Bajaj Allianz General Insurance - Car Insurance policy starting at Rs. 3,031*

Key features and benefits of this policy

  • Cashless claim settlement at 6,500+ garages

    Repair your damaged car conveniently with the benefit of cashless claim settlement at 4,500+ network garages.

  • Comprehensive damage coverage

    Get coverage against the losses and damages caused to the insured vehicle in case of an accident or a natural disaster, fire, explosion, self-housebreaking, or theft.

  • Third-party coverage

    Covers the legal liabilities against the third party in case your insured vehicle is involved in the damage caused physically or to their property.

  • Personal accident cover up to Rs. 15 lakh

    The insurer will pay the sum insured to the nominee in case of the insured's accidental death or the insured if they suffer a permanent total disability.

  • No claim bonus benefit

    In case you haven’t made any insurance claim for the entirety of the policy term or over multiple terms, you can benefit from no claim bonus of up to 50% of the annual premium.

  • Choose from three add-on covers

    Get the option of 3 useful add-on cover: loss of accessories, legal liability to paid driver, cleaner, or any workman and personal accident cover for the occupant.

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Eligibility criteria and documents required

Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Car Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.

Eligibility criteria

  • Nationality: Indian
  • Age: 18 years or above
  • The vehicle being insured should have a valid registration number and certificate 

Documents required

Only basic information required while buying the policy:

  •  Car's registration number and certificate
  •  Previous policy details of the vehicle
  •  Valid 10-digit mobile number
  •  Residential PIN code

Step-by-step guide to buy this policy

  • Step 1

    Click on 'Get Quote' to open the online application form.

  • Step 2

    Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

  • Step 3

    Choose the IDV, NCB value, add-on covers and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

  • Step 4

    Choose Bajaj Allianz Car Insurance Policy by clicking on the 'Buy Now' button. You will need to add owner-driver personal accident cover mandated by the RTO. Click ‘Next’ to proceed.

  • Step 5

    Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on 'Proceed'.

  • Step 6

    Enter the vehicle owner's name, date of birth, residential address and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

  • Step 7

    Review your previously filled details and make the payment through your preferred online payment mode - netbanking, UPI, credit/debit card to complete the application process.

  • After successful payment, your policy document will be available for you to download instantly. A copy of the policy document will also be mailed to your registered email ID within 5-7 working days.

    You will also receive an SMS confirmation immediately after the payment process is completed.

    You can also access your policy details through the 'My Account' section within 5-7 days after purchase.

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Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Bajaj Allianz Car Insurance policy:

  • Key inclusions
  • Key exclusions
Key inclusions Descriptions
Own damage cover Damages caused to the insured vehicle due to an accident or a natural disaster, theft, fire, self-ignition
Third-party liability Losses or damages caused to the third party; physically or to their property
Personal accident cover Pays the sum insured to the nominee or the insured in case of accidental death or permanent total disability of the insured
Add-on covers Three add-on covers: Loss of accessories, personal accident cover for the occupant and legal liabilities to paid driver, cleaner or any workman
Key exclusions Description
Location Any loss or damage caused to your car outside the geographical limits of India
Pre-existing damages Any damage that your car has suffered before buying this car insurance policy
Normal wear and tear Repair or replacement costs of car parts that are damaged over time due to regular usage

How to raise a cashless claim

Follow these steps to raise cashless claim requests with Bajaj Allianz Car Insurance.

  • Contact the insurer

    Step 1 - Contact the insurer

    Register your claim:
    Call the toll-free number 1800-209-5858
    or
    Write an email at: bagichelp@bajajallianz.co.in
    or
    Directly visit the insurer's website.

  • Provide some basic details

    Step 2 – Provide some basic details

    Share some basic details with the insurer:
    Contact number, engine and chassis number, date, time, description and location of the accident, vehicle inspection address, kilometre reading on the vehicle.

  • Receive claim reference number

    Step 3 – Receive claim reference number

    You will receive a claim reference number from the insurer and an SMS about the exact status of your claim.

