Bajaj Allianz General Insurance - Car Insurance policy starting at Rs. 3,031*
Key features
Key features and benefits of this policy
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Cashless claim settlement at 6,500+ garages
Repair your damaged car conveniently with the benefit of cashless claim settlement at 4,500+ network garages.
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Comprehensive damage coverage
Get coverage against the losses and damages caused to the insured vehicle in case of an accident or a natural disaster, fire, explosion, self-housebreaking, or theft.
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Third-party coverage
Covers the legal liabilities against the third party in case your insured vehicle is involved in the damage caused physically or to their property.
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Personal accident cover up to Rs. 15 lakh
The insurer will pay the sum insured to the nominee in case of the insured's accidental death or the insured if they suffer a permanent total disability.
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No claim bonus benefit
In case you haven’t made any insurance claim for the entirety of the policy term or over multiple terms, you can benefit from no claim bonus of up to 50% of the annual premium.
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Choose from three add-on covers
Get the option of 3 useful add-on cover: loss of accessories, legal liability to paid driver, cleaner, or any workman and personal accident cover for the occupant.
Eligibility criteria and documents required
Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Car Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.
Eligibility criteria
- Nationality: Indian
- Age: 18 years or above
- The vehicle being insured should have a valid registration number and certificate
Documents required
Only basic information required while buying the policy:
- Car's registration number and certificate
- Previous policy details of the vehicle
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy this policy
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Step 1
Click on 'Get Quote' to open the online application form.
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Step 2
Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
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Step 3
Choose the IDV, NCB value, add-on covers and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.
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Step 4
Choose Bajaj Allianz Car Insurance Policy by clicking on the 'Buy Now' button. You will need to add owner-driver personal accident cover mandated by the RTO. Click ‘Next’ to proceed.
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Step 5
Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on 'Proceed'.
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Step 6
Enter the vehicle owner's name, date of birth, residential address and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
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Step 7
Review your previously filled details and make the payment through your preferred online payment mode - netbanking, UPI, credit/debit card to complete the application process.
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After successful payment, your policy document will be available for you to download instantly. A copy of the policy document will also be mailed to your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment process is completed.
You can also access your policy details through the 'My Account' section within 5-7 days after purchase.
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Bajaj Allianz Car Insurance policy:
- Key inclusions
- Key exclusions
| Key inclusions | Descriptions |
|---|---|
| Own damage cover | Damages caused to the insured vehicle due to an accident or a natural disaster, theft, fire, self-ignition |
| Third-party liability | Losses or damages caused to the third party; physically or to their property |
| Personal accident cover | Pays the sum insured to the nominee or the insured in case of accidental death or permanent total disability of the insured |
| Add-on covers | Three add-on covers: Loss of accessories, personal accident cover for the occupant and legal liabilities to paid driver, cleaner or any workman |
| Key exclusions | Description |
|---|---|
| Location | Any loss or damage caused to your car outside the geographical limits of India |
| Pre-existing damages | Any damage that your car has suffered before buying this car insurance policy |
| Normal wear and tear | Repair or replacement costs of car parts that are damaged over time due to regular usage |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to raise a cashless claim
Follow these steps to raise cashless claim requests with Bajaj Allianz Car Insurance.
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Step 1 - Contact the insurer
Register your claim:
Call the toll-free number 1800-209-5858
or
Write an email at: bagichelp@bajajallianz.co.in
or
Directly visit the insurer's website. -
Step 2 – Provide some basic details
Share some basic details with the insurer:
Contact number, engine and chassis number, date, time, description and location of the accident, vehicle inspection address, kilometre reading on the vehicle. -
Step 3 – Receive claim reference number
You will receive a claim reference number from the insurer and an SMS about the exact status of your claim.
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Step 4 – Locate your nearest network garage
Take your vehicle or have it towed for repair to the nearest network garage.
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Step 5 – Bill is settled between the insurer and the garage
The vehicle will be repaired at a network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.
How to raise a reimbursement claim
Follow these steps to raise reimbursement claim requests with Bajaj Allianz Car Insurance.
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Step 1 - Contact the insurer
Register your claim:
Call the toll-free number 1800-209-5858
or
Write an email at: bagichelp@bajajallianz.co.in
or
Directly visit the insurer's website. -
Step 2 - Provide some basic details
Share some basic details with the insurer:
Contact number, engine and chassis number, date, time, description and location of the accident, vehicle inspection address, kilometre reading on the vehicle. -
Step 3 – Receive claim reference number
You will receive a claim reference number from the insurer and an SMS about the exact status of your claim.
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Step 4 – Repair your car at any of your preferred garage
Get your vehicle repaired at your preferred garage, pay the bills, and retain the invoice.
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Step 5 - Submit the required documents
Submit bills along with the documents online or to the nearest Bajaj Allianz office.
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Step 6 - Claim settlement
Reimbursement will take approximately 7 - 30 days (for a net of loss) from the date of submission of the final bill, provided all documents are in order and within policy purview.
Documents required for raising a damage claim request
Here is the list of documents you need to raise a damage claim request with Bajaj Allianz Car Insurance.
- Filled claim form with contact number and email ID
- Policy document/cover note
- Copy of registration book, tax receipt
- Copy of driving license with original of the person driving the vehicle at the time of the accident
- FIR (in case of third-party liability)
- Estimate of repair from the repairer
Documents required for raising a theft claim request
Here is the list of documents you need to raise a theft claim request with Bajaj Allianz Car Insurance.
- Filled claim form with contact number and email ID
- Vehicle registration certificate copy with car keys
- Driving license copy
- Original policy document
- A no-trace report from the police saying that the vehicle cannot be located
Frequently asked questions
The Bajaj Allianz General Insurance helpline number is 1800-209-0144/ 1800-209-5858.
The Bajaj Allianz car insurance policy offers comprehensive coverage for your vehicle, including own damage, third-party liabilities and personal accident cover. Additionally, it offers three add-on covers for loss of accessories, legal liability of paid driver, cleaner or any workman and personal accident cover for occupants.
Comprehensive car insurance, standalone own-damage car insurance, and third-party car insurance are the three types of car insurance policies available. Bajaj Finance Limited offers Bajaj Allianz Car Insurance by Bajaj Allianz General Insurance, a comprehensive insurance policy that covers the insured and third-party liabilities in one policy.
No. There is no provision for paying the premium on car insurance in instalments.
If your car breaks down or meets with an accident without access to any mechanical help nearby, the Roadside Assistance program services offered by Bajaj Allianz Car Insurance policies help the insured vehicle with various assistance services.
No Claim Bonus is awarded to the policy owners if they don’t lodge a claim on their existing car insurance policy. Consecutive NCBs can lead to discounting the premium amount by up to 50%.