Doctor Loan eligibility and documents

Read on to know the criteria required to apply for our Doctor Loan.

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Eligibility criteria and documents required

Any doctor can apply for our doctor loan, as long as you meet four basic criteria mentioned below. You will also need a set of documents to complete the application process.

Eligibility criteria

  • Nationality: Indian
  • Age: 22 years to 72 years*
  • CIBIL Score: 685 or higher
  • Medical registration: Degree to be registered with the medical council

*Age should be 72 years or less at the end of your tenure.

Documents

  • KYC documents - Aadhaar/ PAN card/ passport/ voter’s ID
  • Medical registration certificate

Loan application process for doctors

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Step-by-step guide to apply for a doctor loan

  1. Click on the ‘APPLY’ button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic personal and professional details.
  4. Once the form is filled, click on ‘PROCEED’ to go to the loan selection page.
  5. Enter the loan amount that you need. You can choose from our three doctor loan variants – Term Loan, Flexi Term Loan, and Flexi Hybrid Loan.
  6. Choose the repayment tenure – you can select tenure options ranging from 12 months to 96 months – and click on ‘PROCEED’.
  7. Complete the KYC and submit your doctor loan application.

Note: Keep your medical registration certificate handy to finish the KYC process.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Frequently asked questions

What is the maximum tenure to repay the doctor loan?

Bajaj Finserv offers flexible repayment tenures ranging up to 96 months, so that you can comfortably repay your doctor loan.

What is the CIBIL Score required to be eligible for a Bajaj Finserv Doctor Loan?

A CIBIL Score of 685 or higher is required to apply for our doctor loan.

What is the mode of repayment?

You can repay your doctor loan through a NACH mandate.

Do I need to provide any security to get a doctor loan?

You do not have to provide any collateral or security to apply for our doctor loan.

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