Group Structure
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About Bajaj Finserv Limited

Bajaj Finserv Ltd., an unregistered Core Investment Company (CIC) under Core Investment Companies (Reserve Bank) Direction, 2016, as amended, is one of India’s leading promoters of financial services with a consolidated total income of over Rs. 77,000 crore for the calendar year 2022.

Bajaj Finserv serves over 100 million customers with its diversified portfolio that helps meet financial needs and build an individual’s financial resilience. Its suite of financial solutions includes savings products, consumer and commercial loans, mortgages, auto financing, securities brokerage services, general and life insurance, and investments.

Bajaj Finserv is focused on continuous innovation through the smart use of technology, data and analytics to drive seamless, simplified and personalized experiences for its customers.

Bajaj Finserv holds a 52.49% stake in Bajaj Finance Ltd., a listed non-bank with the strategy and structure of a bank. It holds a 74% stake each in Bajaj Allianz General Insurance Company Ltd. and Bajaj Allianz Life Insurance Company Ltd.

Subsidiaries of Bajaj Finance Ltd. include Bajaj Housing Finance Ltd., offering a range of housing finance solutions, and Bajaj Financial Securities Ltd, an all-in-one digital platform combining demat, broking and margin trade financing for retail and HNI clients on a predominantly B2C platform.

Bajaj Finserv holds an 80.13% stake in Bajaj Finserv Direct Limited, a diversified financial services and e-commerce open architecture marketplace for loans, cards, insurance, investments, payments and lifestyle products.

Bajaj Finserv’s wholly-owned subsidiaries include Bajaj Finserv Health Ltd., Bajaj Finserv Ventures Ltd., Bajaj Finserv Asset Management Ltd., and Bajaj Finserv Mutual Fund Trustee Ltd.

Both BFS and BFL are included in the benchmark BSE Sensex and Nifty 50 index of large-cap stocks.

Bajaj Finserv is committed to driving equitable and inclusive opportunities for children and youth through its social impact initiatives. Its social responsibility programmes in the areas of health, education, protection, skilling and inclusion for people with disability (PwD) are life-transformative and aimed at solving the most pressing issues of society. So far, Bajaj Finserv and its group of companies have touched over 2 million lives through 200+ partner-implemented programmes across the country. The company’s flagship self-implemented programme, BEYOND, is aimed at enabling graduates from small towns secure employment in the financial services industry.


Bajaj Finance Limited

With businesses spread across consumer, SME & commercial lending, payments, and fixed deposits, it is one of the most diversified and fastest growing non-banks in the country.

Bajaj Allianz Life Insurance

A joint venture with Allianz SE, Germany, it has life insurance solutions that cater to every segment and age/income profile, across Term, ULIP and Child Plans.

Bajaj Allianz General Insurance

A joint venture with Allianz SE, Germany, it has a wide range of insurance solutions across health, motor, home, travel, and others.

Bajaj Finserv Direct Limited

A one-stop digital financial services marketplace for retail and SME consumers offering a wide range of products through a differentiated experience.

Bajaj Finserv Health Limited

A Healthcare management platform that integrates various parts of the healthcare ecosystem and uses technology to improve the health outcomes of its consumers.

Bajaj Finserv Ventures Limited

Bajaj Finserv Limited's wholly-owned subsidiary makes alternative investments in properties and start-ups. The company aims to bring real estate investing to people and provide them access to the market.

Bajaj Finserv Asset management Limited

It is a wholly owned subsidiary of Bajaj Finserv Limited and is all set to establish a key presence in the investment solutions industry. We seek to play a pivotal role in addressing the unmet investment needs by delivering innovative products and solutions to our investors and help them meet their financial goals.

Bajaj Finserv Mutual Fund Trustee Limited

A wholly-owned subsidiary of Bajaj Finserv Limited, it is responsible for the group’s asset management business. As trustees, the company is responsible for ensuring that BFS and the AMC comply with regulatory requirements and that funds are managed in the best interests of unitholders.

Bajaj Housing Finance Limited

It is a housing finance company regulated by the National Housing Bank (NHB). It is a wholly-owned subsidiary of Bajaj Finance Limited offering a range of products to consumers, corporate entities, builders, and developers.

Bajaj Financial Securities Limited

It is a wholly-owned subsidiary of Bajaj Finance Limited offering a wide spectrum of capital market solutions to corporates, high-net-worth individuals and families.


We believe that complete and true growth lies in the difference made in the lives of the people and, not just in traditional financial metrics.



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