How to Shop on QRS Retail using Insta EMI Card

Know how to shop on QRS Retail using Insta EMI Card at zero down payment, No Cost EMI, and without credit card.
How to Shop on QRS Retail using Insta EMI Card
3 min
25-May-2024

Step into QRS Retail, pick the electronics upgrade of your dreams, and leave the store with a smile, not a dent in your pocket. How? The answer is the Bajaj Finserv Insta EMI Card, transforming the way you shop.

QRS Retail overview

QRS Retail, started as Quilon Radio Service in 1947, has grown to become a household name in Kerala. It offers a wide range of electronic products from leading brands like Samsung, LG, Sony, and Whirlpool. Whether you’re looking for air conditioners, mobile phones, or kitchen appliances, QRS Retail has got you covered. Shopping at QRS Retail is a good idea because of its commitment to quality, exceptional customer service, and wide product range.

How to shop on QRS Retail using Insta EMI Card

Using your Insta EMI Card, shop online or offline at QRS Retail. Here’s how:

Offline process

  • Visit any QRS Retail store and browse the extensive collection
  • Pick the product you wish to purchase and head to billing
  • At the billing desk, inform the store representative that you wish to pay in EMIs with your Bajaj Finserv Insta EMI Card
  • Share your Insta EMI Card details and select a repayment tenure that is suitable to you
  • The price of your purchase will be transformed into manageable monthly instalments payable across your chosen tenure. 

Online process

  • Visit the official QRS Retail website and browse their product catalogue
  • Select the product you wish to buy and add it to your shopping cart
  • During checkout, choose to make EMI payments with your Bajaj Finserv Insta EMI Card
  • Enter your Insta EMI Card details and choose a tenure that works for you
  • The price of your chosen product will be split into affordable monthly instalments across the tenure you’ve selected

List of available QRS Retail products on EMI

Category

Brands

Communication devices

HP, Beetel, Samsung, Nokia, Vivo, Oppo, Xiaomi, Realme, boAt, Fire Boltt, Amazon, Easyfone

Televisions

LG, Haier, Sony, Samsung, Panasonic, Vu, Dianora, Formenty

Refrigerators

LG, Whirlpool, Haier, Bosch, Godrej, Samsung, Blue Star, Panasonic, Sharp

Air Conditioners

Whirlpool, Voltas, Blue Star, Lloyd, Daikin, Panasonic, Formenty

Washing Machines

LG, Whirlpool, Haier, Bosch, Godrej, Samsung, IFB, Panasonic

Home appliances

Philips, Haier, V-Guard, Blue Star, Bajaj, Butterfly, Eureka Forbes, Kent, Crompton, Aquaguard, Toyo, Sharp

Kitchen appliances

Prestige, Whirlpool, V-Guard, Bosch, Godrej, Preethi, Bajaj, Butterfly, IFB, Morphy Richards, PureFlames, Glen, Kaff

Small appliances

Philips, Mr Butler’s, Prestige, V-Guard, Bosch, Preethi, Pigeon, Bajaj, Butterfly, Kent, Elgi Ultra, Sujatha, Sharp

 

Benefits of shopping on QRS Retail using Insta EMI Card

When you shop using your Insta EMI Card, you stand to gain a host of advantages, including:

  • A generous pre-approved limit of up to Rs. 3 lakh, per your eligibility
  • Zero interest No Cost EMIs
  • Flexible repayment terms extending from 1 to 60 months
  • Nil foreclosure charges
  • Festive zero down payment offers
  • Widespread acceptance at over 1.5 lakh partner stores across 4,000 Indian cities
  • Valid across all major e-commerce websites
  • Improved credit score with regular and punctual EMI payments

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting Insta EMI Card for shopping on QRS Retail

In order to be eligible for the Bajaj Finserv Insta EMI Card, you must meet the following requirements:

Eligibility requirements

Documentation requirements

Indian national

PAN card

Aged between 21 and 65 years

Aadhaar card for KYC

Regular source of income

Proof of address

CIBIL Score of 720 or higher

Bank account information and IFSC code for e-mandate registration

 

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

If you don’t have your Insta EMI Card yet, the good news is that applying for it is quick and easy, whether online or offline. When applying online on the official Bajaj Finserv website, you will need to authenticate your mobile number and then fill in the application form. Thereafter, complete the KYC verification and pay the one-time joining fee of Rs. 599 before completing your e-mandate registration. You can also apply online via the Bajaj Finserv App

If you prefer offline application, simply apply prior to making your purchase at any Bajaj Finserv partner store. The store representative will assist you and verify your documents. Next, pay the one-time joining fee once you’re approved to have your card issued, ready-for-use.

So, stop putting your dreams on the backburner. Your Bajaj Finserv Insta EMI Card helps you buy what you want, when you want it, and pay for it affordably over time, in alignment with your monthly budget. Apply today and enjoy hassle-free shopping.

Check also

EMI Full Form

BNPL

POS Full Form

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which is the best product to shop for on QRS Retail?
The best product to shop for on QRS Retail really depends on your needs and tastes. They offer a wide range of categories from electronics to home appliances. Consider your requirements, read customer reviews, and compare features to make an informed decision.
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