You can use our Home Loan Balance Transfer Calculator to compute your savings, as well as your top-up loan eligibility.
Avail Top-up Loan up to ₹ 50 Lakh* with Home Loan Balance Transfer @8.55%* Interest Rate. Apply Now!!
|
|
|
|---|---|
| Type of Fees | Charges Applicable |
| Interest Rate | 8.55%** |
| Processing Fees | Up to 1% |
| Loan Tenure | Up to 20 Years |
| EMIs per Lakh | Rs. 874 |
| Interest and Principal Statement Charges | NIL |
| PDC Swap Charges | NIL |
| Penal Interest | 2% per month + applicable taxes |
| EMI Bounce Charges* | Up to Rs. 3,000/- |
| Loan Statement Charges | Rs. 50 |
|
|
||
|---|---|---|
| Documents | Salaried | Self-employed |
| Identity proof - Aadhaar, PAN, Voter ID, Driving License, NREGA card, etc. | Yes | Yes |
| Address proof – Aadhaar, passport, Driving License, Voter ID, etc. | Yes | Yes |
|
|
||
|---|---|---|
| Documents | Salaried | Self-employed |
| Latest salary slips or Form 16 | Yes | No |
| Bank account statement of the previous 6 months | Yes | No |
| Income tax returns of the last year | No | Yes |
| Balance Sheet and Profit & Loss Account Statement of the previous year | No | Yes |
| Registration certificate of the business | No | Yes |
How to Reduce Home Loan Interest
Calculate Your Home Loan Eligibility
