Want to buy the latest phone, laptop, or a smart fridge—but don’t want to pay everything at once? That’s where the Bajaj Finserv Insta EMI Card comes in. With this card, you can enjoy flexible repayment tenures that fit your budget. That means you choose how many months you want to pay your EMIs over—from 1 month up to 60 months.
Let’s break down what that means for your everyday shopping and why it matters when managing your money smartly.
What are EMIs and why should you care?
EMIs, or Equated Monthly Instalments, help you split large payments into small, fixed amounts every month. This makes shopping easier on your wallet.
Let’s say Vidhi wants to buy the latest Apple MacBook Pro, which costs around ₹1.3 lakh. Instead of paying the full amount upfront, she can convert it into easy EMIs using the Insta EMI Card. This way, she gets the laptop right away and pays in smaller monthly chunks—on her terms.
Why flexible repayment tenure matters
Not every budget is the same. That’s why having control over your repayment period helps you plan better.
With the Bajaj Finserv Insta EMI Card, you can choose a tenure between 1 to 60 months. Whether you want to wrap up payments quickly or space them out over a few years, it’s your call.
Here’s how it helps:
Pay off fast if you don’t want a long-term commitment.
Choose longer tenures for smaller monthly EMIs.
Adjust your EMIs based on your monthly income and expenses.
Example: EMI Breakdown for a ₹60,000 Purchase
Repayment Tenure |
Monthly EMI (approx.) |
Total Payable |
3 months |
₹20,000 |
₹60,000 |
6 months |
₹10,000 |
₹60,000 |
12 months |
₹5,000 |
₹60,000 |
This example shows how you can spread payments based on your comfort. The card gives you the freedom to shop now and pay later—with ease.
Check your pre-qualified card loan offer in 2 simple steps – enter mobile & OTP
Top features of the Bajaj Finserv Insta EMI Card
Here’s why this card stands out:
Easy EMIs
Turn expensive purchases into easy EMIs with minimal or zero interest. No need to save for months before buying what you need.Flexible repayment tenure
Choose between 1 to 60 months to repay. It helps you plan your finances better.Zero down payment
On select products, you don’t have to pay anything upfront. Buy today, pay later.Wide online acceptance
Use the card on Amazon, Flipkart, MakeMyTrip, Bajaj Mall, and more. You can shop across multiple categories and platforms.Access to 1.5 lakh+ partner stores
Shop across 4,000+ cities from over 1 million products with the card’s vast partner network.
Planning a big purchase? Use the EMI Calculator
Before you buy, use the EMI Calculator to check how much you’ll pay each month. Just enter the amount, tenure, and interest (if any) to get a clear picture of your budget.
Who can apply for the Insta EMI Card?
You may be eligible if you:
Are between 21 to 65 years of age
Have a regular income
Are an Indian citizen with basic KYC documents
It’s easy to check your eligibility online. You just need your mobile number and OTP.
Check if you have a pre-qualified card loan offer in 2 clicks
How to apply for the Bajaj Finserv Insta EMI Card
Here’s how you can get started:
Enter your 10-digit mobile number and verify the OTP.
Fill out the form with basic details like your name, PAN, and PIN code.
Select your employment type and gender.
Click submit to check your card limit.
Complete KYC with Aadhaar or DigiLocker.
Pay the one-time joining fee.
Activate your card by entering your bank details to set up an e-mandate.
Once done, your Insta EMI Card is ready to use!
Apply now and get your Insta EMI Card in minutes
Flexible repayment = More freedom
Whether it’s upgrading your kitchen appliances, booking your next holiday, or buying that gaming laptop, the Bajaj Finserv Insta EMI Card lets you:
Get what you want right away
Pay on your terms
Stay stress-free with manageable EMIs
No more saving for months. No more delaying purchases.
Final thoughts: Make smart purchases with flexible EMIs
With flexible tenures of up to 60 months, zero down payment offers, and easy online application—the Insta EMI Card is your smart shopping partner.
It gives you financial freedom without the burden of large upfront payments. So whether you're planning a vacation or replacing your old fridge, this card lets you buy now and pay later—with complete peace of mind.
Check your Insta EMI Card eligibility in just 2 steps – enter your mobile number now