CA Loan features

Read on to know why our CA loan is the best option for you.

Features and benefits of our loan for chartered accountants

What is the eligibility criteria for a CA Loan? 00:22

What is the eligibility criteria for a CA Loan?

Learn about the essential eligibility criteria to secure a chartered accountant loan.

  • 3 unique variants

    3 unique variants

    We have 3 new unique variants – Term Loan, Flexi Term Loan, Flexi Hybrid Loan. Choose the one that works for you best.

  • No part-prepayment fee on Flexi variants

    No part-prepayment fee on Flexi variants

    With Flexi variants, you can borrow as many times as you want to and part-prepay whenever you can. No extra charges.

    Read about our Flexi Hybrid Loan

  • Loan amount

    Loan of up to Rs. 80 lakh

    Get loans from Rs. 2 lakh to Rs. 80 lakh through an end-to-end online application process to manage your small/ large expenses.

  • Convenient tenures

    Convenient tenures of up to 8 years

    Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.

  • Money in your bank account

    Money in your bank account in 48 hours*

    In most cases, you will get your CA loan credited to your bank account within 48 hours of approval.

  • No hidden charges

    No hidden charges

    All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.

    Know about our fees and charges

  • No collateral required

    No collateral required

    You do not need to provide any collateral such as gold ornaments or property, or guarantors when applying for the CA loan.

  • End-to-end online application process

    End-to-end online application process

    You can apply for our CA loan from the comfort of your home or from wherever you are.

  • Bajaj Finserv CA Loan is a unique financial offering aimed at helping chartered accountants manage their financial needs.

    We offer quick loans for CAs that come with easy-to-meet eligibility criteria, minimal documentation, quick disbursal, and doorstep service.

    Practising CAs can get a loan from Bajaj Finserv of up to Rs. 80 lakh.

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How to apply for a chartered accountant loan

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Step-by-step guide to applying for a CA loan

  1. Click on the 'APPLY' button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic personal and professional details.
  4. Once you fill out the form, click on ‘PROCEED’.
  5. Update the KYC details.
  6. Schedule an appointment for document verification.

Note: Keep your Certificate of Practice handy to finish the KYC process.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Frequently asked questions

What is the Flexi Term Loan?

Bajaj Finserv offers the unique Flexi Term Loan facility on CA loans. It allows you to withdraw from your assigned loan amount or pay a part of your loan as and when you need it.

You are charged interest only on the amount that you withdraw. There is no part-prepayment fee applicable to the Flexi Term Loan.

What is a Flexi Hybrid Loan?

The Flexi Hybrid Loan is another convenient variant of CA loans offered by Bajaj Finserv. This option lets you divide your loan tenure into two parts – the initial tenure and the subsequent tenure.

During the initial tenure, your EMIs consist only of the interest component, which makes this loan type very affordable.

During the subsequent tenure, your EMIs consist of both, the principal and the interest components.

What is the maximum CA loan amount that you can get?

You can apply for a CA loan of up to Rs. 80 lakh.

Why should you choose a Bajaj Finserv CA Loan?

Bajaj Finserv offers CA loans that come with a host of features and benefits, including:

  • Flexi facility
  • Minimal documentation
  • Money in bank in 48 hours*
  • Flexible tenures
  • No collateral or security
  • No hidden charges
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