Aditya Birla Health Insurance

Aditya Birla Health Insurance - Dental Cover at Rs. 1,018

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 10,000 at a premium of Rs. 1,018

    Coverage up to Rs. 10,000 at a premium of Rs. 1,018

    Manage your hospitalisation and treatment costs for dental fractures and other dental diseases specified under the policy.

  • Hospitalisation for gingivitis and periodontal diseases

    Hospitalisation for gingivitis and periodontal diseases

    Get up to Rs. 10,000 coverage for hospitalisation due to gingivitis and periodontal diseases, and other diseases of jaws.

  • Online doctor consultation with up to 7 specialists

    Online doctor consultation with up to 7 specialists

    Consult any specialised doctors from internal medicine, nutrition, dermatology, or gynaecology. Also, orthopaedics, paediatrics, or ophthalmology.

  • Benign Neoplasm

    Benign Neoplasm

    For benign neoplasm of bone and articular cartilage, get coverage of up to Rs. 7,500

  • End-to-end online process

    End-to-end online process

    You can easily buy the policy online through our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy health insurance with the Dental Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18-50 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, pre-filled details will appear on the form. You need to review the details.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Dental Cover.

Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (in Rs.) 1,018
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Dental Cover.

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation for gingivitis and periodontal diseases Up to Rs. 10,000 coverage for hospitalisation
Fractures of the skull and facial bones Up to Rs. 10,000 coverage
Other jaw diseases Up to Rs. 10,000 coverage
Benign neoplasm of bone and articular cartilage Up to Rs. 7,500 coverage
Online doctor consultations Consult specialised doctors in internal medicine, nutrition, dermatology, or gynaecology | Also, orthopaedics, paediatrics, ophthalmology
Key Exclusions Description
Non-dental diseases or treatments In-patient hospitalisation other than dental treatments
Pre-existing conditions Treatment charges for any pre-existing conditions
Physical consultations Physical and in-patient consultations

How to claim

Contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Dental Cover in the following ways:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Dental Cover, you need to present the following documents:

    1. Policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

How is the Dental Cover beneficial?

Dental complications need quick medical attention. This may involve expensive diagnosis, medication, and hospitalisation. As such, having a Dental Cover plan can cover most of the medical expenses associated with these diseases.

Can I use Dental Cover for other medical conditions?

You cannot use the Dental Cover for any other medical condition apart from the specified dental conditions.

What is the premium that I need to pay for the Dental Cover plan?

You need to pay an annual premium of Rs. 1,018 to buy the Dental Cover that offers a sum insured of up to Rs. 10,000.

What medical expenses does Dental Cover plan cover?

Dental Cover plan covers hospitalisation expenses, room rent charges, and online doctor consultations. You can consult any specialised doctors from seven fields for dental-related treatments.

What is validity of the Dental Cover?

Dental cover is valid for a policy tenure of one year.

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Disclaimer

*T&C Apply. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited), HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj General Insurance Limited(Formerly known as Bajaj Allianz General Insurance Company Limited), SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

Note- While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.