Easy Steps to Shop Voltas products on EMI Without Credit Card

Shop for the latest ACs, refrigerators, dishwashers, and more Voltas products using your Insta EMI Card.
How to buy Voltas products on Easy EMI
5 mins
26 February 2026

When buying home appliances, you will have so many of options from global and Indian brands that you could consider. Voltas is one of the known names in the world of home appliances and air conditioning solutions, which has made it easier for customers to acquire their products through Easy EMI. The high costs of buying appliances may prove to be a challenge for you, so getting Voltas AC on EMI may be an affordable solution. This option lets you convert your total costs into equated monthly instalments, so you do not pay for your product right away, instead make smaller payments over a period of time. In this article, we will guide you on how to purchase Voltas products on Easy EMI, showcasing the benefits, eligibility criteria, and where to shop with Bajaj Finserv Insta EMI Card.

Overview of Voltas

Voltas stands as a leading Indian brand that offers air conditioners, refrigerators, washing machines, dishwashers, air purifiers, water dispensers, and commercial refrigeration systems. It also manages electro‑mechanical projects, textile machinery, and mining equipment, giving it a strong engineering presence in India and overseas. The brand focuses on innovation, reliability, and solutions that suit Indian homes, businesses, and large‑scale projects.

List of Voltas products available on EMI

Voltas offers a wide range of products that you can purchase on Easy EMI. These include:

Air conditioners

Voltas air conditioners are known for their efficiency and cooling performance. You can buy split ACs, window ACs, and inverter ACs on EMI without a credit card.

Refrigerators

Voltas refrigerators are designed to keep your food fresh and beverages cold. You can find various sizes and configurations, such as single-door and double-door refrigerators, available on EMI.

Washing machines

Voltas washing machines come with innovative features to make your laundry tasks more convenient. Front-load and top-load options are both available on EMI.

Microwaves

Voltas microwave ovens offer cooking solutions for modern kitchens. You can explore different models on EMI to suit your needs.

Water coolers and dispensers

Voltas provides water coolers and dispensers for homes and offices. You can find these products on EMI for easy acquisition.

Why choose Voltas products with the Bajaj Insta EMI Card

Choosing Voltas products with the Bajaj Insta EMI Card allows you to access premium cooling technology without immediate financial pressure. This partnership combines reliable Indian engineering with flexible payment solutions for your home.

  • Interest-free payments: You can convert the total cost of your Voltas air conditioner or refrigerator into monthly instalments at no additional interest cost.
  • Zero down payment: Many Voltas models qualify for no upfront payment, allowing you to bring the appliance home without any initial deposit.
  • ·Flexible repayment duration: You may select a repayment tenure ranging from 3 to 60 months to match your specific monthly household budget.
  • High credit limit: The card provides a pre-approved loan limit of up to Rs. 3 lakh for purchasing high-end Voltas inverter ACs or large appliances.
  • Wide network access: You can use the card at over 1.5 lakh partner stores across India, including dedicated Voltas brand outlets and major electronic retailers.

How to shop on Voltas Store with Bajaj Finserv Insta EMI Card

  1. Visit a partner store: First, you need to locate a Voltas partner store that accepts the Bajaj Finserv Insta EMI Card. You can do this by visiting Voltas' official website or inquiring with Bajaj Finserv.
  2. Choose your product: Select the Voltas product you wish to purchase. Ensure it is eligible for EMI purchases, as not all products may be available on these terms.
  3. Provide your EMI Card: Present your Bajaj Finserv Insta EMI Card as the payment method. The store staff will guide you through the process.
  4. Select the EMI plan: Depending on your preference and the EMI options available, you can choose the repayment plan that suits your budget.
  5. Provide the necessary details: You will be required to provide some personal and financial information to complete the purchase, as per the standard procedure for availing EMI options.
  6. Approval process: The approval process is usually quick and straightforward. Once approved, you can take home your chosen Voltas product.

