How to Generate Insta Personal Loan Offer

You can check for your Insta Personal Loan offer even if you have an existing personal loan. However, your personal loan repayment capacity will be analysed before generating an offer. Remember, applying for multiple loans may affect your CIBIL score negatively and influence your chances of getting another loan.

Applying for an instant personal loan is a simple and quick process that can be completed online. Enter your 10-digit mobile number and OTP.

1. Click on ‘CHECK OFFER’ on this page.
2. Go with the pre-assigned limit or choose a different loan amount.
3. Choose a repayment tenure that suits you best.
4. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

On disbursal, you receive the Insta Personal Loan amount in your bank account. However, if you want to cancel the loan after disbursement, contact your Bajaj Finserv relationship manager.

In most cases, you do not need to submit any documents to get our Insta Personal Loan. However, depending on your profile, you may be asked to submit additional basic documents like:

• Passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

In our Insta Personal Loans, we have already evaluated your credit history to check your creditworthiness. You can borrow up to Rs. 15,50,000, based on your loan eligibility.

You can check your pre-assigned limit by entering your mobile number and OTP.