  •  Locate your nearest network

    Step 4 – Locate your nearest network garage

    Take your vehicle or have it towed for repair to the nearest network garage.

  • Bill is settled between the insurer and the garage

    Step 5 – Bill is settled between the insurer and the garage

    The vehicle will be repaired at a network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.

How to raise a reimbursement claim

Follow these steps to raise reimbursement claim requests with Bajaj Allianz Car Insurance.

  •  Contact the insurer

    Step 1 - Contact the insurer

    Register your claim:
    Call the toll-free number 1800-209-5858
    or
    Write an email at: bagichelp@bajajallianz.co.in
    or
    Directly visit the insurer's website.

  • Provide some basic details

    Step 2 - Provide some basic details

    Share some basic details with the insurer:
    Contact number, engine and chassis number, date, time, description and location of the accident, vehicle inspection address, kilometre reading on the vehicle.

  • Receive claim reference number

    Step 3 – Receive claim reference number

    You will receive a claim reference number from the insurer and an SMS about the exact status of your claim.

  • Repair your car at any of your preferred garage

    Step 4 – Repair your car at any of your preferred garage

    Get your vehicle repaired at your preferred garage, pay the bills, and retain the invoice.

  • Submit the required documents

    Step 5 - Submit the required documents

    Submit bills along with the documents online or to the nearest Bajaj Allianz office.

  • Claim settlement

    Step 6 - Claim settlement

    Reimbursement will take approximately 7 - 30 days (for a net of loss) from the date of submission of the final bill, provided all documents are in order and within policy purview.

Documents required for raising a damage claim request

Here is the list of documents you need to raise a damage claim request with Bajaj Allianz Car Insurance.

  • Filled claim form with contact number and email ID
  • Policy document/cover note
  • Copy of registration book, tax receipt
  • Copy of driving license with original of the person driving the vehicle at the time of the accident
  • FIR (in case of third-party liability)
  • Estimate of repair from the repairer

Documents required for raising a theft claim request

Here is the list of documents you need to raise a theft claim request with Bajaj Allianz Car Insurance.

  • Filled claim form with contact number and email ID
  • Vehicle registration certificate copy with car keys
  • Driving license copy
  • Original policy document
  • A no-trace report from the police saying that the vehicle cannot be located

Frequently asked questions

What is the Bajaj Allianz customer care number?

The Bajaj Allianz General Insurance helpline number is 1800-209-0144/ 1800-209-5858.

What are the benefits offered under Bajaj Allianz Car Insurance Policy?

The Bajaj Allianz car insurance policy offers comprehensive coverage for your vehicle, including own damage, third-party liabilities and personal accident cover. Additionally, it offers three add-on covers for loss of accessories, legal liability of paid driver, cleaner or any workman and personal accident cover for occupants.

What are the three types of car insurance?

Comprehensive car insurance, standalone own-damage car insurance, and third-party car insurance are the three types of car insurance policies available. Bajaj Finance Limited offers Bajaj Allianz Car Insurance by Bajaj Allianz General Insurance, a comprehensive insurance policy that covers the insured and third-party liabilities in one policy.

Can I pay the car insurance premium in instalments?

No. There is no provision for paying the premium on car insurance in instalments.

What is Roadside Assistance (RSA)?

If your car breaks down or meets with an accident without access to any mechanical help nearby, the Roadside Assistance program services offered by Bajaj Allianz Car Insurance policies help the insured vehicle with various assistance services.

What is NCB, and in what way does it benefit me?

No Claim Bonus is awarded to the policy owners if they don’t lodge a claim on their existing car insurance policy. Consecutive NCBs can lead to discounting the premium amount by up to 50%.

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Disclaimer

"Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and ManipalCigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Bajaj Allianz Car Insurance UIN: IRDAN113RP0007V01201819. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Pls consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale."

Premium indicated is inclusive of taxes for comprehensive coverage of car upto 999 CC. Premium varies depending upon specification of vehicle.