Professional loans are an exclusive variety of loans that cater to the financial needs of certified working professionals, such as doctors, chartered accountants, and others. These loans often come with features that assist working professionals in establishing or expanding their business.
As a professional, you’ve spent years to acquire specialised skills. From various personal financial goals to professional commitments- you have to manage all in a limited time.
As a professional, your financial needs are unique. Bajaj Finserv believes that your loans should be no different. That’s why we offer special loans to professionals like you. By factoring in your professional degree and experience, professional loans come with simple eligibility criteria and minimum documentation requirements so that you get access to funds faster than regular term loans.
Doctors, chartered accountants and engineers can now get a customised loan for professionals with a high amount and at affordable interest rates.
Customised to suit your every need, a Bajaj Finserv Loan for Doctors has a suite of 4 loans- personal loans, business loans, home loans and loans against property.
Personal loans and business loans offer unsecured finance up to Rs.25 lakh. Home loans and loans against property offer secured capital up to Rs.2 crore.
Withdraw on your loan as many times you want and pay interest only on what your use. Repay at your convenience at no extra cost and lower your EMIs by up to 45%.
Unsecured loans are credited to your account in 24 hours with secured loans approved in under 24 hours.
Loan for Chartered Accountants
To help chartered accountants make the most out of their money, a Bajaj Finserv offers a suite of 4 loans for chartered accountants including personal loans, business loans, home loans and loans against property.
Get collateral-free personal and business loans up to Rs.25 lakh and secured home loans and loans against property up to Rs.2 crore.
Flexibly withdraw and repay your loan to suit your cash flow and save up to 45% on EMIs.
Get personal and business loans in under 24 hours and home loan and loan against property approved within 24 hours.
Professional Loan for Engineers
Salaried and self-employed engineers can now easily meet their personal and professional needs with an exclusive loan for engineers.
Salaried engineers can get loans up to Rs.25 lakh to meet their personal needs. Self-employed engineers can avail loans up to Rs.15 lakh to meet their business needs.
With Flexi Loans, make multiple withdrawals on your loan, and pay interest only on the sum used. This unique feature helps you lower your EMIs by up to 45% and repay funds as per your convenience.
Your unsecured loan for engineers gets approved in 24 hours.
Interest rates for different types of professional loans are as follows-
|Professional Loan Interest Rates|
|Doctor Loan||14-16% p.a.|
|CA Loan||16% and above|
|Engineer Loan||16% and above|
Collateral-free finance up to Rs. 25 lakhAPPLY NOW
Instant activation with a pre-approved limit of up to Rs. 4 LakhGET IT NOW
Loan up to Rs. 20 lakh, to help your business growAPPLY NOW
Get up to Rs. 25 lakh to grow your clinicKNOW MORE