Bajaj Allianz General Insurance - Car Insurance policy starting at Rs. 3,031*
Product highlights
Key features and benefits of this policy
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Cashless claim settlement at 6,500+ garages
Repair your damaged car conveniently with the benefit of cashless claim settlement at 6,500+ network garages.
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Comprehensive damage coverage
Covers losses and damages caused to the insured vehicle. It covers damages caused due to accidents or natural disasters, fire, explosions, or theft.
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Third-party coverage
Covers the legal liabilities against the third party in case of an accident. This includes any damages caused to their property or physical injury to the third party.
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Personal accident cover up to Rs. 15 lakh
Gives coverage up to Rs. 15 lakh if the insured suffers accidental death or permanent total disability.
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No Claim Bonus (NCB) benefit
Get up to 50% discount on renewal premium with the NCB gained for having claim-free years.
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Choose from three add-on covers
This car insurance plan offers the choice of three add-on covers for enhanced coverage. Choose from loss of accessories or legal liability to paid driver, cleaner, or workman. You can also opt for personal accident cover for the occupant.
Eligibility criteria and documents required
Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Car Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.
Eligibility criteria
- Nationality: Indian
- Age: 18 years or above
- Valid vehicle registration number and certificate ;
Documents required
Only basic information required while buying the policy:
- Car's registration number and certificate
- Previous policy details of the vehicle
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy this policy
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Step 1
Click on 'Get Quote' to open the online application form.
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Step 2
Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
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Step 3
Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.
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Step 4
Choose Bajaj Allianz Car Insurance Policy by clicking on the 'Buy Now' button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
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Step 5
Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.
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Step 6
Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
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Step 7
Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to complete the application process.
After successful payment, your policy document will be available for you to download instantly. You will receive a copy of the policy document on your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment processed successfully.
You can also access your policy details through the My Account section within 5-7 days after purchase.
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Bajaj Allianz Car Insurance policy:
- Key inclusions
- Key exclusions
| Key inclusions | Descriptions |
|---|---|
| Own damage cover | Damages caused to the insured vehicle due to an accident or a natural disaster, theft, fire, self-ignition |
| Third-party liability | Losses or damages caused to the third party; physically or to their property |
| Personal accident cover | The nominee will receive the sum insured in case of an accidental death of the insured | In case of a permanent total disability, the insured will receive the sum insured |
| Add-on covers | Loss of accessories and personal accident cover for the occupant | Also get coverage for legal liabilities to paid driver, cleaner, or workman |
| Key exclusions | Description |
|---|---|
| Location | Any loss or damage caused to your car outside the geographical limits of India |
| Pre-existing damages | Any damage that your car has suffered before buying this car insurance policy |
| Normal wear and tear | Repair or replacement costs of damage caused over time due to regular usage to the car’s parts |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to raise a cashless claim
Follow these steps to raise cashless claim requests with Bajaj Allianz Car Insurance.
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Step 1 - Contact the insurer
Register your claim:
Call the toll-free number 1800-209-5858 Or Write an email at: bagichelp@bajajallianz.co.in Or Directly visit the insurer's website. -
Step 2 - Provide some basic details
You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.
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Step 3 - Receive claim reference number
You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.
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Step 4 – Locate your nearest network garage
Take your vehicle or have it towed for repair to the nearest network garage.
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Step 5 - Insurer settles the bill with the garage
Get your vehicle repaired at the network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.
How to raise a reimbursement claim
Follow these steps to raise reimbursement claim requests with Bajaj Allianz Car Insurance.
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Step 1 - Contact the insurer
Register your claim: Call the toll-free number 1800-209-5858 Or Write an email at: bagichelp@bajajallianz.co.in Or Directly visit the insurer's website.
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Step 2 – Provide some basic details
You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.
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Step 3 – Receive claim reference number
You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.
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Step 4 – Repair your car at any of your preferred garages
Get your vehicle repaired at your preferred garage, pay the bills, and retain the invoice.
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Step 5 - Submit the required documents
Submit bills along with the documents online or to the nearest Bajaj Allianz office.
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Step 6 – Claim settlement
Reimbursement will take approximately 7-30 days (for a net of loss) from the date of final bill submission. All documents should be in order and within policy purview.
Documents required for raising a damage claim request
Here is the list of documents that you need to raise a damage claim request with Bajaj Allianz Car Insurance.
- Filled claim form with contact number and email ID
- Policy document/cover note
- Copy of registration book, tax receipt
- Copy of driving licence with original of the driver at the time of the accident
- FIR (in case of third-party liability)
- Estimate of repair from the repairer
Documents required for raising a theft claim request
Here is the list of documents that you need to raise a theft claim request with Bajaj Allianz Car Insurance.
- Filled claim form with contact number and email ID
- Vehicle registration certificate copy with car keys
- Driving licence copy
- Original policy document
- No-trace report of the vehicle from the police
Frequently asked questions
The Bajaj Allianz General Insurance helpline number is 1800-209-0144/1800-209-5858.
The Bajaj Allianz car insurance policy offers own damage, third-party liabilities, and personal accident cover. It also offers three add-on covers:
1. Loss of accessories
2. Personal accident cover for occupants
3. Legal liability of paid driver, cleaner or any workman
There are three types of car insurance policies that you can buy - comprehensive, standalone own-damage, and third-party policies. Bajaj Allianz Car Insurance is a comprehensive car insurance policy that covers the insured car and third-party liabilities under one policy.
No. There is no provision for paying the premium on car insurance in instalments.
Roadside assistance helps you in case your car breaks down or meets with an accident in the middle of the road. With a Bajaj Allianz Car Insurance policy, you can avail of 24x7 roadside assistance facility with various other services.
No Claim Bonus (NCB) is a reward given to policy owners for safe driving. You gain NCB for having claim-free policy years. You can accumulate up to 50% NCB and use it at the time of policy renewal. Insurer gives the benefit as a discount on the renewal premium of motor insurance.