Personal Loan for Chartered Accountants Up to Rs. 32 Lakh in 24 hours| Bajaj Finserv

Personal loan for chartered accountants: Features & benefits

Easy and fast, a Bajaj Finserv Personal Loan for Chartered Accountants gives you up to Rs.32 lakh in just 24 hours without any collateral needed. Added features like a Flexi Loan facility and doorstep services increase your convenience.

Use the loan to have a destination wedding, go on an exotic vacation, renovate your home tastefully, pay for your child’s overseas education, consolidate all your existing debt and more.

Loans up to Rs. 32 lakh

Meet all your personal financial goals with loans up to Rs. 32 lakh
Money in bank in 24 hours

Get the money in your bank account in 24 hours for any immediate needs
Flexi Loan facility

Withdraw funds as per your needs and repay the loan as you have extra funds. Here, you pay interest only on the amount used by you and not the entire loan taken.
Minimal documentation

Submit just a handful of documents to our representative who comes to your doorstep
Collateral-free loans

Get the loan without providing any guarantor or collateral required
Flexible repayment tenors

A long-ranging tenor from 12 months to 96 months helps you to spread your EMIs as per your earnings
Pre-approved offers

With personalised offers that are pre-approved, you can get the most out of your loan
Online access to loan account

View and manage your loan account wherever and whenever

Eligibility criteria

To be eligible for Bajaj Finserv Personal Loan for Chartered Accountants, you need to:

Have a certificate of practice that is active for a minimum of 4 years
Own a house/ office (At a location where Bajaj Finance Ltd operates)

Documents required

Certificate of practice
KYC of authorised signatories
Bank Statement
Photograph

Fees & interest rates

Interest rates

14-15%

Processing fees

Up to 2%

Loan statement charges

NIL

Interest and principal statement charges

NIL

Part-prepayment charges (flexi Loan facility)*

Nil

Penal interest

1.00% p.m

EMI bounce charges*

Rs. 1000

*Applicable following 1st EMI clearance

Foreclosure and part pre-payment charges

Borrower Type:Interest Type

Time Period(Months)

Foreclosure charges

Part-payment charges

4% plus applicable taxes on principal outstanding*

2% plus applicable taxes on part pre-payment amount paid

*Foreclosure charges will be applicable on the current POS outstanding.

*Nil part pre-payment charges for Flexi Term Loan and Flexi Interest-only Loans.

*For regular Term Loans, foreclosure/part pre-payment can be done post clearance of 1st EMI.

*For Flexi Term Loans, part pre-payment can be made anytime and foreclosure can be done post clearance of 1st EMI.

Annual maintenance charges

Flexi Interest-only Loan

Flexi Term Loan

0.25%

Personal loan for chartered accountants – How to apply

You can apply for a Bajaj Finserv Personal Loan for Chartered Accountants online as well as offline.

To apply offline:

SMS ‘CA’ to 9773633633
Or give a missed call on 9266900069

To apply online:

To apply easy, click here and follow these steps

1

Fill in your personal details

Enter basic details like your name, date of birth, address, and contact details
2

Receive confirmation call to know your offer

A Bajaj Finserv representative will give you a call and collect the documents right at your doorstep
3

Submit the requisite documents

Submit a copy of your KYC documents, certificate of practice, mortgage documents, financial statements and bank statements to our representative
4

Money-in-bank in 24 hours

Complete verification and disbursal of your loan amount within 24 hours of document pick-up