Buying high-value items by paying the entire amount upfront can be a little overwhelming. The thought of paying a hefty amount at once often can also stop us from buying products that we truly desire. If you have been in a similar situation, you must think of having an EMI Card. EMI cards usually help you buy the most expensive products and split the cost into easy EMIs.
One such card is Bajaj Finserv Insta EMI Card. With India’s first and best EMI card, you can now experience a hassle-free way of owning items without compromising your budget.
With this easy EMI card, you can shop for over 1 million products at more than 1.5 lakh partner stores (offline and online) across 4,000+ cities. The flexible repayment period of up to 60 months makes big-ticket purchases like laptops and refrigerators easy and convenient. Check your Insta EMI Card offer in one click. Just your number and OTP to get started.
What is Easy EMI Card?
An Easy EMI Card is a financial tool that allows you to convert your purchases into simple, manageable monthly installments. With this card, you can shop for a wide range of products and pay in flexible EMIs without the burden of upfront payment. It offers quick approval, a digital process, and broad acceptance at partner stores, making shopping convenient and budget-friendly.
Overcoming the hardships of upfront payment
Imagine a scenario where you urgently need a new refrigerator or a washing machine, but the idea of paying the entire amount at once seems overwhelming. Such situations can often lead to a compromise, settling for substandard alternatives or delaying the purchase indefinitely. The financial burden associated with upfront payments becomes a roadblock.
Rajeev, a young professional from Mumbai, longed for a laptop and a smartphone to streamline his work and personal life. However, limited savings and a lack of credit options held him back. Fortunately, Rajeev discovered the Bajaj Finserv Insta EMI Card – an ‘easy EMI card’ that was the ideal solution for his needs. With this digital card, Rajeev could make his desired purchases without the burden of immediate payment. It provided him with the flexibility to pay in easy EMIs, aligning with his financial capabilities, and empowering him to enhance his productivity and efficiency.
Rajeev is just one among millions of customers across the country that have benefitted from using the EMI card and availing of easy EMI options.
Features and benefits of using the Bajaj Finserv Insta EMI Card
The Bajaj Finserv Insta EMI Card offers numerous advantages, making it an ideal choice for hassle-free purchases. The benefits of this easy EMI card include:
- Easy EMI options: Enjoy the flexibility of paying for purchases in convenient EMIs without straining your budget.
- Easy EMI: You can purchase products on and avoid paying high interest on the loan amount.
- Quick and simple application: Applying for the Bajaj Finserv easy shop EMI card is straightforward, allowing you to unlock the convenience of easy EMIs in no time.
- Extensive partner network: The digital card is accepted at various partner stores across multiple categories. Using the digital card, you can shop for home appliances, personal appliances and gadgets, fashion accessories, travel, fitness, healthcare, and more. You can shop for 1 million+ products at 1.5 lakh+ partner stores across 4,000+ Indian cities.
- Special low-EMI schemes: With the Insta EMI Card, you can also avail of special EMI schemes with longer repayment periods and low EMIs.
- Zero down payment: Select products – and items during festive seasons come with zero down payment offers, and you will not have to make any upfront payments while buying these items.
Where can I use the Insta EMI Card?
Wondering about the extensive reach of the Bajaj Finserv EMI Network Card? The answer is straightforward – you can utilize it at any partner store within the network.
Bajaj Finserv has established collaborations with prominent retailers across India, enhancing the convenience, affordability, and accessibility of shopping for its patrons. View your personalised Insta EMI Card offer, enter mobile number and OTP to check instantly.
The Insta EMI Card empowers you to make purchases at over 1.5 lakh online and offline partner stores. These include a diverse range of merchants, ensuring a seamless shopping experience. Bajaj Finserv's commitment to an extensive network ensures that you can enjoy the benefits of the EMI Network Card across a wide array of establishments for your shopping needs. Some of the prominent online and offline partner stores include:
- Amazon
- Flipkart
- Croma Store
- Home Centre
- Poorvika Mobiles
- Sangeetha Mobiles
- MakeMyTrip
- Easemytrip
- Goibibo
- Unacademy
- Godrej
- OnePlus
- Flo Mattress
- Vasanth and Co Online Shopping
- BBCC IT Solution
- Great Eastern Electronics
- Khosla Electronics
- Electronic Paradise
- Adishwar Electronics
- Arcee Electronics
- Agarwal Computer
- QRS Retail
- Zapnet Computers
- realme
- Voltas
It is important to note that the list of partner stores may change, so it's recommended to verify the updated information on the official website before making your next purchase.
Bajaj Finserv Insta EMI Card eligibility criteria and documentation requirement
Before you apply for the easy shop EMI Card and avail of easy EMI, it is advised that you check and confirm your eligibility.
- Age: You must be between 21 years and 65 years, years old to apply for this easy EMI card.
- Income source: The credit limit of your Insta EMI Card will be determined based on your monthly income. You must have a steady income source to obtain the digital card.
- Credit score: You must have a good credit score, with no previous record of defaults.
- Nationality: You must be an Indian citizen to apply for the Insta EMI Card.
Additionally, you must provide the following documents while applying for the digital card.
- PAN card
- Address proof (Voter ID, Aadhaar Card, etc.)
- Cancelled cheque
- Signed ECS mandate
