How to generate offer for Insta Personal Loan

Check your offer in a few easy steps and get our Insta Personal Loan.

How to get an Insta Personal Loan

Step-by-step guide to get an Insta Personal Loan

  1. Click on ‘CHECK OFFER’ at the top of this page to open our online form.
  2. Enter your 10-digit mobile number and verify your profile with the OTP sent to your phone.
  3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
  4. Select a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Note: Some customers may need to submit additional documents to complete their insta personal loan application process.

Frequently asked questions

How do I get an Insta Personal Loan?

You can check your Insta Personal Loan offer using the following steps:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

What documents are required to get an Insta Personal Loan?

In most cases, you don’t need to submit any documents to get a Bajaj Finserv Insta Personal Loan. However, depending on your profile, you may be asked to submit additional basic documents like:

  • KYC documents such as PAN, Aadhaar, driving license, voter’s ID, or a passport
  • Cancelled cheque
  • Bank account details
How much can I borrow with an Insta Personal Loan?

In our Insta Personal Loans, we have already evaluated your credit history to check your creditworthiness. You can borrow up to Rs. 10 lakh based on your loan eligibility.

You can check your pre-assigned limit by entering your mobile number and OTP. You can borrow any amount from Rs. 20,000 up to the assigned limit.

Can I cancel the Insta Personal Loan after disbursement?

On disbursal, you receive the Insta Personal Loan amount in your bank account. However, if you want to cancel the loan after disbursement, contact your Bajaj Finserv relationship manager.

Can I apply for an Insta Personal Loan if I already have an existing personal loan?

You can check for your Insta Personal Loan offer even if you have an existing personal loan. However, your personal loan repayment capacity will be analysed before generating an offer. Remember, applying for multiple loans may affect your CIBIL score negatively and influence your chances of getting another loan.