Apply for the Bajaj Finserv Insta EMI Card online and get instant access to easy EMIs in just 10 minutes. Enter your mobile number, complete quick verification, and unlock a pre-approved limit to shop for electronics, appliances, furniture, mobiles, and more. With 1.5 lakh+ partner stores across 4,000+ cities, you can shop anytime and convert your purchases into simple EMIs—hassle-free and instantly.
Why get the Insta EMI card?
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Eligibility criteria for Insta EMI Card by Bajaj FInserv
To apply for the Insta EMI Card, you must meet some basic eligibility requirements, including:
- Indian nationality
- Age between 21 – 65 years
- Regular income source
- Credit score as per risk policies
Check also: Documents required for Insta EMI Card
Depending on your eligibility, you might qualify for a Bajaj Finserv Insta EMI Card limit of up to Rs. 3 lakh as a pre-qualified card loan offer amount. Enter your mobile number and OTP to check your eligibility now!
Where to use Insta EMI Card
Use your Insta EMI Card to shop electronics, appliances, mobiles, and more across top partner stores. With 1.5 lakh+ partner stores across 4,000+ cities, the Insta EMI Card ensures you can shop anywhere, anytime, and convert your purchases into simple EMIs.
Frequently asked questions
Insta EMI Card is offered by Bajaj Finance Ltd, which requires creation/activation of Bajaj Pay Wallet in the journey for receiving cashbacks.
No documentation submission is required when you have your Bajaj Finserv Insta EMI Card. Simply authenticate your purchase with the OTP sent to your registered mobile number, and you're good to go.
You can use the Insta EMI Card to shop from merchants across various other 1.5 LAKH online and offline partner stores like
- Amazon
- Flipkart
- Croma Store
- Home Centre
- Poorvika Mobiles
- Sangeetha Mobiles
- MakeMyTrip
- Easemytrip
- Goibibo
- Unacdamey
- Godrej
- OnePlus
- Flo Mattress
- realme
- Voltas
Approval for the Bajaj Finserv Insta EMI Card is instant upon successful application and verification, allowing immediate use for shopping.
The Insta EMI Card is not free. It comes with a one-time joining fee of ₹530 (inclusive of applicable taxes).
A reliable repayment history and a good CIBIL Score per Bajaj Finserv risk policies are required for approval.
Your Insta EMI Card may be blocked due to missed payments, poor credit history, or failure to meet eligibility criteria.
To improve your eligibility, ensure a stable income, maintain a good credit score, and provide accurate details during application.
You usually need a PAN card, Aadhaar card for e-KYC, address details, and bank account information for e-mandate registration. These documents help verify your identity, income, and repayment capability.
Yes, Aadhaar-based e-KYC is generally required because it enables quick online verification of your identity and address, allowing your application to be processed faster without paperwork or physical verification.
Applications may be rejected due to a low credit score, incomplete documents, incorrect information, failure to meet age or income criteria, or previous unpaid loans affecting your financial credibility.
You can check eligibility on the Bajaj Finserv website by entering your basic details, and reviewing the pre-qualified card loan offer amount offered based on your credit score, income, and financial history. Alternatively, you can enter your mobile phone number and OTP to check your eligibility now.
You can monitor your application status online through the Bajaj Finserv website or app using your registered mobile number. Updates are typically shared through SMS or email after verification.
