Benefits of Roadside Assistance Cover for Car

Know the advantages of having a roadside assistance cover along with your comprehensive car insurance policy.
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Benefits of roadside assistance cover for car
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3 mins
20-July-2023

Car breakdowns can happen at any time, and they often occur when we least expect them. This is where the roadside assistance add-on cover comes into play. It is extremely useful in situations where you are stranded in the middle of nowhere due to a breakdown and need emergency assistance. With this add-on, you can get quick and efficient service when your car breaks down, making it an essential investment for car owners.

Roadside assistance add-on cover is an excellent way to ensure that you are not left stranded on the roadside in case of a car breakdown. Many insurance providers offer this service as an add-on cover, which you can purchase alongside your regular car insurance plan.

Know everything there is to know about car roadside assistance cover, its benefits, inclusions, exclusions, and how you can buy an add-on cover.

What is roadside assistance cover?

Insurance companies provide car roadside assistance to help you in case your car breaks down, leaving you stranded on the roadside. With this cover, insurance companies offer 24x7 roadside assistance at wherever you get stuck. Essentially, it is a type of add-on cover that you can purchase alongside your regular car insurance policy.

Inclusions of roadside assistance cover

Here are some common services provided under roadside assistance cover include:

Towing service: This covers the cost of towing your car to the nearest repair workshop. In some cases, the insurer will send a vehicle to get your car towed to the nearest network garage.

Fuel delivery: If you run out of fuel, a roadside assistance team can deliver enough fuel to get you to the nearest petrol pump.

Jumpstarting your car: If your battery dies, a service team can jumpstart your car.

Flat tyre change: A team can help you change a flat tyre if you do not know how to do it yourself.

Locksmith services: If you accidentally lock your keys in your car, a roadside assistance team can help you get access to your car.

Accommodation and travel assistance: Some insurance companies provide accommodation and travel assistance in case that you get stranded far away from home.

Exclusions of roadside assistance cover

Here are some of the common exclusions of roadside assistance cover:

Mechanical failure outside warranty: If your car has mechanical issues outside the warranty period, the roadside assistance cover will not cover it.

Accidents: In case of an accident, the roadside assistance cover will not cover the damages.

Negligence or intentional damage: If your car breaks down due to negligence or intentional damage, the insurance will not cover it.

How to buy roadside assistance add-on cover?

You can buy the roadside assistance add-on cover online.

  • Visit the preferred insurance provider’s website.
  • Search for policies offering roadside assistance add-on cover.
  • Enter your basic details on the application form.
  • Make the payment online through any of your preferred online payment modes.

You can also buy car insurance policies from Bajaj Finance Insurance Mall and opt for roadside assistance cover as an add-on.

A step-by-step guide to buy car insurance policy with roadside assistance add-on online

Follow these simple steps to buy car insurance from Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the car insurance plans offered by leading motor insurance companies.

Step 2: Click on 'Get Quote’ to open the online application form.

Step 3: Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.

Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You can choose roadside assistance add-on cover here. Next, you need to update your current policy expiry date.

Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.

Step 7: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter vehicle engine and chassis number (as per the RC) and previous policy details.

Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

Car roadside assistance cover is important, especially if you frequently travel long distances or rely heavily on your car for work. It helps you get peace of mind and security knowing that if anything happens, you will have a reliable service to help you out.

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