Insta Personal Loan for Wedding

Insta Personal Loan for Wedding

Venue and outfits are the biggest wedding expenses. Find out how to spread them over small instalments.

₹40000 to ₹14,00,000

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer and apply | Plan your dream wedding

Using Insta Personal Loan for wedding

Weddings are more than just a celebration — they’re memories in the making. Whether it’s your big day or your child’s, every detail counts — from the perfect venue to stunning outfits and everything in between. You can cover all your marriage-related expenses easily with a wedding loan — no collateral, low interest rates.

  • Venue and décor

    Check your pre-approved loan offer in 2 steps → Apply online in 5 minutes → Get funds in your bank within a few hours*.

    Decorations make your wedding look grand — flowers, lights, stage, and seating. Whether you choose a banquet hall in your city or a destination wedding at a beautiful location, a loan can help you manage the cost easily.

    Pro tip: Destination weddings may seem expensive upfront, but they often combine venue, stay, and event planning — and can be financed smartly with a personal loan.

  • Outfits and jewellery

    Everyone wants to look their best on the big day. Buy that designer saree, lehenga, or sherwani you always liked. Book a good makeup artist and buy gold jewellery for your bride or daughter-in-law without any stress.

  • Photography and Video

    Wedding photos keep the memories alive for life.

    Hire a good photographer, do a pre-wedding shoot, and set up a photo booth for guests. It’s all possible with a little extra budget — and your Insta Personal Loan can help.

  • Entertainment

    Whether it’s a live band for the sangeet or a DJ for the reception, good music is non-negotiable. Add fun games and activities to keep kids and adults equally entertained.

    Pro tip: Booking in advance or bundling services can help you save — a personal loan gives you the flexibility to pay upfront. Check your offer today.

  • Guest stay and food

    Give your guests an experience to remember. Book rooms at a luxury or boutique resort, arrange transport, and create a menu that gets everyone talking.

*Terms and conditions apply.

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Features and benefits of Insta Personal Loan for Wedding

Weddings are more than just a celebration — they’re memories in the making. Whether it’s your big day or your child’s, every detail counts — from the perfect venue to stunning outfits and everything in between. You can cover all your marriage-related expenses easily with a wedding loan — no collateral, low interest rates.

  • Pre-approved offers

    No need to complete the entire application process to know how much loan you will get.

  • Check offer in 2 steps

    You can check your Insta Personal Loan offer by entering your mobile number and OTP.

  • Money in your account in 30 minutes*

    Get the funds you need quickly to manage all your urgent expenses.

  • Long repayment period – up to 96 months

    You can spread your repayment over 96 months, which means small instalments right from the start.

  • No hidden charges

    You can read our fees and charges on this page and on our loan documents. There are no hidden charges.

  • No guarantor or collateral needed

    You do not need to provide any collateral such as gold ornaments and property papers to get the loan.

*Applicable for select customers.

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Eligibility criteria and documents for instant personal loan for wedding

Anyone can opt for our Insta Loan for wedding online. Your eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.

  • If you are an existing customer

    Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you. Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to get the Insta Personal Loan.

  • If you are a new customer

    New customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Age: 21 years to 80 years*

*Higher age limit applicable at the time of loan maturity.

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How to apply for Insta Personal Loan for home renovation

Anyone can opt for our Insta Loan for home renovation online. Your eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.

  • Step-by-step guide to apply for Insta Personal Loan

    1. Click on ‘CHECK OFFER’ on this page to open our online form.
    2. Enter your 10-digit mobile number and verify your profile with the OTP sent to your phone.
    3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
    4. Select a repayment tenure that suits you best.
    5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

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Frequently asked questions

Overview

Application

What is an Insta Personal Loan?

An Insta Personal Loan is a pre-sanctioned offer; wherein the lender has already evaluated your credit history to check your creditworthiness. Since the initial approval process is already done, Insta Personal Loans are processed faster. With a Bajaj Finance Insta Personal Loan, you can expect the money in your account within 30 minutes*.

Read more about Insta Personal Loans and how to get one.

*Terms and conditions apply.

Can I get a loan for a wedding?

Yes, you can get a loan for a wedding. Our Insta Personal Loan can be used to meet different expenses comfortably. Check your offer and apply online to get the funds you need easily.

What is the maximum Insta Personal Loan amount I can get?

You can borrow up to Rs. 15,50,000, depending on the offer you have. Find out your loan offer in just 2 steps – by entering your mobile number and OTP.

What are the advantages of an Insta Personal Loan over a regular loan?

Bajaj Finance Limited offers Insta Personal Loans to its existing as well as new customers. The benefits of choosing an Insta Personal Loan include:

  • Faster processing: You do not need to go through a lengthy approval process associated with regular loans.
  • Instant funding: Since you are screened for your creditworthiness beforehand, the loan disbursal process is significantly shortened. You can get the funds you need in as little as 30 minutes*.
  • Flexible tenures: With Insta Loans, you can pick a convenient repayment tenure ranging up to 96 months.
  • Minimal documentation: Insta Personal Loans require minimal documentation for loan processing.
Do I need to check my credit score before obtaining an Insta Personal Loan?

We look at several parameters before preparing your Insta Personal Loan offer, including your credit score, financial history, income details and more. Since we verify your credit score, you do not need to be aware of your score before checking your pre-approved loan offer.
However, keeping a tab on your credit health every few months is good practice. One of the easiest ways to do this is to use the Credit Pass offered by Bajaj Finserv. Share a few basic details on the link below and get your credit score – for free.

Check your credit score

How can I check my Insta Personal Loan offer?

You can check your offer using the following steps:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Once verified successfully, your pre-approved personal loan offer details will be displayed on your screen.

Read more on how your Insta Personal Loan offer amount is decided.

How can I get an Insta Personal Loan from Bajaj Finance?

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below to get an offer.

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.