Professional loan

Professional loans are personalised credit offerings for working professionals such as doctors and chartered accountants who need funds to expand or start their practice. These loans are tailor-made to suit the financial needs of these professionals, such as for clinic expansion or to start a new office or branch.

Bajaj Finserv offers a range of special loans to help professionals like doctors and chartered accountants (CAs) meet their financial goals.

Our professional loans are designed keeping in mind the diverse professional and financial commitments of doctors and CAs. They are offered with simple eligibility criteria, minimal documentation, and quick disbursal of funds.

Learn all about Bajaj Finserv Professional Loans and see how you can get the required money when you need it.

Professional loan for doctors

  • Big loans for your big expenses

    Big loans for your big expenses

    Choose from an unsecured loan of up to Rs. 80 lakh**.

  • Flexi Loan facility

    Flexi Loan facility

    Select the Flexi Loan facility and pay interest-only EMIs on your unsecured loan.

  • Online application, minimal documentation

    Online application, minimal documentation

    Submit just a few documents and complete your loan application online in minutes.

  • Loan processing in 48 hours*

    Loan processing in 48 hours*

    Get funds in your bank account in 48 hours* with quick approvals and faster processing.

*Terms and conditions apply.
**(Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees)

Professional loan for chartered accountants

  • Funds to meet all your expenses

    Funds to meet all your expenses

    Get an unsecured loan up to Rs. 75 lakh**.

  • Flexi Loan facility

    Flexi Loan facility

    Borrow as many times as you want with the Flexi Loan facility and make part-prepayments whenever you can. No extra charges.

  • Digital application, simple documentation

    Digital application, simple documentation

    Submit only a few basic documents and complete your application from your phone or computer.

  • Money ready in 48 hours*

    Money ready in 48 hours*

    Get quick approval, fast processing, and money in your bank within 48 hours*.

*Terms and conditions apply.
**(Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees)

Frequently asked questions

What is a professional loan?

Professional loans are specialised loans for salaried or self-employed professionals such as doctors or chartered accountants. Bajaj Finance offers a collateral-free loan for professionals up to Rs. 80 lakh. You can use the loan practice expansion, purchasing equipment, and so on.

Who is eligible for a professional loan?

To be eligible for a professional loan, you should be an Indian citizen between 22 years to 80 years* and should have a CIBIL Score of 685 or higher. In addition, doctors should have a degree registered with the medical council and CAs should have a certificate of practice.

Can I use a professional loan to pursue educational courses?

You can use a professional loan to invest in advanced courses or pursue higher education abroad to upgrade your skills. The only requirement is you should meet the eligibility criteria.

Can I get a professional loan if I am a salaried employee?

Yes, you can get a professional loan as the loan is available for self-employed and salaried professionals. Doctors require their medical registration certificate, and CAs their certificate of practice, along with a valid KYC document to apply for the loan.

How to apply for a professional loan?

The process to apply for a professional loan is simple with minimal documentation.

You will need a KYC document and your medical registration certificate to apply for a doctor loan.
Read about doctor loan application

You will require your certificate of practice and a KYC document to apply for a CA loan.
Learn how to apply for a CA loan

Is there any age limit to apply for a professional loan?

Indian citizens between 22 years to 80 years* can apply for a professional loan such as a doctor loan or a loan for chartered accountants.

*Age should be 80 years or less at the end of your tenure.

Is a professional loan an unsecured loan?

Bajaj Finance offers unsecured loan for professionals such as doctors and chartered accountants based in India. Doctors can get unsecured loans of up to Rs. 80 lakh to manage their clinic expenses. Chartered accountants can apply for unsecured loans of up to Rs. 75 lakh. You do not need to provide any collateral or guarantor to get an unsecured professional loan.

Read about doctor loan

Learn about CA loan

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