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Personal loan for chartered accountants: Features & benefits

Easy and fast, a Bajaj Finserv Personal Loan for Chartered Accountants gives you up to Rs.32 lakh in just 24 hours without any collateral needed. Added features like a Flexi Loan facility and doorstep services increase your convenience.

Use the loan to have a destination wedding, go on an exotic vacation, renovate your home tastefully, pay for your child’s overseas education, consolidate all your existing debt and more.

  • education loan

    Loans up to Rs. 32 lakh

    Meet all your personal financial goals with loans up to Rs. 32 lakh

  • Money in bank in 24 hours

    Get the money in your bank account in 24 hours for any immediate needs

  • Flexi Loan facility

    Withdraw funds as per your needs and repay the loan as you have extra funds. Here, you pay interest only on the amount used by you and not the entire loan taken.

  • Minimal documentation

    Submit just a handful of documents to our representative who comes to your doorstep

  • Collateral-free loans

    Get the loan without providing any guarantor or collateral required

  • Flexible repayment tenors

    A long-ranging tenor from 12 months to 96 months helps you to spread your EMIs as per your earnings

  • Pre-approved offers

    With personalised offers that are pre-approved, you can get the most out of your loan

  • Education loan scheme

    Online access to loan account

    View and manage your loan account wherever and whenever

Eligibility criteria

To be eligible for Bajaj Finserv Personal Loan for Chartered Accountants, you need to:

  •  

    Have a certificate of practice that is active for a minimum of 4 years

  •  

    Own a house/ office (At a location where Bajaj Finance Ltd operates)

Documents required

  • Certificate of practice

  • loan against property eligibility india

    KYC of authorised signatories

  • Loan against Property Eligibility & documents

    Bank Statement

  • Photograph

Chartered Accountant Loan - Fees & Charges

Fees & Charges for Chartered Accountant are as follows-

 
Types of Fees Applicable Charges
Interest rate 14 to 17% p.a
Processing fee Up to 2 % of the loan amount (Plus Applicable Taxes)
DOCUMENT/STATEMENT CHARGES

Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents
Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.
Bounce charges Upto 3000 (Inclusive of applicable taxes)
Penal interest (Applicable in case of non-payment of monthly instalment on/before the due date) Any delay in payment of Monthly Instalment/EMI shall attract penal interest at the rate of 2% per month on the Monthly Instalment/EMI outstanding, from the date of default until the receipt of Monthly Instalment/EMI.
Document processing charges (Recently Updated) Rs. 2000 + applicable taxes
Stamp Duty At actuals. (as per State)

Annual/Additional Maintenance Charges -

 
Loan Variant Charges
Flexi Term Loan 0.25% plus applicable taxes of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid Loan 0.25 to 0.5% plus applicable taxes of the Total Withdrawable Amount during initial tenure. 0.25% plus applicable taxes of the Total Withdrawable Amount during subsequent tenor.

Foreclosure Charges

 
Loan Variant Charges
Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment) 4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment
Flexi Term Loan 4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.
Flexi Hybrid Loan 4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.

Part-Prepayment Charges

 
Borrower Type Time Period Part-Prepayment Charges
Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant More than 1 month from date of loan disbursal. 2% + applicable taxes on part-payment amount paid.

Mandate Rejection Service Charge*: Rs 450 (Inclusive of applicable taxes)

*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.

Note: Additional cess will be applicable for Kerala State for all products.

 

Personal loan for chartered accountants – How to apply

You can apply for a Bajaj Finserv Personal Loan for Chartered Accountants online as well as offline.

To apply offline:

  •  

    SMS ‘CA’ to 9773633633

  •  

    Or give a missed call on 9266900069

To apply online:

To apply easy, click here and follow these steps

  • 1

    Fill in your personal details

    Enter basic details like your name, date of birth, address, and contact details

  • 2

    Receive confirmation call to know your offer

    A Bajaj Finserv representative will give you a call and collect the documents right at your doorstep

  • 3

    Submit the requisite documents

    Submit a copy of your KYC documents, certificate of practice, mortgage documents, financial statements and bank statements to our representative

  • 4

    Money-in-bank in 24 hours

    Complete verification and disbursal of your loan amount within 24 hours of document pick-up

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