How to Apply for an Insta EMI Card

Apply online in a few easy steps and get our Insta EMI Card in just 10 minutes.

How to apply for the Insta EMI Card

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Step-by-step guide to applying for the Bajaj Finserv Insta EMI Card

  1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  2. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  3. Select your employment type and gender.
  4. Click on submit to know your card limit.
  5. Verify your KYC using your Aadhaar card or DigiLocker.
  6. Post successful KYC, pay a one-time joining fee of Rs. 530.
  7. Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
  8. After successful e-mandate registration, your card is ready to use.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

How to get Bajaj Finserv Insta EMI Card?

Getting a Bajaj Finserv Insta EMI Card is quite easy with an online application. If you have a regular income and have a CIBIL of 720 or more, you can apply for the card online by clicking here. As it is a digital card, you can access it instantly on our customer portal section "My Account" and avail of its benefits as soon you get it.

How to apply

  • Click on www.bajajfinserv.in/how-to-apply-for-insta-emi-card
  • Enter your 10-digit mobile number and verify that with the OTP sent to your phone
  • Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code
  • Select your employment type and gender
  • Click on submit to know your card limit
  • Verify your KYC using your Aadhaar Card or DigiLocker
  • Post successful KYC, pay a one-time joining fee of Rs. 599/-
  • Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process
  • After successful e-mandate registration, your card is ready to use
Do I need to submit any documents to shop on the EMI Card?

No documentation submission is required when you have your Bajaj Finserv Insta EMI Card. Simply authenticate your purchase with the OTP sent to your registered mobile number, and you're good to go.

Can I apply for an add-on EMI card for my family?

Yes, you can apply for add-on Bajaj Finserv Insta EMI Cards for your family.

What merchant categories can the EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across various other 1.5 LAKH online and offline partner stores like

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