Customer Details

Full name*

Mobile number*

Residential pin code*

Type of employment *

Type of loan *

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Date of birth*

Monthly Salary *

Loan Amount Required*

Work Experience *

Property location *

Balance Transfer Bank Name

Work Experience *

Degree *

Business vintage *

Annual income (2018-19)*

ITR filed for last 3 years? *

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Features and benefits

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Features and benefits

Loans up Rs. 1 crore

Disbursal in 4-days

Hassle-free and quick loan disbursal

Flexible tenure

Easy balance transfer facility

Lower EMIs

Low interest rates

eligibility

Eligibility and documents

eligibility

Eligibility and documents

Eligibility criteria

Nationality – Residing Indian citizens

Work experience – 5 years for salaried applicants 5 years of business continuity for self-employed applicants

Age – 28 to 58 years** for salaried applicants 25 to 70 years** for self-employed applicants

** Upper age limit is the age at loan maturity

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Fees and charges

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Fees and charges

Interest rate: 8.40%* onwards

Processing fee- Up to 7% of loan amount + GST applicable

Penalty interest: 2% per month in addition to the applicable Interest Rate on overdue amount

EMI Bounce Charges: Up to Rs.3000

Minimum Annual Percentage Rate for unsecured Personal Loans in Bajaj Finance Limited is 12.5% and maximum Annual Percentage Rate is 41%. This rate of interest varies basis our internal credit and risk policy and as per an algorithmic multivariate score card.

  • Part payment charges for Flexi loans - Nil
  • Part payment charge for Term loans - 2% + applicable taxes on part-payment amount paid
  • Foreclosure charges on Flexi loans - 4% + applicable taxes on the total withdrawable amount (total amount that you can withdraw under flexi loan, from time to time as per repayment schedule)
  • Foreclosure charges on Term loans - 4% + applicable taxes on principal outstanding

The personal loan terms mentioned here are subject to change, based on policy revisions. For the updated product details, please click here

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Features and benefits

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Features and benefits

Rate of interest starting 9.35%* onwards

Top-up loans up to Rs. 50 lac

Quick approval

Part-prepayment and foreclosure facility

Nil foreclosure charges

Part-prepayment facility

eligibility

Eligibility and documents

eligibility

Eligibility and documents

Eligibility

Paid 12 EMIs of the existing home loan

No outstanding dues on existing Home Loan

Property must be ready to be occupied or already occupied

Documents

KYC Documents

Address proof

Latest salary slips or Form 16

Balance sheet and P&L statement

Registration certificate of business

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Fees and charges

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Fees and charges

Interest rate – 9.35%** onwards

Processing fee - Up to 1%

Penal interest: 2% per month + applicable taxes

EMI bounce charges – Rs. 3000

Pincode

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