Bajaj Allianz General Insurance - Morning Walk Accident Insurance at Rs. 567
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 3 lakh, premium of Rs. 567
Get coverage up to Rs. 3 lakh for permanent partial disability (as per the disability percentage), and permanent total disability suffered during a morning walk. Also, covers accidental death.
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Covers fracture care and ambulance expenses
Covers fracture care expenses up to Rs. 75,000 and road ambulance expenses up to Rs. 25,000.
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Covers accidental death and disabilities
Get coverage for accidental death and disabilities during a morning walk. Also, covers hospitalisation expenses.
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End-to-end online process
Complete six simple steps and get your policy online.
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No documents required to buy
When buying the Morning Walk Accident Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Morning Walk Accident Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18–70 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here's a quick look at the policy details of Morning Walk Accident Insurance policy:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 567 |
| Policy tenure | One year |
Category |
Sum insured |
Accidental death |
3 lakh |
Permanent partial |
Up to 3 lakh |
Permanent total |
Up to 3 lakh |
Road ambulance cover (in Rs.) |
25,000 |
Fracture care cover (in Rs.) |
75,000 |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Morning Walk Accident Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Permanent partial/total disablement | Covers loss of sight in both eyes or physical separation of/ the loss of ability to use both hands or both feet. Covers physical separation of or the loss of ability to use one hand and one foot, loss of sight of one eye. Covers the physical separation of or the loss of ability to use either one hand or foot. |
| Permanent partial disability cover | Sum insured up to Rs. 3 lakh, depending on the disability percentage. |
| Permanent total disability cover | Sum insured up to Rs. 3 lakh. |
| Accidental death cover | Sum insured up to Rs. 3 lakh |
| Hospitalisation expenses | Covers hospitalisation expenses up to the sum insured. |
| Key exclusions | Description |
|---|---|
| Pre-existing condition | No pre-existing medical illness covered |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Morning Walk Accident Insurance by or email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits.
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Documents required to claim
To claim the benefits of the Morning Walk Accident Insurance, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Medical records
4. Invoices and bills
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Morning Walk Accident Insurance by Bajaj Allianz General Insurance covers you against any risk during morning walk. The policy offers coverage against accidental death and disability.
This policy gives you financial coverage to deal with the medical expenses if you meet with an accident on your morning walk. The policy covers accidental permanent partial disability or permanent total disability. It gives coverage for ambulance expenses and fracture care.
You can purchase the Morning Walk Accident Cover from Bajaj Finance at an annual premium of Rs. 567. Get coverage up to Rs. 3 lakh.
Yes, coverage of up to Rs. 25,000 is available for the ambulance charges for the morning walk accident cover.
Insurance glossary
Disclaimer
*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.
