HDFC Life Insurance

Buy HDFC Life Insurance plans to ensure your family’s financial security in your absence or fulfil your financial goals. Get coverage up to Rs. 1 crore.

HDFC Life Insurance offers various life insurance and investment plans. These plans come with lump sum benefits and whole life coverage. Also, offers critical illness add-on cover, lifelong income option, guaranteed maturity benefits. You also get multiple plans and premium payment options, and more. HDFC Life Insurance records claim settlement ratio of 99.07% as of 2022. With a country-wide presence across 370+ branches, it has over 5.4 crore happy customers.

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Step-by-step guide to buy HDFC Life investment plans

  • Step 1

    Click here to open our online application form.

  • Step 2

    Enter the required details – amount that you want to invest, name, date of birth, and contact number.

  • Step 3

    Choose your preferred plan from the list of products shown by clicking ‘Buy Now’.

  • Step 4

    Our representative will call you back and explain the products available for you to take an informed decision.

Documents required to buy a policy

Here's the list of documents required to buy an HDFC Life Insurance policy.

  • Age proof, such as birth certificate, passport, Aadhaar card, etc.
  • Address proof, such as Aadhaar card, telephone bill, electricity bill, ration card
  • Identity proof, such as Voter's ID, passport, driving licence
  • Passport-sized photograph
  • Medical reports (as applicable)

How to raise a claim

Follow these steps to raise claim requests against your HDFC Life Insurance policies.

  • Step 1 - Register the claim request

    Step 1 - Register the claim request

    Register the claim request with the insurer through their website, e-mail or by calling their claim assistance contact number

    Contact: 1860 267 9999
    E-mail: service@hdfclife.com

  • Step 2 - Submit the required documents

    Step 2 - Submit the required documents

    Submit the necessary documents and duly filled claim form online. You can also submit the documents at the insurer’s nearest branch.

  • Step 3 - Claim assessment and settlement

    Step 3 - Claim assessment and settlement

    Based on the documents submitted, HDFC Life will assess the claim request and process it accordingly. Claim initiator will receive an intimation via e-mail and SMS. You can also check the status online or through My Account (our customer portal).

Documents required for raising a death claim

Here’s the list of documents to raise a death claim against your HDFC Life Insurance policies.

  • Original policy documents
  • Attested copy of death certificate issued by the local municipal authority
  • Death claim intimation form
  • NEFT mandate form attested by bank authorities or copy of cancelled cheque or bank account passbook
  • Nominee's photo identity and address proof (copy of Passport, Voter identity card, Aadhaar card)
  • FIR copy or post-mortem report in case of an accidental/unnatural death
  • Medical records at the time of death and past illnesses

Documents required for raising a critical illness claim

Here’s the list of documents to raise a critical illness claim against your HDFC Life Insurance policies.

  • Original policy documents
  • Attested copies of medical records/ indoor papers of the hospital
  • Critical illness claim form with bank account proof
  • Hospital discharge summary
  • Hospital bills
  • NEFT mandate form attested by bank authorities or copy of cancelled cheque or bank account passbook
  • Claimant's photo identity and address proof (copy of passport, voter identity card, Aadhaar card)

Documents required for raising a disability/ hospitalisation claim

Here’s the list of documents to raise a disability/ hospitalisation claim against your HDFC Life Insurance policies.

  • Attested copies of medical records/ indoor papers of the hospital
  • Disability benefits claim form
  • Hospital discharge summary
  • Hospital bills
  • NEFT mandate form attested by bank authorities or copy of cancelled cheque or bank account passbook
  • Claimant's photo identity & address proof such as a copy of Passport, Voter identity card, Aadhar (UID) card, etc.

Contact HDFC Life

For queries related to the policy, claim settlement and other related information, you can contact the insurer in the following ways:

  • Call HDFC Life at: 1800-266-9777

Frequently asked questions

What is a ‘whole life cover’?

Whole life insurance cover gives coverage for your entire life. You pay a premium for the first 10-15 years and get coverage up to the age of 99 years.

What is a ‘surrender value’?

Surrender value is the amount that the policyholder gets if he terminates/ surrenders the policy before maturity. A regular premium policy acquires surrender value after the policyholder has paid the premiums continuously for three years.

What are the various benefits of the HDFC Life Guaranteed Savings plan?

With HDFC Life Guaranteed Savings Plan, get a guaranteed lumpsum amount on maturity and death benefit. You get an option to take policy loan up to 80% of the surrender value. You also have flexible premium payment option.

Check the plan here.

Is there any tax benefit for investing in HDFC Life plans?

You can avail of tax exemptions for premiums paid under applicable tax laws.

Can I withdraw my HDFC Life policy?

The withdrawal limit depends on the policy that you choose. A ULIP permits a standard withdrawal of up to 10-20% of the total premium period. Some of the policies have a lock-in period of five years. You can avail of the surrender value benefit after the lock-in period is over.If you have surrendered within the five years, your funds will move to a discontinued policy fund and get paid after five years is complete.

How can I check my HDFC Life insurance status?

You can check the status of your HDFC Life insurance policy on the My Account portal. You can also call on 1860-267-999 or send an email at service@hdfclife.com to know the status.

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Disclaimer

Bajaj Finance Ltd. (BFL) is merely a distributor of third party products from Assistance Services providers such as CPP Assistance Services Pvt Ltd, Bajaj Finserv Health Ltd.(BFHL), AWP Assistance India Pvt. Ltd. (Allianz), Doc Online Health India Pvt Ltd. etc. Issuance of the product is at sole discretion of Assistance Company or Services provider . The product and services or benefits assured under the product shall be governed by respective partner’s product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. Your purchase of an assistance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any product. For more details on terms and conditions, inclusions and exclusions please read the product sales brochure carefully before purchase or subscription. All product information such as membership fees, benefits, exclusions, value added services, etc. are authentic and solely based on the information received from the respective value added service provider or Assistance company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.