Mortgage Loan

Overseas education, a grand wedding, growing business needs, or unforeseen medical expenses – no matter what your need may be, finance them easily with a Bajaj Finserv Mortgage Loan. Bajaj Finserv now offers Mortgage Loans customised to the needs of salaried and self-employed individuals.

Avail Loan Against Property up to ₹ 3.5 Crore* with 0 processing fee & low Interest Rates. Apply Now!!

  • High-value loans made affordable

    Bajaj Finserv facilitates you to access a higher loan amount at affordable Mortgage Loan interest rates. Salaried personnel can avail up to Rs.1 crore, while self-employed individuals can get a loan of up to Rs.3.5 crore.

  • Hassle-free loan disbursal

    With minimal documentation and quick processing, the application for your loan is completed in just 4 days, making this the fastest Loan Against Property. You can also avail doorstep service for submitting your mortgage loan documents.

  • Flexible Tenor

    Salaried individuals can avail a suitable tenor ranging from 2 to 20 years to repay the loan conveniently. Self-employed individuals can select a tenor of up to 18 years to repay the loan. You can part-prepay or prepay your loan anytime at minimal charges.

  • Easy balance transfer facility

    You can easily transfer your existing mortgage loan to Bajaj Finserv and get a high-value top-up loan.

  • Flexi Hybrid feature

    This option allows you to borrow as you need and pay interest only on the amount utilised. You can manage your finances effectively and pay interest-only EMIs.

  • Online account access

    Access your loan details anytime and anywhere through our customer portal - Experia


With tools like Mortgage Loan Eligibility Calculator and Mortgage Loan EMI Calculator, you can manage your loan easily. Read the step-by-step process to know how to apply for Mortgage Loan

Mortgage Loan FAQs

What are the Processing Fees for Mortgage Loan?

One of the prominent NBFCs in India, Bajaj Finserv offers the most affordable interest rates and additional fees on Loans Against Property. Borrowers can enjoy a repayment-friendly Mortgage Loan charges thanks to a transparent policy with no hidden fees.

Bajaj Finserv imposes nominal Mortgage Loan processing fees of up to 1.5%. Apart from these, you need to meet the following charges –

  • Loan Against Property interest rates (for salaried borrowers) – 10.10% to 11.50%
  • Interest rate (for self-employed borrowers) – 10.50% to 14.50%
  • Penal interest per month – up to 2% including the taxes applicable.

Enjoy comparatively lower Property Loan rates with Bajaj Finserv and find the funds disbursed in 4 days of approval.

How can one repay the Mortgage Loan ahead of schedule?

When you avail a Loan Against Property or Mortgage Loan from Bajaj Finserv, you need to select a convenient repayment tenure. If you wonder what is a Mortgage Loan repayment, it means to pay off the borrowed principal along with the payable interest. Borrowers can easily make the repayments as manageable EMIs over a longer tenure of up to 20 years.

However, if you have excess funds in hand, you can opt for Property Loan repayment ahead of the tenure’s end. Bajaj Finserv offers both part-prepayment and foreclosure facilities at nominal to zero charges. Reduce the outstanding principal easily along with the EMI amount or the loan tenure.

Do you need to provide a collateral or security for Mortgage Loan?

The primary meaning of what is a mortgage loan stands as a loan disbursed against a property as collateral.

Avail a Property Loan up to Rs. 3.5 Crore from Bajaj Finserv against any of the following properties.

  • Any type of industrial property
  • Any piece of land owned by the borrower
  • Apartments, house and other residential properties
  • Office, hotel, and other commercial properties

Another definition of what is a loan against property or what is LAP is that it is a secured loan with no end-usage restriction. The process of how to get a Property Loan is simple via an online application form.