What Is Point of Sale (POS)?

Ever wondered what happens when you swipe your card at a store?

That exact moment is called a Point of Sale (POS). It's where you pay for your purchase—whether it’s a new phone, a laptop, or even groceries. But there's more to POS than just swiping cards. Today, POS systems are faster, smarter, and even let you shop on easy EMIs using the Bajaj Finserv Insta EMI Card.

Let’s break it down so you can shop better, save more, and make smarter decisions.

What is a POS System?

A POS (Point of Sale) system is where a transaction is completed. It includes both:

• Hardware like card machines, barcode scanners, and printers.
• Software to process payments, calculate totals, apply offers, and generate invoices.

Think of it as a digital billing counter that helps the shopkeeper and the shopper—like you—get things done quickly.

How Does a POS Machine Work?

Here’s how a POS machine helps complete your purchase:

1. Product is scanned

2. Bill is calculated (includes discounts or offers)

3. You choose a payment method – UPI, card, or EMI using your Insta EMI Card

4. Card is swiped or tapped

5. Transaction is approved

6. Receipt is printed

7. Stock is updated automatically

Planning to buy a big-ticket item? You can convert your bill into easy EMIs right at the POS counter using your Insta EMI Card!

Types of POS Systems in India

POS systems are now used from malls to local shops and from salons to hospitals.

POS is Everywhere: Where You Can Spot It

You’ll find POS systems at:

• Electronics stores (like Sangeetha Mobiles)

• Grocery and kirana stores

• Apparel outlets

• Petrol pumps

• Salons and spas

• Furniture stores

Tip: Over 1.5 lakh+ Bajaj Finserv partner stores have POS machines that accept the Insta EMI Card.

Find a partner store near you

Benefits of POS for You as a Shopper

• Fast checkout experience

• Multiple payment options

• Digital receipts

• Stock availability in real-time

• Option to shop on EMIs with a few clicks

Want to avoid large upfront payments? Use the Insta EMI Card and break your purchase into smaller, affordable parts.

Use Insta EMI Card at POS for Seamless EMI Shopping

The Bajaj Finserv Insta EMI Card lets you shop at a POS counter and split your bill into easy EMIs in seconds. Here's how:

1. Go to a Bajaj Finserv partner store.

2. Choose your product—TV, fridge, phone, AC, washing machine, furniture, etc.

3. Tell the cashier you want to use the Insta EMI Card.

4. Choose your preferred EMI tenure (from 3 to 24 months).

5. Verify using your mobile or card number.

6. Walk out with your product—no credit card required!