Bajaj Finserv Health – Senior Citizen Care plan starting at Rs. 899
Product highlights
Key features and benefits
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Membership fee starting at Rs. 899
Get benefits of up to Rs. 5,500 for senior citizen health expenses. Choose from two types of plans. Essential plan is available at a membership fee of Rs. 899 for one year. Classic plan is available at a membership fee of Rs. 1,399 for one year.
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Lab test package
Get a pre-defined set of lab tests that help to detect health issues in advance. This is available under any Bajaj Finserv Health partner hospitals or labs.
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Network discounts
Get discounts for multiple OPD consultations, lab tests, and room rent. Get consultation charges reimbursed by providing the correct doctors invoice, and customer details.
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Teleconsultation benefit
Avail teleconsultation benefits: 3 consultations available with the Essential plan and 5 teleconsultations available with the Classic plan. Connect with a teleconsultation doctor for added convenience.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Senior Citizen Care plan. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled and you need to review the details.
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Step 5
In case you are a new customer, buying the plan, you will need to fill in the details required - name, address, email address, and phone number.
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Step 6
After filling out or reviewing the details, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 7
After the payment is successful, you can download the plan receipt instantly.
Plan details
Here’s a quick look at the plan details of Senior Citizen Care plan:
- Membership fee of Rs. 899
- Membership fee of Rs. 1,399
| Plan details | Description |
|---|---|
| Plan type | Essential |
| Teleconsultation benefit | 3 |
| Membership fee including GST (in Rs.) | 899 |
| Plan term | 1 year |
| Plan details | Description |
|---|---|
| Plan type | Classic |
| Teleconsultation benefit | 5 |
| Membership fee including GST (in Rs.) | 1,399 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Senior Citizen Care plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Lab package – Essential plan | Get a pre-defined set of lab tests that help to detect any health issues. Tests under Essential plan: Hemogram and ESR | urine routine | blood sugar – fasting and/or PP | blood urea | serum creatinine | serum cholesterol (HDL, LDL) |
| Lab package – Classic plan | Get a pre-defined set of lab tests that help to detect any health issues. Tests under Classic plan: Hemogram and ESR | urine routine | blood sugar – fasting and/or PP | blood urea | serum creatinine | lipid profile | SGPT | ECG |
| Number of members | Coverage for one member for one year |
| Network discounts | 10% discounts on Lab tests, doctor consultations, dental procedures, pharmacy. 5% discount on IPD |
| Ambulance service | Free ambulance service on IPD admission |
| Key exclusions | Description |
|---|---|
| Network discounts | Network discounts clubbed or used outside the Bajaj Finserv Health network |
| Injury | Any injury due to intoxication |
| Lab tests | Lab tests availed outside the Bajaj Finserv Health network |
| In-clinic doctor consultations | In-clinic doctor consultations |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim for lab and radiology benefits
You can claim lab and radiology benefits under the Senior Citizen Care plan in the following ways:
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Bajaj Finserv Health app
1. Download the app and sign-up using the registered mobile number.
2. Under ‘My Health Plans’, select the purchased plan.
3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’. -
Bajaj Finserv Health website
1. Sign-up on the Bajaj Finserv Health website.
2. Under ‘My Health Plans’, select the purchased plan.
3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’. -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product, please write to us at wecare@bajajfinserv.in.
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E-mailing the customer care team
1. Email to customercare@bajajfinservhealth.in.
2. Attach a scanned copy of the invoice with all details clearly visible.
3. Mention details like hospital/lab name, patient name, and bill amount.
4. Attach the membership document received at the time of purchase and the invoices for all expenses being claimed.
How to claim for network discount benefits
You can claim network discount benefits under the Senior Citizen Care plan in the following ways:
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Select the network discount benefit
Go to your plans and select network discount benefit along with the type of discount you want.
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Select a hospital/lab near you
Select any hospital/lab near your area from the list of providers within the prime network.
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Share the voucher
Share voucher received on SMS with hospital/lab on date of visit and claim discount.
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Physical visit
• You can also view the list of labs and hospitals available on the Bajaj Finserv Health App.
• Go to any of the 3,500+ labs and hospitals within the prime network.
• Share your registered mobile number with the lab or hospital.
• Get up to 10% discount on various services under the network discount benefit. -
Select the date of the visit
Enter the date when you wish to visit the hospital/lab and generate a voucher.
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Customer care
You can connect with the customer support team at 020-48562555 or drop a mail to customercare@bajajfinservhealth.in.
Frequently asked questions
A senior citizen health insurance plan is a specialised health insurance policy designed for individuals aged 60 years and above. The plan provides comprehensive coverage for various health expenses, including hospitalisation, medical tests, doctor consultations, and more.
With the lab test package, you get a pre-defined set of lab tests that help to detect any health issues. You can avail this at any of the Bajaj Finserv Health partner hospitals or labs.
With increasing age, one is more vulnerable to contracting illnesses and falling sick. The expenses for the related treatments can be an unexpected expense. The plan provides lab, radiology, and teleconsultation benefits of up to Rs. 5,500. Apart from this, you can also avail discounts at Bajaj Finserv Health network labs and hospitals.
The Bajaj Finserv Health Senior Citizen Care plan is valid for one year.
Teleconsultation is a healthcare service that allows patients and doctors to interact remotely via phone, video, or online channels. It allows patients to receive medical consultations, follow-ups, and advice from healthcare experts without physically visiting the clinic. During a teleconsultation, patients can share their medical history, symptoms, and concerns to get a diagnosis and treatment accordingly.
