Benefits of using the easy EMI card for shopping
The Bajaj Finserv Insta EMI Card offers numerous advantages, making it an ideal choice for hassle-free purchases. The benefits of this easy EMI card include:
- Easy EMI options: Enjoy the flexibility of paying for purchases in convenient EMIs without straining your budget.
- Easy EMI: You can purchase products on and avoid paying high interest on the loan amount.
- Quick and simple application: Applying for the Bajaj Finserv easy shop EMI card is straightforward, allowing you to unlock the convenience of easy EMIs in no time.
- Extensive partner network: The digital card is accepted at various partner stores across multiple categories. Using the digital card, you can shop for home appliances, personal appliances and gadgets, fashion accessories, travel, fitness, healthcare, and more. You can shop for 1 million+ products at 1.5 lakh+ partner stores across 4,000+ Indian cities.
- Special low-EMI schemes: With the Insta EMI Card, you can also avail of special EMI schemes with longer repayment periods and low EMIs.
- Zero down payment: Select products – and items during festive seasons come with zero down payment offers, and you will not have to make any upfront payments while buying these items.
How easy EMI cards work
Here’s how the easy EMI card from Bajaj Finserv works in practice:
Apply for the card and get a pre-approved loan limit assigned.
Use the card at Bajaj Finserv partner stores or websites.
Select your product and opt for the EMI option at checkout.
Choose a repayment tenure that suits your monthly budget.
Complete the purchase and enjoy the product immediately.
Repay in fixed, interest-free EMIs over the chosen tenure.
Ready to adopt this easy shopping companion? Check your eligibility for the Insta EMI Card today using your mobile phone number and OTP.
Where can I use the Insta EMI Card?
You can use the Bajaj Finserv Insta EMI Card at over 1.5 lakh partner stores across India. It’s accepted at top online and offline stores like Amazon, Flipkart, Croma, Home Centre, Poorvika Mobiles, Sangeetha Mobiles, MakeMyTrip, and Easemytrip, making shopping easy and affordable with simple EMIs.
It is important to note that the list of partner stores may change, so it's recommended to verify the updated information on the official website before making your next purchase.
How to view your virtual Bajaj Finserv Insta EMI Card
Your virtual easy EMI card is available online and can be accessed anytime through the Bajaj Finserv app or customer portal. Once logged in, you can check the card details, including your loan limit, validity, and transaction history. This virtual version can be used for both online and in-store purchases, making it as functional as the physical card, while offering the convenience of quick access from your smartphone or computer.
How to Shop with Bajaj Finserv Insta EMI Card
Shopping with your easy EMI card is simple and straightforward. You can use it at over 1.5 lakh partner stores and leading online platforms across India. Just choose your preferred product, select the EMI option at checkout, and pay in easy instalments without any hidden charges. From electronics and appliances to travel and lifestyle products, the card makes big-ticket purchases affordable by spreading the cost into convenient, low-cost EMIs.
How to activate existing Bajaj Finserv Insta EMI Card
If you already have an easy EMI card, activation can be done quickly online. Log into the Bajaj Finserv app or web portal and follow the instructions under the ‘Activate Card’ section. You may need to authenticate using your registered mobile number or complete an e-mandate setup for repayments. Once activated, you can start using your card instantly for purchases, both online and offline, with complete control over repayment schedules.
Eligibility and documents required for Bajaj Finserv Insta EMI Card
Before you apply for the easy shop EMI Card and avail of easy EMI, it is advised that you check and confirm your eligibility.
- Age: You must be between 21 years and 65 years, years old to apply for this easy EMI card.
- Income source: The credit limit of your Insta EMI Card will be determined based on your monthly income. You must have a steady income source to obtain the digital card.
- Credit score: You must have a good credit score, with no previous record of defaults.
- Nationality: You must be an Indian citizen to apply for the Insta EMI Card.
Additionally, you must provide the following documents while applying for the digital card.
- PAN card
- Address proof (Voter ID, Aadhaar Card, etc.)
- Cancelled cheque
- Signed ECS mandate
Check Insta EMI Card eligibility
Applicable fees and charges on easy EMI card
Type of fee
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Applicable charges
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EMI Network Card fee
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Rs. 530/- (inclusive of applicable taxes)
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*Additional fees and charges will apply when utilising the EMI Network Card to avail of loans.
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Check Insta EMI Card fees and charges
How to apply for the Bajaj Finserv Insta EMI Card?
You can avail of easy EMI without using a credit card by applying for the Bajaj Finserv Insta EMI Card. Here is how you can apply for the digital card.
Step 1: Visit the Bajaj Finserv Insta EMI Card page and click ‘Apply’.
Step 2: Provide your 10-digit mobile number and enter the one-time password (OTP) sent to the number.
Step 3: Fill out the application form and provide your basic details.
Step 4: Choose your employment type and gender.
Step 5: Click ‘Submit’ to know your card limit.
Step 6: Verify your KYC through Aadhaar Card or DigiLocker.
Step 7: After the successful KYC verification, pay the one-time joining fee of Rs. 530/- (inclusive of applicable taxes).
Step 8: Click ‘Activate Now’ and provide your bank account number and IFSC code to finish the e-mandate process.
Step 9: Upon successful e-mandate registration, you can start using your Bajaj Finserv Insta EMI Card.
Check how to apply for Insta EMI Card
In today's fast-paced world, owning essential items should be a convenient and accessible process. The Bajaj Finserv Insta EMI Card provides individuals like Rajeev with a solution that bridges the gap between their aspirations and financial capabilities. With the ability to purchase a wide range of products on easy EMIs, you can now enjoy the benefits of essential appliances without the burden of immediate payment.
The Bajaj Finserv Insta EMI Card empowers individuals to embrace a lifestyle of convenience and ease, enhancing their productivity, well-being, and overall quality of life. So, why wait? Do not let financial constraints hinder your aspirations. Apply for EMI Card and avail yourself of the benefits of easy EMIs without needing a credit card. Check your eligibility to start, using just your mobile phone and OTP.