Personal Loan Interest Rates, Only ₹1292/Lakh as EMI

Interest Rates & Charges

With Bajaj Finserv, you do not have to worry about any hidden fees or charges. Here are the charges applicable on your personal loan:

Types of Fees

Charges Applicable

Interest rate

13.99%

Processing fees

2.25% - 3% of the loan amount

EMI bounce charges

Rs. 1,200 per bounce

Penal interest

2.38 % default interest including taxes per month

Secure fee (only for online approvals)

Rs. 4,499

Foreclosure Charges

Borrower Type

Time Period

Foreclosure charges

All borrowers

More than 1 month from date of loan disbursal

4% plus applicable taxes on principal outstanding*

*Foreclosure charges for term loan will be applicable on the current principal outstanding.

*Foreclosure charges for Flexi loans will also be calculated on the current principal outstanding.

Part-prepayment Charges

Borrower Type

Time Period

Foreclosure charges

All borrowers

More than 1 month from date of loan disbursal

2% plus applicable taxes on part-payment amount paid*

*Part-prepayment made should be more than 1 EMI.

*These charges not applicable for Flexi Loan and Flexi Loan facilities.

Annual Maintenance Charges

Flexi Interest-only Loan

Flexi Term Loan

Loan Limit

0.25% on sanctioned amount*

0.25% on Flexi Term Loan*

*These charges will be levied annually.

Eligibility and Documents

How to Apply

Personal Loan Features and Benefits

Quick Links

Eligibility & Documents required for Personal Loan

Check your Personal Loan eligibility.

Apply Online for Personal Loan

Calculate your Personal Loan EMI

Personal Loan Interest Rates & Charges

Interest Rates & Charges

Foreclosure Charges

Part-prepayment Charges

Annual Maintenance Charges

Eligibility and Documents

How to Apply

Personal Loan Features and Benefits

Quick Links

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