From daily groceries to apparel, home appliances to fitness equipment, and smart gadgets to furniture and furnishings, you can use the Insta EMI Card to buy 1 MILLION products on EMIs.
We have partnered with small and large retail outlets across small towns and megacities to ensure we cover all aspects of your life. Our partner network is one of the largest in the country and we continue to add new partners every month.
Accepted across leading shopping websites
This card is accepted at our online partner stores, including large shopping sites like Amazon, Reliance Digital, Tata, and Croma. Many leading regional brands like Poorvika mobiles, Sargam Electronics and the likes accept the Insta EMI Card. We have partnerships with leading regional brands across 3000+ cities and expanding our partnerships to cover online sites of popular brands.
Accepted across 1.2 lakh stores in 3,000 cities
Our Insta EMI Card can be used at more than 1.2 lakh stores in 3,000 metropolitan areas and local neighbourhoods. The width of our partnership network means that you can shop at any of one of them, no matter where you are or what you are looking for.
A step-by-step guide to applying for an Insta EMI Card.
- Click on the ‘Apply’ button on this page.
- Provide your basic details, including your mobile number and date of birth.
- Submit the OTP received on your registered mobile number.
- Check your pre-approved limit to proceed further.
- Verify and confirm your KYC details.
- Activate your Insta EMI Card by paying a nominal joining fee of Rs. 530.
Your digital card is now ready to use. You can access your Insta EMI Card details on the Bajaj Finserv app.
How to use the Insta EMI Card at our partner stores
Once you have decided on the product that you are buying, you can choose to pay using the Insta EMI Card. You can get assistance from our in-store representative who will guide you through the process.
At the time of billing, instruct the cashier to bill the purchase on your Insta EMI Card. Pick a repayment tenure of your convenience. Share the OTP received on your registered mobile number with the cashier. Furthermore, you can check for the home delivery option of the chosen product.
In just a few minutes, you will be able to buy the product you like, without paying a bulk amount with the help of the Insta EMI Card.