Bajaj Aliianz General Insurance

Bajaj Allianz General Insurance - Morning Walk Accident Insurance at Rs. 567

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 3 lakh – premium of Rs. 567

    Coverage of up to Rs. 3 lakh – premium of Rs. 567

    Get coverage against accidental death and disabilities along with hospitalisation charges during a morning walk.

  • Covers fracture care and ambulance expenses

    Covers fracture care expenses up to Rs. 75,000 and road ambulance expenses up to Rs. 25,000.

  • Covers accidental death and disabilities

    Get coverage for accidental death and disabilities during a morning walk along with hospitalisation expenses.

  • End-to-end online process

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy

    When buying the Morning Walk Accident Insurance policy, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Morning Walk Accident Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18– 70 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here's a quick look at the policy details of Morning Walk Accident Insurance policy:

Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 567
Policy tenure 1 year


Sum insured

Accidental Death cover (in Rs.)

3 lakh

Permanent Partial Disability cover (in Rs.)

Up to 3 lakh

Permanent Total Disability cover (in Rs.)

Up to 3 lakh

Road ambulance cover (in Rs.)


Fracture care cover (in Rs.)


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Key inclusions and exclusions

Here's a quick look at the key inclusions and exclusions under the Morning Walk Accident Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Permanent Partial/Total Disablement The following conditions are covered: loss of sight in both eyes | Physical separation of or the loss of ability to use both hands or both feet | Physical separation of or the loss of ability to use one hand and one foot | Loss of sight of one eye and the physical separation of or the loss of ability to use either one hand or foot
Fracture care and ambulance expenses Covers fracture care expenses up to Rs. 75,000 and road ambulance expenses up to Rs. 25,000
Accidental death and hospitalisation Covers accidental death and disabilities with hospitalisation expenses
Key exclusions Description
Pre-existing condition No pre-existing medical illness is covered

How to claim

You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Morning Walk Accident Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits

  • Documents required to claim

    Documents required to claim

    Collect and submit the following documents:
    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Medical records
    4. Invoices and bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Morning Walk Accident Insurance?

It is an insurance policy from Bajaj Allianz General Insurance that protects you against the risk of an unfortunate accident on your morning walk. It provides coverage against both death and disability.

What is the use of the Morning Walk Accident Insurance?

This policy helps ensure that your nominees are provided for in case you meet with an accident on your morning walk. It also provides for your needs in case the accident results in permanent partial disability or permanent total disability. It also includes coverage for ambulance expenses and fracture care.

What is the premium and sum insured for the Morning Walk Accident Cover?

You can purchase the BAGIC Morning Walk Accident Cover from Bajaj Finance at an annual premium of Rs. 567 for coverage of up to Rs. 3 lakh.

Does the Morning Walk Insurance policy provide coverage for ambulance charges?

Yes, coverage of up to Rs. 25,000 is available for the ambulance charges for the morning walk accident cover.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Global Personal Guard UIN: IRDAI/HLT/BAGI/P-P/V.I/04/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.