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RBL Bank credit card payment online

Managing credit card bills and making timely repayments is crucial to maintaining a healthy credit history. RBL Bank offers a range of credit cards with various benefits and features. To ensure a seamless repayment experience, Bajaj Finserv provides online payment options for credit card holders through their BBPS platform.

  • Benefits of paying RBL Bank credit card bill online on Bajaj Finserv

    When paying your RBL Bank credit card bill online through the Bajaj Finserv BBPS platform, you can avail of the following benefits:

    • Ease of payment
      You can complete the RBL Bank credit card bill payment online at any time from the comfort of your home before the due date.
    • Multiple payment methods
      The Bajaj Finserv BBPS platform allows you to use credit/debit cards, net banking, UPI, or e-wallets to make transactions incredibly convenient.
    • Safe and secure
      The Bajaj Finserv BBPS provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.
    • Instant billing receipts
      When you pay RBL Bank credit card bill payment online, you will receive instant transaction IDs and billing receipts. It ensures better transparency and reliability.

    The BBPS platform on the Bajaj Finserv is a one-stop platform for all your bill payment needs.

    Late payment charges of RBL Bank credit card bill

    Charge Category  Description Fee/Rate  Additional Notes 
    Mandatory Charges       
    Annual Fee  Depends on card type  Varies (e.g., Rs. 500 - Rs. 5,000)  Charged upfront or in installments 
    Interest Charges  Applied to outstanding balance  3.50% - 3.99% per month (42.00% - 47.88% p.a.)  Varies depending on card type 
    Foreign Currency Markup Fee  For international transactions  1% - 2.5% of converted amount   
    Transaction Fee  Some merchants may charge  Up to 2.5% of transaction amount  Varies depending on merchant 
    Optional Charges       
    Late Payment Fee  If minimum due not paid by due date  Rs. 500 or 12.5% of outstanding balance (capped at Rs. 1,300) 
    Over-the-limit Penalty  Exceeding credit limit  Up to 2.5% of amount exceeding limit 
    Cash Advance Fee  Withdrawing cash with credit card  2.5% of withdrawn amount (minimum Rs. 500) 
    Card Replacement Fee  Lost or damaged card replacement  Rs. 100 - Rs. 200 
    Additional Notes     
    GST may apply to some charges  Late payment fees & finance charges 
    Review credit card statement for full details  Track charges & avoid unnecessary fees 

    RBL credit card bill payment options

    Apart from the BBPS platform on Bajaj Finserv, RBL Bank offers various payment options for credit card bill repayment:

    1. RBL Bank website: Visit the official website of RBL Bank and log in to your account to make the credit card bill payment.

    2. Net banking: Use your RBL bank net banking facility to make the credit card bill payment directly from your bank account.

    3. Auto debit: Set up an auto debit instruction from your RBL bank savings account to ensure automatic payment of the credit card bill on the due date.

    4. Mobile banking app: If you have the RBL bank mobile banking app, you can make credit card bill payments conveniently from your smartphone

    Processing time for the RBL credit card bill payment via the BBPS platform on Bajaj Finserv

    The processing time for the RBL credit card bill payment through the Bajaj Finserv Bharat Bill Payment System (BBPS) platform is usually instant or takes a few minutes. However, it may vary depending on the payment mode chosen and the bank's internal processes.

    How to convert your RBL Bank credit card transactions into EMI

    To convert your RBL Bank credit card transactions into EMI, you have various application methods:

    1. Post-purchase EMI conversion

    • SMS method: Send 'EMI' to 5607011 after using the 'SPLIT N PAY' option.
    • Mobile app steps:
      A. Open 'RBL MYCARD' mobile app
      B. Log in to your account
      C. Tap 'CONVERT CREDIT CARD TRANSACTIONS INTO EMI’
      D. Choose eligible purchases
      E. Select tenure and confirm
    • Customer service: Contact RBL Bank customer care for credit card EMI conversion.

    2. Merchant EMI conversion

    • Convert purchases into EMI for online and in-store transactions.
    • Request the EMI option during payment.
    • For online purchases, choose 'PAY WITH EMI' at checkout (availability may vary by merchant).

    RBL Bank credit card customer care number

    1. For general queries on RBL credit cards:

    2. For RBL SuperCard holders

    RBL Bank provides a dedicated customer care number for various credit card related activities, including card selection, application inquiries, and more. You can reach out to their customer care executive for assistance.

    Check RBL Bank credit card statement

    1. Via Net banking

    Step1: Login to your RBL Bank Net banking account using your user ID and password

    Step 2: Go to the ‘CREDIT CARDS’ section and tap on ‘VIEW STATEMENT’

    Step 3: Select the previous statement or set a preferred date range

    Step 4: Tap on ‘GET STATEMENT’ option

    Step 5: A PDF version of the statement will be downloaded to your device

    2. Via mobile banking

    Step 1: Download the RBL MyCard mobile app on your smartphone

    Step 2: Log in using your 4-digit mPIN or register using your credit card number and other card details

    Step 3: From the homepage, tap on ‘VIEW TRANSACTIONS’ option

    Step 4: Choose the period for which you wish to see the statement

    Step 5: Your billing statement will be displayed on the screen

    Fees and charges

    A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

    Note: For failed transactions, the total amount including charges except taxes are reversed.

