Personal Loan

How To Apply For Personal Loan

How to Apply for Personal Loan

The loan application procedure is simple and you can avail up to Rs. 25 lakh within 24 hours of approval. Get an easy personal loan to meet a range of expenses like paying for a medical emergency, higher education, vacation, wedding and more.

You also have the option to go with Bajaj Finserv Flexi Personal Loan that lets you borrow funds as you require and pre-pay when you can from a sanctioned loan amount. You can also opt to pay only interest as EMI and repay the principal amount at the end of the tenor. This reduces your EMIs by up to 45%.

Personal Loan Eligibility Criteria:
Salaried Professionals within the age of 25 to 58 years can apply for the loan. Meet the eligibility criteria and submit documents required for personal loan. Also, you can use Personal Loan Eligibility Calculator to check if you qualify for the loan.

Personal Loan Interest Rates and Charges:
Bajaj Finserv offers attractive rates of interest on personal loan. As there are no hidden charges, applications are processed on nominal fees & charges.

Personal Loan EMI Calculation:
Estimate your monthly cash outflow by calculating EMI using the Personal Loan EMI Calculator and plan repayment accordingly.

Personal Loan Application Procedure:
The most important step in the application process is figuring out your exact requirement and the loan amount you need for it. This will enable you to borrow the correct amount. Also, make sure you research your loan requirement as well.

Wondering how to get this loan online? You can apply for a Bajaj Finserv Personal Loan online now, and follow the step-by-step application process:

Step 1:

Fill in your personal, financial, and employment details.

Step 2:

Select the loan amount and tenor that you require, to get instant online approval.

Step 3:

Submit the required documents with our representative, who will get in touch with you.

Step 4:

Receive the money in your bank account within 24 hours.

Check Your Personal Loan EMI

loan amount

Please enter loan amount


Please enter tenor

interest rate

Please enter interest rate

Your EMI amount is


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Disclaimer :

Calculator is an indicative tool to check personal loan eligibility and assist the user to calculate the loan amount that the user will be eligible to borrow. Calculation results are approximations and for information purposes only and interest rates quoted are indicative. Actual interest rates and loan eligibility amount will vary. To check eligibility for Personal Loan and know the actual eligibility amount, the user should share his complete and accurate details by clicking on the ‘apply now’ tab and provide additional information/ documents required for assessment of user’s application. Calculation results are not intended to substitute professional advice which the user is advised to seek. Loan terms and conditions apply.