Recharge and Pay Bills
Make payment of Punjab National Bank (PNB) credit card bill online
PNB (Punjab National Bank) is a government-owned bank that offers various financial products and services including credit cards. PNB credit cards come with a range of features and benefits, making them popular amongst customers. If you are a PNB credit card holder, you can enjoy various perks, including reward points, cashback offers, discounts on dining, shopping, and more. However, to continue using these benefits, you need to pay your credit card bills on time. PNB credit card payment is easy and convenient, and you can avail different payment options depending on your preference.
Now you can pay your PNB credit card bill through Bajaj Pay (powered by Bharat Connect) on Bajaj Finance.
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Features and benefits of making PNB credit card payment online on Bajaj Finance
When paying for your PNB credit card using the Bajaj Finance platform, you can avail of the following benefits:
- Quick and hassle-free: With the Bharat Connect platform on Bajaj Finance, you can pay your PNB credit card quickly and effortlessly.
- Safe and secure: Bajaj Finance provides a safe and secure payment platform through Bharat Connect. Your payment details are secure with the platform’s robust security measures.
- Multiple payment options: Bajaj Finance platform offers multiple payment options, including debit card, credit card, net banking, e-wallets and UPI. This allows you to choose the payment method that suits you best.
- Instant confirmation: After making the payment, the platform immediately confirms the payment through an email and SMS.
Late payment charges and interest rates for PNB Bank credit card bills
For an outstanding amount Fee Rs. 1,000 or less Nil Rs. 1,001 to Rs. 5,000 Rs. 500 Rs. 5,001 to Rs. 10,000 Rs. 600 Above Rs. 10,000 Rs. 750 Convert credit card payment into EMIs with PNB Bank
To apply for a PNB credit card payment to EMIs follow the steps below:
- Log in to the PNB Genie app: Convert your eligible transactions to EMIs conveniently through the PNB Genie app.
- Call our 24x7 customer helpline: Dial 1800 180 2345 from your registered mobile number or send an email to creditcardpnb@pnb.co.in from your registered email ID.
- Download the easy pay plan application form: Visit our website to download the form. Fill it out and send the duly filled form to the following address:
Punjab National Bank, Credit Card Processing Centre, Ground floor, C-24, Sec-58, Noida, Uttar Pradesh 201301.
Customer care number of PNB Bank credit cards:
For assistance with PNB Bank credit cards, reach out to our dedicated customer helpline mentioned below. PNB credit card team is available 24x7 to address your queries and concerns.
Customer care number Bank Type Description 1800 180 2345 PNB Bank Toll-free Credit card customer care number +91 120 4616200 PNB Bank Paid Credit card customer care number for international calls Grace period for PNB credit card payment
Yes, you do have the flexibility to make your credit card payments on the original due dates.
For added safety and security, consider using the PNB Mobile App or PNB internet banking if you hold a PNB deposit account.
- Ensure timely payments by utilising the grace period on your credit card.
- Opt for secure transactions through the PNB Mobile app or PNB internet banking when managing your PNB credit card dues.
Interest rate to pay on PNB credit card bill payment
When you use a PNB credit card, it is important to be aware of the interest rates applicable on your outstanding balance. PNB credit cards typically charge an interest rate of 2.95% per month on a reducing balance basis1. This translates to an Annual Percentage Rate (APR) of 35.89%1.
Interest charges are calculated on the average daily balance, which means the interest is applied to the balance that remains unpaid each day. If you carry a balance from one billing cycle to the next, these interest charges will be added to your outstanding amount, increasing the total amount you owe.
How to pay PNB credit card bill online on the Bajaj Finance App
Follow these steps to pay your PNB credit card bill online using the Bajaj Finance application:
- Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device
- Open the app, log in, or register if you are a new user
- Scroll down to the ‘Bills and recharges’ section and click on ‘View all’
- Tap on 'CREDIT CARD BILL’
- Select your credit card provider by clicking on ‘Add card’
- Enter the required details and click on ‘PROCEED’
- Your bill amount will appear, click on ‘PROCEED TO PAY’
- Select your mode of payment like UPI or Debit Card and tap on ‘PAY’
- Once you have completed the transaction, you will get notified that the payment was successful
Credit card billers across India
Apart from PNB, Bajaj Finance also allows you to pay credit card bills for other providers as well such as:
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
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Frequently asked questions
Punjab National Bank establishes a billing cycle lasting between 20 to 45 days. A billing period of 30 days starts on the first day and concludes on the last day of the month. If the payment is not made, there will be additional charges that you will need to bear. It is advisable to ensure your timely payments for PNB credit card bills.
To make a payment using an ATM, first, ensure you have a PNB debit card. Then, insert your PNB debit card into the ATM, navigate through the menu to find the credit card option, and proceed to settle your PNB credit card bill. It is a straightforward process to ensure your payment is made conveniently.
To pay your PNB Bank credit card via NEFT, you will need the following details:
- Bank: PUNJAB NATIONAL BANK
- Branch code: 645400
Yes, Bajaj Finance also provides other recharge services such as:
- Mobile recharge - Jio recharge, Vodafone recharge, BSNL recharge, and more
- DTH recharge
- FASTag recharge
- Gas booking - Indane gas, Bharat gas, HP gas, and more
Yes, Bajaj Finance also provides other bill payment services such as:
- Postpaid bill payment
- Broadband bill payment
- Education fee payment
- Landline bill payment
- Electricity bill - UPPCL, NBPDCL, TNEB, and more
The billing cycle for PNB credit cards typically ranges from one month, starting from the date the card is activated. However, for the exact billing cycle, it is best to refer to the terms and conditions provided with the credit card or contact PNB customer service.
To check your PNB credit card balance, you can use the following methods:
- Log in to the PNB internet banking portal.
- Use the PNB mobile app.
- Give a missed call to PNB’s toll-free number from your registered mobile number.
- Visit a PNB ATM and use your credit card to check the balance.
The credit limit on a PNB credit card can vary based on the cardholder’s creditworthiness, income, and PNB’s credit policy. To find out your specific credit card limit, you can check your credit card statement, log in to your PNB internet banking account, or contact PNB customer service.
To change your PNB credit card payment due date, you need to contact PNB’s customer service. They will guide you through the process and inform you of any specific requirements or conditions that may apply.
Yes, there are charges for late payment of PNB credit card bills. If you fail to pay the minimum amount due by the due date, a late payment fee will be applied. The exact fee can vary based on your outstanding balance and the specific terms of your credit card agreement.