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Steps to pay RBL Bank credit card bill on the Bajaj Finserv app

Follow these steps to pay your RBL Bank credit card bill online using the Bajaj Finserv app:

  1. Download and install the Bajaj Finserv app from Google Play Store or App Store
  2. Open the app on your mobile phone
  3. Enter your 10-digit mobile number to 'GENERATE OTP'
  4. Enter the OTP and click on 'PROCEED'
  5. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
  6. Choose your credit card issuer
  7. Enter your credit card number and click on ‘FETCH YOUR BILL’
  8. Select your preferred payment mode
  9. Make the payment to pay the bill successfully

You will receive a notification post completion of payment.

Steps to pay RBL Bank credit card bill on the Bajaj Finserv website

  1. Here is how you can pay your RBL Bank Credit Card bill on the Bajaj Finserv website:
  2. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
  3. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
  4. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
  5. Choose your credit card issuer
  6. Enter your credit card number and click on ‘FETCH YOUR BILL’
  7. Select your preferred payment mode
  8. Make the payment to pay the bill successfully

Pay other banks' credit card bill

You can make credit card bill payments to various banks such as BOB, HDFC, SBI, BOI, IndusInd, Kotak, CITI, AMEX, AXIS, DBS, YES, and more.

Frequently asked questions

How can I pay my RBL credit card bill?

You can pay your RBL credit card bill through various modes, including online platforms like the BBPS platform on Bajaj Finserv, net banking, mobile banking apps, or by visiting the official RBL Bank website.

Can I use my RBL Bank credit card for UPI payment?

RBL Bank credit cards can be linked to UPI (Unified Payments Interface) platforms, allowing you to make payments using UPI-enabled apps.

Can credit card bills be paid online?

Yes, credit card bills can be paid online through various platforms, including the official websites or mobile apps of the respective credit card issuers, online payment platforms like the BBPS platform on Bajaj Finserv, and net banking services provided by banks.

What is the minimum amount for which an RBL Bank credit card payment can be made?

The minimum amount required for an RBL credit card payment is usually five percent of the outstanding balance on the credit card bill.

Can RBL Bank credit card bills be paid with a cheque?

Yes, RBL Bank credit card bills can be paid using a cheque. Follow these steps to make the payment using a cheque:

  1. The cheque should be made out in favour of RBL Bank card with the 16-digit card number
  2. Depositing the cheque is possible at any RBL Bank branch
  3. Alternatively, you can send the cheque via courier to RBL Bank Limited
  4. Payment and the release of credit limit are subject to the cheque's realisation
I do not have an RBL account but I have a credit card. How can I make the payment?

Follow these procedures to pay your credit card bill online using the Bajaj Finserv BBPS platform:

  1. Click on 'Download App’ to open the Google Play Store
  2. Login through the email ID registered with your mobile
  3. Click on ‘INSTALL’
  4. Open the app on your mobile phone
  5. Enter your 10-digit mobile number to 'GENERATE OTP'
  6. Enter the OTP and click on 'PROCEED'
  7. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
  8. Choose your credit card issuer  
  9. Enter your credit card number and click on ‘FETCH YOUR BILL’
  10.  Select your preferred payment mode
  11. Make the payment to pay the bill successfully

You will receive a notification post successful transaction.

What are the consequences of not paying my bill on time?

If the bill is not paid on time, a late payment fee will be incurred. RBL Bank imposes a late payment fee equivalent to 15% of the total outstanding amount. The minimum late payment charge is Rs. 50, while the maximum is Rs. 1,250. It is recommended to pay your credit card bill online to avoid late fee charges.

What is the IFSC code for NEFT payments towards RBL Bank credit cards?

When paying your credit card bill using NEFT, you can use the RBL Bank credit card IFSC code: RATN0CRCARD, for transactions. To prevent additional charges, it is advisable to settle your credit card bills ahead of the due date.

Does paying by card bill twice a month affect my credit score?

Paying your credit card bill twice a month is generally a responsible financial practice and can positively impact your credit score. It demonstrates good financial management and can lower your credit utilisation ratio. However, always pay at least the minimum amount due by the due date to maintain a positive credit history.

Does Bajaj Finserv provide recharge services apart from credit card bill payment?

Yes, Bajaj Finserv also provides other recharge services such as:

Does Bajaj Finserv provide bill payment services apart from credit card bill payment?

Yes, Bajaj Finserv also provides other bill payment services such as:

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