CA Loan fees and charges

Read the fees and charges in detail before applying for our CA Loan.

Applicable fees and charges

Type of fee

Applicable charges

Rate of interest

11% to 18% p.a.

Processing fees

Up to 2.95% of the loan amount (inclusive of applicable taxes).

Bounce charges

Rs. 1,500 per bounce.

Penal interest

Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding from the date of default until the receipt of the monthly instalment/ EMI.

Part-prepayment charges*

4.72% plus applicable taxes on part-payment amount paid.

Stamp duty

At actuals (as per state).

Mandate rejection charges

Rs. 450 per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered.

Annual maintenance charges

Flexi Term Loan - 0.295% inclusive of applicable taxes on the total withdrawable amount.

Flexi Hybrid Loan - 0.25% inclusive of applicable taxes on the total withdrawable amount in the initial tenure. 0.59% inclusive of applicable taxes of the total withdrawable amount in the subsequent tenure.

Foreclosure charges

Term Loan – 4.72% inclusive of applicable taxes on the principal outstanding amount as on the date of such full pre-payment.

Flexi Term Loan and Flexi Hybrid Loan: 4.72% inclusive of applicable taxes on total withdrawable amount (total loan amount that you can withdraw under Flexi Term Loan and Flexi Hybrid Loan from time to time as per the repayment schedule on the date of levy of such charges).


*These charges are not applicable on the Flexi Term Loan and Flexi Hybrid Loan facilities. Moreover, part-prepayment should be more than one EMI.

CA loan application process

Step-by-step guide to apply for a CA loan

  1. Click on the 'APPLY' button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Once you enter all your details, please click on 'PROCEED' to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three CA loan variants – Term, Flexi Term, and Flexi Hybrid.
  6. Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on 'PROCEED'.
  7. Complete your KYC and submit your CA loan application.

Note: Keep your Certificate of Practice handy to finish the KYC process.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Frequently asked questions

What is the processing fee for a CA Loan?

The processing fee for a Bajaj Finserv CA Loan may go up to 2.95% of the loan amount, inclusive of taxes.

Is there a charge applicable on part-prepayments?

When making a part-prepayment, you must account for a fee of 4.72% plus taxes on the part-prepayment amount made.

What does bounce charge mean?

A bounce charge is the penalty incurred when you miss an EMI payment. Bajaj Finserv charges Rs. 1,500 per bounce, for every EMI missed. Also, in case of late payment or EMI(s) default, penal interest will be levied at a rate of 3.50%.

What is the interest rate for a CA loan?

You can get a Bajaj Finserv CA Loan at a competitive interest rate between 11% and 18% p.a.

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