Eligibility criteria

Eligibility criteria for personal loan and business loan for doctors:

  • Super specialist doctors (MD/DM/MS) - Degree to be registered with medical council
  • Graduate doctors (MBBS) – Degree to be registered with medical council
  • Dentists (BDS/MDS) - Minimum 5 years of post-qualification experience
  • Ayurvedic and homeopathic doctors (BHMS/BAMS) - Minimum 2 years of post-qualification experience

Note that ayurvedic and homeopathic doctors must own a house or clinic for a business loan.

Eligibility criteria for loan against property for doctors:

  • Super Specialist Doctors (MD/DM/MS) - Minimum 2 years of post-qualification experience
  • Graduate doctors (MBBS) - Minimum 2 years of post-qualification experience
  • Dentists (BDS/ MDS) - Minimum 2 years of post-qualification experience
  • Ayurvedic and Homeopathic Doctors (BHMS/ BAMS) - Minimum 2 years of post-qualification experience

Along with this, you should also be a resident citizen of India.

Documents needed

The documents needed to apply for personal and business loans for doctors are:

  • KYC documents
  • Medical registration certification

The documents needed to apply for loan against property for doctors are:

  • KYC documents
  • Medical registration certification
  • Income tax returns, balance sheet, and profit and loss account statements for the previous 2 years
  • Copy of property papers of the house to be mortgaged

Avail of a Bajaj Finserv Loan for Doctors on simple eligibility terms and by providing basic documentation. To qualify for funding, all you need is an eligible degree (MD/DM/MS/MBBS/BDS/MDS/BHMS/BAMS) and the required amount of experience.

To prove your eligibility, provide KYC documents and your medical registration certificate. For a secured loan, a few financial and property documents are needed as well. Upon approval and document verification, the funds will be disbursed to your account without delay.

*Conditions Apply

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