Loan Against Property of up to ₹10.50 crore

Loan amount of up to Rs. 10 crore*

Manage your urgent financial needs with a sizeable loan amount of up to Rs. 10 crore* sanctioned based on your mortgaged property.

Low interest rates

Our loan against property comes with affordable interest rates starting from 8% to 20% (fixed or floating rate of interest) p.a.

Disbursal in 72 hours*

Get money in your bank account within 72 hours*- of the approval & subject to receipt of all applicable documents and basis risk policy.

Tenure of up to 15 years*

You can repay your loan amount conveniently with a repayment tenure ranging up to 15 years*.

Multiple end-use options

With no end-use restrictions, use the loan amount for an emergency or pay for wedding expenses, higher education or business expansion.

No foreclosure charges*

If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges.

Externally benchmarked interest rates

Link your loan to an external benchmark such as the Repo Rate and benefit during favourable market trends.

Eligibility criteria

• Nationality: You must be an Indian citizen residing in India with property in a city we operate in.
• Age: Minimum age: 25 years (18 years for non-financial property owners)
• Maximum age: 85 years (including non-financial property owners)
• *Age of the individual applicant/ co-applicant at the time of loan maturity.
• *Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.
• CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
• Occupation: Salaried, self-employed professionals like doctors, and self-employed non-professionals are eligible to apply.

Documents required

• Proof of identity/ residence - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
• If your current address is not the same as the OVD document provided, please share any of the listed DOVD documents. Click here to view the documents.
• Proof of income
• Property-related documents
• Proof of business (for self-employed applicants), and
• Account statements for the last 6 months