Features and benefits of personal loan for chartered accountants

  • Disbursal in 24 hours*

    Disbursal in 24 hours*

    Receive the funds in your bank account within a day of approval and finance your needs without delay.

  • Flexi loan facility

    Flexi loan facility

    Borrow when you need and prepay when you can against your approved loan limit. Pay interest on what you borrow only.

  • Simple documentation

    Simple documentation

    Submit a Certificate of Practice (CoP) alongside KYC and income proofs to have your loan approved.

  • Collateral-free loan

    Collateral-free loan

    Access high-value financing without pledging a valuable personal or business asset as security.

  • Easy repayment

    Easy repayment

    Choose a repayment schedule that can stretch up to 96 months with the flexible tenor facility.

  • Pre-approved offers

    Pre-approved offers

    Avail of exclusive pre-approved offers to obtain an instant personal loan for chartered accountants.

  • Digital loan account

    Digital loan account

    Prepay your loan, view your repayment schedule, download statements and more through our customer portal – Experia.

  • High loan value

    High loan value

    Get funds up to Rs. 45 lakh to meet big and small expenses with ease.

Bajaj Finserv Personal Loan for Chartered Accountants gives you access to funding up to Rs. 45 lakh within 24 hours of approval. The eligibility criteria are basic, and the documentation requirement is minimal. Moreover, no collateral is required to secure approval. Use the loan for a family wedding, to go on an exotic vacation, to renovate your home tastefully, for your child’s overseas education, to consolidate your existing debt and for other professional and personal needs.

For borrowing flexibility, you can opt for the Flexi loan facility. Here, you get an approved loan limit against which you can withdraw and prepay funds at no extra charge, as many times as you desire. Interest is charged only on the amount you borrow only. You can also choose to pay only the interest component of your personal loan as EMI for the initial tenor. This reduces your monthly outgo by up to 45%*.

*Terms and conditions apply

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Eligibility criteria for personal loan for chartered accountants

Get a personal loan for chartered accountants from Bajaj Finserv by meeting simple eligibility criteria.

Practice: At least 2 years
Property: Own a house or office in a city Bajaj Finserv operates in

Documents required for personal loan for chartered accountants

For a streamlined approval process, Bajaj Finserv Personal Loan for Chartered Accountants requires minimal documentation:

  • KYC documents - Aadhaar card, PAN card, voter ID card, driving license or any other government-approved KYC document
  • Address proof - Documents such as your electricity bill, rent agreement, passport may be used as proof of address
  • Certificate of Practice
  • Financial documents - Bank account statement
  • Proof of ownership - For at least one property

Fees and interest rates of personal loan for chartered accountants

Get approved for personal loan financing on cost-effective terms with Bajaj Finserv.

Types of fees

Charges applicable

Rate of interest

14% p.a. to 17% p.a.

Processing fee

Up to 2% of the loan amount (plus taxes)

Document/ statement charges

Download your e-statements/ letters/ certificates for free from Experia.

Physical copies of your statements/ letters/ certificates/ other documents from any of our branches at Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

Penal interest

2% per month

Bounce Charges

Rs. 3,000 per bounce

Document processing charges (recently updated)

Rs. 2,000 (plus taxes)

Note: Read more about the applicable fees and charges on a personal loan for chartered accountants.

How to apply for personal loan for chartered accountants

To avail of a personal loan for chartered accountants without delay, follow these simple steps:

  1. 1 Click on 'Apply Online’ to begin your application
  2. 2 Provide your phone number and enter the OTP sent on it
  3. 3 Fill in your personal and professional details
  4. 4 Submit the application

Our representative will reach out to you and guide you on the next steps to get your loan sanctioned.