Personal Loan for Chartered Accountants Up to Rs. 25 Lakh in 24 hours| Bajaj Finserv

Personal loan for chartered accountants: Features & benefits

Easy and fast, a Bajaj Finserv Personal Loan for Chartered Accountants gives you up to Rs.42 lakh in just 24 hours without any collateral needed. Added features like a Flexi Loan facility and doorstep services increase your convenience.

Use the loan to have a destination wedding, go on an exotic vacation, renovate your home tastefully, pay for your child’s overseas education, consolidate all your existing debt and more.

Loans up to Rs. 42 lakh

Meet all your personal financial goals with loans up to Rs. 42 lakh
Money in bank in 24 hours

Get the money in your bank account in 24 hours for any immediate needs
Flexi Loan facility

Withdraw funds as per your needs and repay the loan as you have extra funds. Here, you pay interest only on the amount used by you and not the entire loan taken.
Minimal documentation

Submit just a handful of documents to our representative who comes to your doorstep
Collateral-free loans

Get the loan without providing any guarantor or collateral required
Flexible repayment tenors

A long-ranging tenor from 12 months to 96 months helps you to spread your EMIs as per your earnings
Pre-approved offers

With personalised offers that are pre-approved, you can get the most out of your loan
Online access to loan account

View and manage your loan account wherever and whenever

Eligibility criteria

To be eligible for Bajaj Finserv Personal Loan for Chartered Accountants, you need to:

Have a certificate of practice that is active for a minimum of 2 years
Own a house/ office (At a location where Bajaj Finance Ltd operates)

Documents required

Certificate of practice
KYC of authorised signatories
Bank Statement
Photograph

Chartered Accountant Loan - Fees & Charges

Fees & Charges for Chartered Accountant are as follows-

Types of Fees	Applicable Charges
Interest rate	14 to 17% p.a
Processing fee	Up to 2 % of the loan amount (Plus Applicable Taxes)
DOCUMENT/STATEMENT CHARGES Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents	Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia. You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.
Bounce charges	Upto 3000 (Inclusive of applicable taxes)
Penal interest (Applicable in case of non-payment of monthly instalment on/before the due date)	Any delay in payment of Monthly Instalment/EMI shall attract penal interest at the rate of 2% per month on the Monthly Instalment/EMI outstanding, from the date of default until the receipt of Monthly Instalment/EMI.
Document processing charges	Rs. 2000 + applicable taxes
Stamp Duty	At actuals. (as per State)

Annual/Additional Maintenance Charges -

Loan Variant	Charges
Flexi Term Loan	0.25% plus applicable taxes of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid Loan	0.25 to 0.5% plus applicable taxes of the Total Withdrawable Amount during initial tenure. 0.25% plus applicable taxes of the Total Withdrawable Amount during subsequent tenor.

Foreclosure Charges

Loan Variant	Charges
Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment)	4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment
Flexi Term Loan	4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.
Flexi Hybrid Loan	4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.

Part-Prepayment Charges

Borrower Type	Time Period	Part-Prepayment Charges
Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant	More than 1 month from date of loan disbursal.	2% + applicable taxes on part-payment amount paid.

Mandate Rejection Service Charge*: Rs 450 (Inclusive of applicable taxes)

*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.

Note: Additional cess will be applicable on all charges in accordance with the state specific laws.

Personal loan for chartered accountants – How to apply

You can apply for a Bajaj Finserv Personal Loan for Chartered Accountants online as well as offline.

To apply offline:

SMS ‘CA’ to 9773633633
Or give a missed call on 9266900069

To apply online:

To apply easy, click here and follow these steps

1

Fill in your personal details

Enter basic details like your name, date of birth, address, and contact details
2

Receive confirmation call to know your offer

A Bajaj Finserv representative will give you a call and collect the documents right at your doorstep
3

Submit the requisite documents

Submit a copy of your KYC documents, certificate of practice, mortgage documents, financial statements and bank statements to our representative
4

Money-in-bank in 24 hours

Complete verification and disbursal of your loan amount within 24 hours of document pick-up