Pay IDFC Bank credit card bill online

IDFC Bank is one of the fastest-growing banks in India, providing customers with innovative financial services. One of their most popular offerings is the IDFC credit card, which comes with a host of attractive features and benefits. However, with great rewards come great responsibilities. Customers need to ensure timely and hassle-free payments for their credit card bills to avoid late fees and interest charges.

One can pay their credit card bill using the BBPS platform on Bajaj Finserv. Bajaj Finserv uses the BBPS platform to make paying bills easier for customers. It is like a one-stop shop for hassle-free and straightforward bill payments.

  •     Benefits of making IDFC Bank credit card payment online on Bajaj Finserv

    When paying for your IDFC Bank credit card bill through the Bajaj Finserv BBPS platform, you can avail of the following benefits:

    • Quick and hassle-free

    With Bajaj Finserv BBPS platform, you can pay your IDFC Bank credit card quickly and effortlessly.

    • Safe and secure

    Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.

    • Multiple payment options

    Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking,e-wallet, and UPI. This allows you to choose the payment method that suits you best.

    • Instant confirmation

    After making the payment, the platform immediately confirms the payment through an email and SMS.

    Steps to view and download IDFC Bank credit card bill online on Bajaj Finserv

    Follow these procedures to view and download your IDFC credit card bill online using the Bajaj Finserv BBPS platform:

    1. Download the Bajaj Finserv app from Google Play Store or App Store
    2. Open the app on your mobile phone
    3. Enter your 10-digit mobile number to 'GENERATE OTP'
    4. Enter the OTP and click on 'PROCEED'
    5. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
    6. Choose your credit card issuer
    7. Enter your credit card number and click on ‘FETCH YOUR BILL’

    You can now view your credit card bill. Also, you can download the same in PDF format.

    Understanding the IDFC First Bank credit card billing cycle

    Billing cycle

    The billing cycle is like a timeline, it is the period when your credit card transactions are summed up for your monthly bill. It is like a report covering what you've spent in that timeframe.

    Cycle of payment

    Suppose your credit card due date is on the 4th of each month. In this case, the IDFC credit card billing cycle cycle kicks off from the 5th of the previous month and goes on until the 3rd of the next month.

    In simple terms, it is as if your spending gets documented from the day after your due date until just before the next one.

    Late payment charges and interest rates for IDFC Bank credit card bills

     

    JLG

    MHL

    MEL

    RPL

    CV

    TW

    UC

    NC

    CD

    EMI bounce charges per presentation*

    Nil

    Nil

    Rs. 400/- + GST

    Rs. 400/- + GST

    Rs. 400/- + GST

    Rs. 400/- + GST

    Rs. 400/- + GST

    Rs. 400/- + GST

    Rs. 400/- + GST

    Late payment/ Penal charges/ Default interest/ Overdue (per month)

    Nil

    Nil

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    2% per month of unpaid EMI or Rs. 300, whichever is higher+GST

    Cheque Swap charges (per swap)*

    Nil

    Nil

    Rs. 500/-+GST

    Rs. 500/-+GST

    Rs. 500/-+GST

    Rs. 500/-+GST

    Rs. 500/-+GST

    Rs. 500/-+GST

    Rs. 500/-+GST

    Foreclosure/ Prepayment charges*

    Nil

    Nil

    4% of the principal outstanding amount + GST (as applicable)

    4% of the principal outstanding amount + GST

    5% of the principal outstanding amount + GST

    5% of the principal outstanding amount + GST

    5% of the principal outstanding amount + GST

    5% of the principal outstanding amount + GST

    5% of the principal outstanding amount + GST

    Duplicate no objection certificate issuance charges*

    Nil

    Nil

    Nil

    Nil

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Physical repayment schedule *

    Nil

    Nil

    Nil

    Nil

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Physical statement of account*

    Nil

    Nil

    Nil

    Nil

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Document retrieval charges (per retrieval)*

    Nil

    Nil

    Nil

    Nil

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    EMI Pickup/ Collection Charges*

    Nil

    Nil

    Rs. 500 /-

    Rs. 500 /-

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Rs. 500/- + GST

    Easy Buy Card replacement fee (If Easy buy card applicable)

    Nil

    Nil

    Nil

    Nil

    Rs. 100/- + GST

    Rs. 100/- + GST

    Rs. 100/- + GST

    Rs. 100/- + GST

    Rs. 100/- + GST

    EBC and Push card fee(if applicable)

    Nil

    Nil

    Nil

    Nil

    Rs. 99/- + GST

    Rs. 99/- + GST

    Rs. 99/- + GST

    Rs. 99/- + GST

    Rs. 99/- + GST

    Fees and charges

    A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

    Note: For failed transactions, the total amount including charges except taxes are reversed.

