Personal Loan

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Personal Loan Features and Benefits

Get a Bajaj Finserv Personal Loan within 24 hours of approval and meet a range of financial requirements with ease, like planning a vacation or your dream wedding, paying for your higher studies or home renovation, facing a medical emergency and more.

You don’t need to worry about pledging any collateral. Simply meet the basic eligibility criteria and avail funds up to Rs.25 lakh with minimal documentation. Repay your loan with ease with our flexible repayment tenor ranging from 12 months to 60 months.

Apply online for a Bajaj Finserv Personal Loan today, and get an approval in minutes.

Here's a look at some of its features and benefits:

  • Pay up to 45% Lower EMI

    Borrow up to Rs.25 lakh and pay up to 45% lower EMI with our Flexi Personal Loan.

  • Instant Approval

    Get your online application approved in under 5 minutes

  • Money in bank in 24 hours

    Bajaj Finserv offers India’s fastest personal loan with disbursal in just 24 hours

  • Loans up to Rs.25 lakh

    Avail a loan up to Rs.25 lakh and meet your financial obligations.

  • Minimal documentation

    Follow the simple and submit the documents required for personal loan along with your application.

  • Flexible Tenor

    Repay your loan over flexible tenors ranging from 12 months to 60 months.

  • Pre-approved Offers

    Bajaj Finserv offers a quick and easy pre-approved Personal Loan. Simply share your basic details and avail your pre-approved offer.

  • Collateral-free loan

    No need to find a guarantor as Bajaj Finserv offers collateral-free loans.

  • No hidden charges

    Stay fully-informed about your loan by reading the Terms and Conditions.

  • Online Account Management

    Bank on-the-go with access to your online loan account anytime, anywhere.

Personal Loans for your special needs:


Bajaj Finserv has customized loans for the unique needs of different people.


• Government Employees: Individuals employed by the government and various PSUs can avail customised offers by availing the Personal Loan for Government Employees.

• Teachers: Educators can meet their financial goals with ease with Personal Loan for Teachers that offers instant approval and disbursal in 24 hours on loans up to Rs.25 lakh.

• Women: Instant financing to fulfil all the ambitions of the strong, independent woman of today with Personal Loan for Women.

• Debt Consolidation: Consolidate all your existing loans into one and manage your instalments effectively with a debt consolidation loan.

Bajaj Finserv offers attractive personal loan interest rates and a host of benefits to help you meet all your financial obligations with ease. Fill the online application form to apply for a Bajaj Finserv Personal Loan today.

Calculate your eligibility and your EMIs with our easy-to-use Personal Loan Eligibility Calculator and Personal Loan EMI Calculator.
 

Personal Loan Features & Benefits

How a short-term Personal Loan can help you during emergencies

Things You Can Do to Improve Your Personal Credit Score

Things You Can Do to Improve Your Personal Credit Score

Why is Bajaj Finserv one of the most preferred Personal Loan lenders in India?

Lower your EMI by with a Flexi PL from BF

Lower your EMI by 45% with a Flexi Personal Loan from Bajaj Finserv

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