Home Loan Balance Transfer helps you reduce your EMIs by moving your outstanding loan from other financial institutes to Bajaj Finserv for lower interest rate. You can get additional top-up loans, and enjoy features such as Flexi Hybrid Home Loan, 3 EMI holiday, pre-payment facility, and nil foreclosure charges.
Our newest offering – Flexi Hybrid Home Loan, enables you to manage your finances better with an interest-only period of up to 4 years*. With no limit on number of pre-payments or withdrawals, you can avail benefits of both – flexi-interest and flexi-term loan with Bajaj Finserv Home Loan Balance Transfer facilities.
You can use Home Loan Balance Transfer Calculator to compute your savings, and your top-up loan eligibility.
Bajaj Finserv’s Balance Transfer is amongst the best in the industry for the following reasons:
3 EMI Holiday feature
Flexi Hybrid Home Loan
No hidden charges
Nil foreclosure charges
Online account management
Customised insurance solutions
Apply now for hassle-free online application for Bajaj Finserv Home Loan Balance Transfer, and learn about some of its exciting features below:
You can prepay any amount. However, the prepayment transaction should not be less than the total amount of 3 EMIs. There is no limit on the maximum amount. This is subject to you clearing your first EMI.
Bank statements of salary account for last 6 months
Voter's ID card, Driving license, Job card issued by NREGA/Aadhar card/PAN card (PAN card only as identity proof)
Passport/Voter's ID card/Driving license/Aadhar Card
Types of Fees
*Applicable following 1st EMI clearance
Enter your personal details, including your name, date of birth, address, and contact details
Input your income details, so we can find the best deal that suits your financial standing.
The next set of details you need to submit pertain to your employment status.
Submit the details of the existing property for which you need balance transfer loan.
Using our state-of-the-art eligibility calculator, you’ll be able to know what kind of offers we have in store for you.
Share details of your new home, including its location and size, so we can help you get the best deal
Upload copies of all your documents, including ID, address, signature proof, photographs, employment and income details on our website.
Get a top-up loan without any extra documentationAPPLY NOW
Determine your Home Loan eligibility and accordingly plan the application amountAPPLY NOW
Calculate your monthly EMI, installments and rate of interest applied on the loan amountAPPLY NOW
Pay only interest during the initial flexi-interest loan tenorAPPLY NOW