How to Apply for Our Gold Loan

Begin your application for a gold loan online.

How to apply for Gold Loan

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Step-by-step guide to apply for a gold loan

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

Frequently asked questions

Who is eligible for a gold loan?

Any Indian citizen, aged between 21 and 70 years, whether salaried, self-employed, a trader, farmer, or a businessperson, can apply for a gold loan. All you need is your 18-22 karat gold jewellery and your basic KYC documents.

How much is the interest rate for gold loan?

Bajaj Finance offers gold loan at competitive rates of interest. Our fees and charges are transparent and kept minimum so that you have to pay less upfront. Our gold loan interest rate starts from just 9.50%* per annum.