Fixed Deposit (FD) Eligibility and Documents

Read on to know the criteria required to apply for fixed deposit.

Open FD

Eligibility criteria and documents required

Anyone can book our fixed deposit if they meet the basic criteria mentioned below. You will need documents to complete your investment process if you meet the eligibility criteria.

Eligibility criteria

  • Resident Indians
  • Sole proprietorships
  • Partnership firms and companies
  • Hindu Undivided Families (HUFs)
  • Clubs, associations, societies, and family trusts

Documents required

  • PAN
  • Any KYC document: Aadhaar card/Passport/Driving license/Voter ID

Non-Resident Indians (NRIs), Persons of Indian Origin (PIO) and Overseas Citizens of India (OCI) can connect with our representative or write to us on wecare@bajajfinserv.in.

How to invest in a fixed deposit

‌

A step-by-step guide to invest in a fixed deposit

1. Click on ‘Open FD' at the top of this page to open our online application form.
2. Enter your 10-digit mobile number and verify the OTP sent to your phone.
3. Fill in the investment amount, choose the investment tenure and the payout frequency. Enter your PAN card and date of birth.
4. Complete your KYC: If you are an existing customer, confirm the details available with us, or edit to make any changes. For new customers, complete your KYC using Aadhaar.
5. A declaration will be displayed. Please read it carefully and agree to the terms and conditions. Enter your bank details and proceed to pay.
6. Complete your investment using NetBanking/ UPI or NEFT/ RTGS.

Once your fixed deposit is booked, you will receive the Fixed Deposit Acknowledgement (FDA) on your registered email address and as a link on your mobile number. An Electronic Fixed Deposit Receipt (e-FDR) will also be sent to your email ID within 3 working days (subject to documents being in the correct order).

Read More

Frequently asked questions

What documents are required for a public/ private limited company to invest in a fixed deposit?

To invest in a Bajaj Finance Fixed Deposit, a public/ private limited company needs to submit the following documents:
Certificate of incorporation/ registration
Memorandum and articles of association
Board resolution for opening the account
Company PAN
Latest telephone bill or electricity bill, or bank account statement
KYC of authorised signatories.

What documents are required for a partnership firm to invest in a fixed deposit?
 A partnership firm can invest in an FD by submitting the following documents:
 
  • Certificate of registration
  • PAN
  • Partnership deed
  • KYC of authorised signatories
  • Beneficial Ownership Declaration
What documents are required for a Hindu Undivided Family (HUF) to invest in a fixed deposit?

A HUF can invest in an FD by submitting the following documents:

  • PAN 
  • HUF deed and declaration 
  • KYC of Karta
What documents are required for registered societies to open a fixed deposit account?

Registered societies need to submit the following documents to open an FD account:

  • Certificate of registration
  • Bye Laws/ rules
  • Resolution for
  • Opening the account
  • PAN
  • Latest telephone
  • Bill or electricity bill, or bank account statement
  • KYC of authorised
  • Signatories
Show More Show Less