Easy and fast, a Bajaj Finserv Personal Loan for Chartered Accountants gives you up to Rs.42 lakh in just 24 hours without any collateral needed. Added features like a Flexi Loan facility and doorstep services increase your convenience.
Use the loan to have a destination wedding, go on an exotic vacation, renovate your home tastefully, pay for your child’s overseas education, consolidate all your existing debt and more.
Meet all your personal financial goals with loans up to Rs. 42 lakh
Get the money in your bank account in 24 hours for any immediate needs
Withdraw funds as per your needs and repay the loan as you have extra funds. Here, you pay interest only on the amount used by you and not the entire loan taken.
Submit just a handful of documents to our representative who comes to your doorstep
Get the loan without providing any guarantor or collateral required
A long-ranging tenor from 12 months to 96 months helps you to spread your EMIs as per your earnings
With personalised offers that are pre-approved, you can get the most out of your loan
View and manage your loan account wherever and whenever
To be eligible for Bajaj Finserv Personal Loan for Chartered Accountants, you need to:
Have a certificate of practice that is active for a minimum of 2 years
Own a house/ office (At a location where Bajaj Finance Ltd operates)
Fees & Charges for Chartered Accountant are as follows-
|Types of Fees||Applicable Charges|
|Interest rate||14 to 17% p.a|
|Processing fee||Up to 2 % of the loan amount (Plus Applicable Taxes)|
Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents
|Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.
|Bounce charges||Upto 3000 (Inclusive of applicable taxes)|
|Penal interest (Applicable in case of non-payment of monthly instalment on/before the due date)||Any delay in payment of Monthly Instalment/EMI shall attract penal interest at the rate of 2% per month on the Monthly Instalment/EMI outstanding, from the date of default until the receipt of Monthly Instalment/EMI.|
|Document processing charges||Rs. 2000 + applicable taxes|
|Stamp Duty||At actuals. (as per State)|
Annual/Additional Maintenance Charges -
|Flexi Term Loan||0.25% plus applicable taxes of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.|
|Flexi Hybrid Loan||0.25 to 0.5% plus applicable taxes of the Total Withdrawable Amount during initial tenure. 0.25% plus applicable taxes of the Total Withdrawable Amount during subsequent tenor.|
|Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment)||4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment|
|Flexi Term Loan||4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.|
|Flexi Hybrid Loan||4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.|
|Borrower Type||Time Period||Part-Prepayment Charges|
|Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant||More than 1 month from date of loan disbursal.||2% + applicable taxes on part-payment amount paid.|
Mandate Rejection Service Charge*: Rs 450 (Inclusive of applicable taxes)
*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
Note: Additional cess will be applicable on all charges in accordance with the state specific laws.
You can apply for a Bajaj Finserv Personal Loan for Chartered Accountants online as well as offline.
To apply offline:
SMS ‘CA’ to 9773633633
Or give a missed call on 9266900069
To apply online:
To apply easy, click here and follow these steps
Enter basic details like your name, date of birth, address, and contact details
A Bajaj Finserv representative will give you a call and collect the documents right at your doorstep
Submit a copy of your KYC documents, certificate of practice, mortgage documents, financial statements and bank statements to our representative
Complete verification and disbursal of your loan amount within 24 hours of document pick-up
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