Features and benefits of personal loan for chartered accountants
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Disbursal in 24 hours*
Receive the funds in your bank account within a day of approval and finance your needs without delay.
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Flexi loan facility
Borrow when you need and prepay when you can against your approved loan limit. Pay interest on what you borrow only.
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Simple documentation
Submit a Certificate of Practice (CoP) alongside KYC and income proofs to have your loan approved.
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Collateral-free loan
Access high-value financing without pledging a valuable personal or business asset as security.
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Easy repayment
Choose a repayment schedule that can stretch up to 96 months with the flexible tenor facility.
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Pre-approved offers
Avail of exclusive pre-approved offers to obtain an instant personal loan for chartered accountants.
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Digital loan account
Prepay your loan, view your repayment schedule, download statements and more through our customer portal – Experia.
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High loan value
Get funds up to Rs. 45 lakh to meet big and small expenses with ease.
Bajaj Finserv Personal Loan for Chartered Accountants gives you access to funding up to Rs. 45 lakh within 24 hours of approval. The eligibility criteria are basic, and the documentation requirement is minimal. Moreover, no collateral is required to secure approval. Use the loan for a family wedding, to go on an exotic vacation, to renovate your home tastefully, for your child’s overseas education, to consolidate your existing debt and for other professional and personal needs.
For borrowing flexibility, you can opt for the Flexi loan facility. Here, you get an approved loan limit against which you can withdraw and prepay funds at no extra charge, as many times as you desire. Interest is charged only on the amount you borrow only. You can also choose to pay only the interest component of your personal loan as EMI for the initial tenor. This reduces your monthly outgo by up to 45%*.
Eligibility criteria for personal loan for chartered accountants
Get a personal loan for chartered accountants from Bajaj Finserv by meeting simple eligibility criteria.
Practice: At least 2 years
Property: Own a house or office in a city Bajaj Finserv operates in
Documents required for personal loan for chartered accountants
For a streamlined approval process, Bajaj Finserv Personal Loan for Chartered Accountants requires minimal documentation:
- KYC documents - Aadhaar card, PAN card, voter ID card, driving license or any other government-approved KYC document
- Address proof - Documents such as your electricity bill, rent agreement, passport may be used as proof of address
- Certificate of Practice
- Financial documents - Bank account statement
- Proof of ownership - For at least one property
Fees and interest rates of personal loan for chartered accountants
Get approved for personal loan financing on cost-effective terms with Bajaj Finserv.
Types of fees |
Charges applicable |
Rate of interest |
14% p.a. to 17% p.a. |
Processing fee |
Up to 2% of the loan amount (plus taxes) |
Document/ statement charges |
Download your e-statements/ letters/ certificates for free from Experia. |
Penal interest |
2% per month |
Bounce Charges* |
Rs. 3,000 per bounce |
Document processing charges (recently updated) |
Rs. 2,000 (plus taxes) |
Note: Read more about the applicable fees and charges on a personal loan for chartered accountants.
How to apply for personal loan for chartered accountants
To avail of a personal loan for chartered accountants without delay, follow these simple steps:
- 1 Click on 'Apply Online’ to begin your application
- 2 Provide your phone number and enter the OTP sent on it
- 3 Fill in your personal and professional details
- 4 Submit the application
Our representative will reach out to you and guide you on the next steps to get your loan sanctioned.
*Conditions apply
