Features and benefits of our gold loan

Read on to know why our gold loan is a great option when you need funds.

Features and benefits of our gold loan

All you need to know about our Gold Loan

Watch this video to know everything about our gold loan: Features and benefits, fees and charges, eligibility criteria, documents required, and steps to apply.

  • Part-release facility

    Part-release facility

    With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.

  • No part-prepayment or foreclosure fee

    No part-prepayment or foreclosure fee

    Repay a part of your loan in advance or pay the entire amount at no extra cost.

  • Transparent evaluation

    Transparent evaluation

    We use best-in-class carat meters across all our branches to make sure you get the most value for your gold.

  • Free insurance of gold

    Free insurance of gold

    Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.

  • Convenient repayment options

    Convenient repayment options

    You can choose from multiple repayment options. Either pay regular EMIs or pay interest monthly, bi-monthly, quarterly, half-yearly, or annually as per your convenience.

  • Easy application process

    Easy application process

    Apply for a gold loan online. We will keep everything ready by the time you walk in to the nearest Bajaj Finserv Gold Loan branch in your city.

  • Gold loan of up to

    Gold loan of up to Rs. 2 crore

    We offer gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.

  • branches and growing

    800 branches and growing

    We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.

  • Still haven’t found what you are looking for? Click on any of the links at the top of this page.

Show More Show Less

How to apply for a Gold Loan

Step-by-step guide to applying for a gold loan

  1. Click on ‘APPLY’ on this page to open our online application form
  2. Enter your first and last name as it appears in your PAN
  3. Enter your 10-digit mobile number and select your city
  4. Click on ‘GET OTP’
  5. Enter OTP to verify your details
  6. You will be shown the address of the nearest branch in your city. You will also receive a call from our representative who will guide you to complete your gold loan application.