How to apply for Personal Loan

Apply online in just a few easy steps to get our personal loan.

Personal loan application process

Step-by-step guide to apply for a personal loan

  1. Click on ‘APPLY’ at the top of this page to open our online application form.
  2. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  6. Choose the repayment tenure – you can select tenure options of 6 months to 84 months and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.

Frequently asked questions

How do I apply for a personal loan?

To start the personal loan application process, click on 'APPLY' on this page. Now, enter your contact details, and verify the OTP sent to your phone. Fill in the application with your basic details and click on proceed. Then, enter the loan amount that you need. Complete your KYC and submit your loan application.

How to get quick approval on my personal loan application?

With Bajaj Finserv Personal Loan, getting approval is easy. You just have to meet the simple eligibility criteria and keep the required documents ready to get approval on a personal loan.

What documents are required to apply for a personal loan?
Following are the documents required to apply for a Bajaj Finserv Personal Loan:
  • KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
  • Employee ID card
  • Salary slips for the last 2 months
  • Bank account statements for the previous 3 months
How much can I borrow with a personal loan?

With a Bajaj Finserv Personal Loan you can borrow up to Rs. 40 lakh which you can repay over the tenure of 84 months.

Can I apply for a personal loan if I already have an existing one?

Yes, you can apply for a personal loan even if you have an existing loan. But please note that your loan repayment capacity will be checked before approving your loan application.

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