Key features and benefits

  • Coverage of up to Rs. 1 crore for doctors

    Coverage of up to Rs. 1 crore for doctors

    Get coverage against cases of medical malpractice allegations, with a plan starting at Rs. 9,440.

  • Coverage against loss of documents

    Coverage against loss of documents

    Get coverage against any document loss that might give rise to a claim or a demand for payment from a third party.

  • Covers breach of confidentiality

    Covers breach of confidentiality

    The policy covers any unintended disclosure of the insured's information that may result in a third party making an accusation.

  • Covers libel and slander defamation

    Covers libel and slander defamation

    Provides financial assistance to get legal counsel and take necessary actions against libel and slander defamation.

  • Exhaustive coverage against legal liabilities

    Exhaustive coverage against legal liabilities

    The policy offers coverage against defence costs, third-party damages, and claims arising from professional liabilities.

Frequently asked questions

What is professional indemnity insurance for doctors?

Professional indemnity insurance is a type of coverage that protects doctors when their patients accuse them of professional negligence or malpractice.

Is professional indemnity insurance mandatory for doctors in India?

Professional indemnity insurance is not mandatory by law for doctors in India; however, it is advisable to have one as it provides financial protection in the event of a legal claim against the doctor.

What is the claim process for professional indemnity insurance policies in India?

The claim process for professional indemnity insurance policies requires doctors to submit a copy of the legal notice or claim to the insurance provider. The insurance provider will then assign a legal team to assist in the claim process.


*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

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