    Credit card billers across India

    Apart from IDFC Bank, Bajaj Finserv also allows you to pay credit card bill for other providers as well such as:

    ICICI Credit Card payment

    SBI Credit Card payment

    Citi Credit Card payment

    HDFC Credit Card payment

    Axis Credit Card payment

    Induslnd Credit Card payment

    PNB Credit Card payment

    Yes Bank Credit Card payment

    Kotak Credit Card payment

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Steps to pay IDFC Bank credit card bill online on the Bajaj Finserv app

Follow these steps to pay your IDFC credit card bill online using the BBPS platform on the Bajaj Finserv app:

  1. Download the Bajaj Finserv app from Google Play Store or App Store
  2. Open the app on your mobile phone
  3. Enter your 10-digit mobile number to 'GENERATE OTP'
  4. Enter the OTP and click on 'PROCEED'
  5. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
  6. Choose your credit card issuer
  7. Enter your credit card number and click on ‘FETCH YOUR BILL’
  8. Select your preferred payment mode
  9. Make the payment to pay the bill successfully

You will receive a notification from Bajaj Finserv after successful payment.

Steps to pay IDFC credit card bill on the Bajaj Finserv website

Here is how you can pay your IDFC Bank credit card bill on the Bajaj Finserv website:

  1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
  2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
  3. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
  4. Choose your credit card issuer
  5. Enter your credit card number and click on ‘FETCH YOUR BILL’
  6. Select your preferred payment mode
  7. Make the payment to pay the bill successfully

IDFC credit card customer care number

IDFC credit card customer care number

Service

Phone Number

Availability

IDFC Credit Card Customer Care

1860 500 1111

24/7

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
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  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

Is it possible to settle the IDFC bank credit card bill using a cheque?

You have the option to visit the nearest IDFC First Bank ATM or branch to facilitate the pay-ment through a cheque. When preparing the cheque, ensure it is made payable to 'IDFC FIRST Bank Credit Card XXXXXXXXXXXXXXXX.' This convenient method allows you to settle your credit card dues efficiently and effectively.

How can I pay my IDFC credit card from another bank account?

Paying with net banking or debit cards:

If you prefer making payments from another bank account or using a different bank's debit card, you can easily do so. Visit the IDFC 'CREDIT CARD BILL PAYMENT' page and select the ‘NET BANKING’ or ‘DEBIT CARD’ payments tab.

IMPS/ NEFT payments:

For a quick and efficient way to make payments, add your IDFC Bank credit card as a beneficiary in your other bank accounts. Use the following details:

  • Payee name: Name as on your IDFC FIRST Bank Credit Card
  • Payee account number: Your 16-digit IDFC FIRST Bank credit card number
  • Bank Name: IDFC FIRST Bank
  • IFSC Code: As mentioned in the passbook/ cheque or can be found online by branch name
How do I make EMI payments for my IDFC credit card bill?

Convert your IDFC credit card bill into EMI by follow the steps below for a hassle-free process:

  1. Log in to net banking/ mobile banking and select the ‘ACCOUNT’ option
  2. Under the Accounts section, click on ‘CARDS’
  3. Scroll down and click on ‘VIEW’, next to ‘CONVERT TO EMI’ option
  4. From the list of transactions, select the transaction for EMI conversion
  5. Select the number of months and EMI amount and click on ‘CONFIRM’
Does Bajaj Finserv provide recharge services apart from credit card bill payment?

Yes, Bajaj Finserv also provides other recharge services such as:

Does Bajaj Finserv provide bill payment services apart from credit card bill payment?

Yes, Bajaj Finserv also provides other bill payment services such as:

What is the IFSC code for IDFC credit card payment?

The IFSC code for making a credit card payment to IDFC is IDFB0010225.

What is the required cibil score for an IDFC credit card?

Generally, a CIBIL score of 750 and above is considered good for credit card eligibility, including IDFC credit cards. However, IDFC FIRST Bank offers the WOW! Credit Card, which can be secured against a fixed deposit for individuals with low or no CIBIL score.

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