Secured Business Loan Eligibility Calculator

Check your loan amount eligibility and get loan of up to Rs. 1.05 crore 

About Secured Business Loan Eligibility calculator

Our secured business loan eligibility calculator is designed to demystify loan eligibility for business owners. By simply inputting key details like employment type, monthly salary, monthly obligations, and property value, this calculator swiftly determines the loan amount you can secure. It offers precision and transparency, allowing you to plan your financial ventures with confidence.

Whether you are a self-employed entrepreneur or salaried professional, this tool empowers you to make informed decisions and access the right financing solutions to fuel your business dreams. It's a reliable ally in the pursuit of business growth and success.

Moreover, the calculator streamlines the loan application process, saving valuable time and effort. It ensures that you have a clear understanding of your loan potential, helping you make financially sound decisions. With our secured business loan eligibility calculator, you are not just accessing funds; you're harnessing financial knowledge to propel your business forward. It's a convenient and essential resource for anyone seeking to leverage their assets for entrepreneurial success.

Eligibility criteria and documents required

Anyone can apply for our secured business loan, as long as you meet the basic criteria mentioned below. If you meet all the eligibility criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Business vintage: At least 3 years
  • CIBIL Score: 720 or higher
  • Work status: Self-employed/ salaried
  • Age: 22 years to 85 years*
  • Age for non-financial property owners: 18 years to 85 years*
    A higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure
  • Work experience for salaried employees: At least 2 years
  • Minimum salary: Rs. 24,000 per month

*Upper limit is the age at the end of your loan tenure.


  • KYC documents:
  1. Passport
  2. Driving License
  3. Voter’s Identity Card
  4. Aadhaar Card
  5. Job Card issued by NREGA duly signed by an officer of the State Government
  6. Letter issued by the National Population Register
  • PAN card
  • Employer identity card or documents of business ownership such as partnership agreement, and registration certificate
  • Bank account statements for the last 6 months, income tax returns, or financial documents such as balance sheet or profit and loss statement
  • Documents of the property to be mortgaged, such as title documents

*Any additional documents that may be required will be communicated.

Secured business loan application process

Video Image 01:00

Step-by-step guide to applying for a secured business loan

  1. Click on the ‘APPLY' button on this page.
  2. Enter your first name, last name, PIN code, 10-digit mobile number, and OTP.
  3. Fill in the application form with your details, such as your date of birth and employment type.
  4. Select the type of loan you want (loan against property, or loan against property balance transfer), enter the amount, and the PIN code of your property to be pledged. 
  5. Once you fill in all the details, click on ‘SUBMIT’ to finish your application.

Our representative will guide you on the next steps.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions

What is the interest rate offered for Bajaj Finserv Secured Business Loan?

You can get a secured business loan from Bajaj Finance at a competitive interest rate between 9% p.a. and 30% p.a.

What is the repayment tenure of a secured business loan?

With a secured business loan from Bajaj Finance you get the flexibility to pay back your loan with repayment options ranging from 1 year to 15 years.