Aditya Birla Health Insurance - Personal Accident Cover 18-55 years at Rs. 423
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 5 lakh, premium Rs. 423
Get a sum insured up to Rs. 5 lakh in case of accidental death or permanent disability due to an accident.
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Death and disability cover
The policy provides the sum insured in case of accidental death and permanent total and permanent partial disability of the insured.
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End-to-end online process
You can easily buy the policy online through our 100% digital and paperless process.
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No documents are required to buy the policy
When buying the Personal Accident Cover 18-55 years, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Personal Accident Cover 18-55 years. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 55 years
Documents required
No documents are required to buy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Personal Accident Cover 18-55 years:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 5 lakh |
| Premium including GST (in Rs.) | 423 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Personal Accident Cover 18-55 years policy:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental death | Provides sum insured in case of accidental death |
| Permanent disability | Provides up to the sum insured in case of permanent total or partial disability based on policy specifications |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Suicide | Any intentional act of self-inflicted harm (whether sane or insane) |
| STD and VD | Death or disability directly or indirectly caused by or associated with any venereal disease or sexually transmitted disease |
| Accidental in-patient hospitalisation | Any accidental in-patient hospital expenses |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Personal Accident Cover 18-55 years by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of the Personal Accident Cover (18-55) years, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Personal Accident Cover 18-55 years policy is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. This policy provides financial coverage to the policyholder or their beneficiaries in case of the insured’s accidental death. It also offers up to the sum insured based on the type of total disability that they suffer due to an accidental injury.
The policy provides policyholders with the financial security to provide for their family in case of accidental death. It gives the financial support necessary in case that they suffer from a total disability that hinders their quality of life and employment.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Personal Accident Cover 18-55 years policy provides coverage against accidental death and disability. It offers coverage up to the sum insured as per the terms of the policy document.
The Personal Accident Cover 18-55 years policy has a policy tenure of one year.
