Frequently asked questions
You can check your Insta Personal Loan offer using the following steps:
- Click on ‘CHECK OFFER’.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
In most cases, you don’t need to submit any documents to get a Bajaj Finserv Insta Personal Loan. However, depending on your profile, you may be asked to submit additional basic documents like:
- KYC documents such as PAN, Aadhaar, driving license, voter’s ID, or a passport
- Cancelled cheque
- Bank account details
In our Insta Personal Loans, we have already evaluated your credit history to check your creditworthiness. You can borrow up to Rs. 10 lakh based on your loan eligibility.
You can check your pre-assigned limit by entering your mobile number and OTP. You can borrow any amount from Rs. 20,000 up to the assigned limit.
On disbursal, you receive the Insta Personal Loan amount in your bank account. However, if you want to cancel the loan after disbursement, contact your Bajaj Finserv relationship manager.
You can check for your Insta Personal Loan offer even if you have an existing personal loan. However, your personal loan repayment capacity will be analysed before generating an offer. Remember, applying for multiple loans may affect your CIBIL score negatively and influence your chances of getting another loan.