Bank credit cards, reach out to our dedicated customer helpline mentioned below. PNB credit card team is available 24x7 to address your queries and concerns.

Customer care number	Bank	Type	Description
1800 180 2345	PNB Bank	Toll-free	Credit card customer care number
+91 120 4616200	PNB Bank	Paid	Credit card customer care number for international calls


Grace period for PNB credit card payment


Yes, you do have the flexibility to make your credit card payments on the original due dates.

For added safety and security, consider using the PNB Mobile App or PNB internet banking if you hold a PNB deposit account.

• Ensure timely payments by utilising the grace period on your credit card.
• Opt for secure transactions through the PNB Mobile app or PNB internet banking when managing your PNB credit card dues.

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Follow these steps to pay your PNB credit card bill online using the BBPS platform on Bajaj Finserv:

1. Click on 'DOWNLOAD APP' to open the Google Play Store
2. Login through the email ID registered with your mobile
3. Click on ‘INSTALL’
4. Open the app on your mobile phone
5. Enter your 10-digit mobile number to 'GENERATE OTP'
6. Enter the OTP and click on 'PROCEED'
7. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
8. Choose your credit card issuer
9. Enter your credit card number and click on ‘FETCH YOUR BILL’
10. Select your preferred payment mode
11. Make the payment to pay the bill successfully

You will receive a notification from Bajaj Finserv after successful payment.