Also read: How to use the Bajaj Insta EMI Card

Benefits of using the Insta EMI Card at the Voltas Store

Using the Bajaj Finserv Insta EMI Card at the Voltas Store comes with several advantages:

  • Easy EMI: The EMI facility allows you to pay for your Voltas products over several months without incurring high interest or any hidden charges, making it a cost-effective way to acquire appliances.
  • Convenient repaymentEasy EMIs make large purchases more manageable by dividing the amount into equal monthly instalments. You can choose a tenure that suits your financial situation.
  • Quick processing: EMI card transactions are usually processed swiftly, so you can take your desired Voltas product home the same day, eliminating the need to wait for credit approvals.
  • Wide product range: The Bajaj Finserv Insta EMI Card can be used for a broad range of Voltas products, ensuring you have multiple options to choose from.
  • Minimal documentation: EMI card transactions typically require fewer documents compared to traditional credit card purchases.

Check features of the Insta EMI Card

Where to shop Voltas products with Insta EMI Card

You can shop for Voltas products using the Bajaj Finserv Insta EMI Cardat various retail outlets and partner stores across India. Check the official websites of Voltas and Bajaj Finserv to find a list of authorised stores and dealers in your region. Additionally, many online retailers may also offer Voltas products on Easy EMI through the Insta EMI Card, so explore e-commerce platforms to find the most suitable option.

Eligibility criteria for shopping Voltas products on EMI Card

Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.

  • You should be an Indian citizen
  • You must be between 21 years to 65 years
  • You must have a regular source of income
  • Your credit score should be per Bajaj Finserv risk policies

You also need the following documents handy, during the application process.

  • PAN card
  • Aadhaar card number for KYC confirmation
  • Address proof
  • Bank account number and IFSC code for e-mandate registration

Meeting these criteria facilitates a smooth application process for the Insta EMI Card.

Check documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  4.  Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

Shopping for Voltas products on Easy EMI has never been easier, thanks to the Bajaj Finserv Insta EMI Card. You can bring home the latest Voltas appliances without the financial burden of a lump-sum payment. Just locate a partner store, choose your desired product, use your EMI card, select the flexible repayment tenure repayment plan that suits you, and enjoy the convenience and affordability of shopping with EMI. With a wide range of Voltas products to choose from and flexible repayment options, it is a win-win situation for those looking to enhance their homes with reliable and efficient appliances.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
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Frequently asked questions

What merchant categories can the EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across 1.5 lakh+ offline partner stores and e-commerce platforms like

Can I buy Voltas AC on EMI?

Yes, your Bajaj Fisnerv Insta EMI Card allows you to buy a Voltas AC on EMI. Simply choose the AC that best suits your requirements and preferences and split the cost across a repayment tenure of 1 to 60 months, as suitable to your monthly budget.

Why should you choose the Bajaj Finserv Insta EMI Card for buying Voltas products on EMI?

Your Bajaj Finserv Insta EMI Card is the perfect choice for buying Voltas products on EMI as it allows you to convert the cost of your desired products into affordable monthly instalments across a tenure chosen by you. With a substantial pre-approved limit and nil foreclosure charges, you know you’re getting transparency, flexibility, and convenience while making your purchase.

Can I buy a Voltas products on EMI with Bajaj Finserv Insta EMI Card?

Buying Voltas products on EMI with your Bajaj Finserv Insta EMI Card is a great way to ensure it fits within your budget seamlessly and helps you build credit to access future financial opportunities.

Can I get an EMI to buy a Voltas product?

Yes, with your Bajaj Finserv Insta EMI Card you can easily use EMI payments to cover the cost of Voltas products you desire, either offline at a partner store or online via major e-commerce websites.

What is the maximum EMI tenure available for Voltas purchases?

The maximum tenure for your Voltas purchase can extend up to 60 months when you use the Bajaj Finserv financing options. This long duration allows you to divide the total cost of air conditioners or refrigerators into smaller, more manageable monthly instalments. You can select a repayment period between 3 to 60 months to fit your budget.

Are Easy EMI options available on select Voltas models?

Easy EMI options are available on a wide range of select Voltas models, including the latest AI-enabled air conditioners and energy-efficient refrigerators. You can purchase these appliances without paying any interest or hidden charges by using the Insta EMI Card. This facility applies to products priced above Rs. 5,000 at partner stores.

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