How to apply for a personal loan
Frequently asked questions
To obtain an immediate personal loan, explore NBFCs or online lending platforms. Complete the application with accurate information, including financial details and employment history. Ensure a good credit score for better approval chances. Compare interest rates and terms before finalising the loan agreement.
To secure a personal loan for the first time, assess your credit score, gather financial documents, and create a budget. Research lenders offering loans to individuals with limited credit history. Apply online or in person, with steady income and responsible financial habits. Compare offers, select the best terms, and complete the application process.
You can apply for a Bajaj Finance Personal Loan by following the simple personal loan process:
- Visit our personal loan page and click on ‘APPLY’
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details and click on ‘PROCEED’.
- Enter the loan amount and tenure that you need.
- Complete your KYC and submit your application.
To start the personal loan application process, click on 'APPLY' on this page. Now, enter your contact details, and verify the OTP sent to your phone. Fill in the application with your basic details and click on proceed. Then, enter the loan amount that you need. Complete your KYC and submit your loan application.
With Bajaj Finance Personal Loan, getting approval is easy. You just have to meet the simple eligibility criteria and keep the required documents ready to get approval on a personal loan.
- KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
- Employee ID card
- Salary slips for the last 2 months
- Bank account statements for the previous 3 months
You can use our Personal Loan EMI Calculator to calculate your EMIs.
With a Bajaj Finserv Personal Loan you can borrow up to Rs. 40 lakh which you can repay over the loan tenure of 96 months.
Yes, you can apply for a personal loan even if you have an existing loan. But please note that your loan repayment capacity will be checked before approving your loan application.