Croma Store Sales: Check Latest Date, Offers, and Deals

A Croma sale is a limited-time discount event at Croma, the Tata Group's electronics retailer. It is known for price cuts on TVs, phones, laptops, and home appliances at stores and online. For you, it means upgrading your home or gadgets at a much lower price than usual, often with extra cashback and exchange benefits.

The discounts are only part of what makes a Croma sale popular. Here is why many Indian families plan their big electronics purchases around these sales:

• Cashback on top of discounts: During the 2025 Diwali sale, shoppers got cashback of up to 20% across categories, on top of the sale price.
• Better value for old devices: Exchange offers let you trade in your old phone, laptop, or TV to lower the price of a new one.
• Try before you buy: With 560+ partner stores in 200+ cities, you can check a TV's picture quality or test a phone before paying.
• A trusted name: Croma has been selling electronics since 2006, so you get genuine products with brand warranty.

→ Key takeaway: Cashback, exchange value, and hands-on shopping all come together only during the sale window. Waiting to save the full amount can mean paying more after the sale ends, and the Bajaj Finance Insta EMI Card lets you shop on Easy EMIs while the offers last.

Croma runs its biggest sales at roughly the same time each year. Here is when to expect each one and what it suits best:

• Republic Day Sale, mid to late January: The 2026 edition ran from 16 to 26 January, with discounts of up to 60%. It suits anyone planning a new-year upgrade.
• Akshaya Tritiya and summer offers, April: On 19 April 2026, Croma cut prices by up to 50% on ACs. This is the best time to buy cooling products before peak summer.
• Independence Day Sale, mid-August: This is a mid-year chance to buy laptops and phones, often ahead of new academic terms.
• Croma Diwali sale, late September to Diwali: Also called Festival of Dreams, this is Croma's biggest and longest sale. The 2025 edition ran until 23 October, and the Croma Diwali sale 2026 is expected to follow a similar pattern, with Diwali on 8 November.

→ Pro tip: Make a shortlist of 2 or 3 models a week before a sale starts. When prices drop, you can decide quickly instead of losing the deal to stock running out.

Croma's sales cover almost every electronics category, but some get deeper cuts than others. Here are the discounts seen in recent Croma sales, which give a fair idea of what to expect:

• Speakers, up to 75% off: Party and Bluetooth speakers saw the biggest cuts in the Republic Day Sale 2026. They are great for house parties and family gatherings.
• Earphones and headphones, flat 45% off: In the 2025 Diwali sale, these made easy gifts for family and friends at close to half price.
• TVs and ACs, flat 35% off: A good time to upgrade to a bigger screen for movies and cricket, or to replace an old AC.
• Refrigerators, flat 25% off: Extra fridge space helps a growing family, with models starting at Rs. 9,090 in the 2025 Diwali sale.
• Laptops, flat 20% off: Performance laptops started at Rs. 36,990 in the Republic Day Sale 2026, which suits students and working professionals.

The sale price is only the starting point. A few smart choices can help you save more at Croma and keep saving long after you buy:

• Consider last year's model: When a new model launches, the older one often gets cheaper. After the iPhone 18 Pro launch, Croma priced the iPhone 17 Pro from Rs. 69,990 in stores.
• Ask about student pricing: Students with a valid ID can get special prices. In the Republic Day Sale 2026, the MacBook Air M4 had a student price of Rs. 53,913.
• Look for spend-based offers: Some sales add extra savings on bigger bills. On Akshaya Tritiya 2026, Croma gave a flat 10% off, up to Rs. 3,200, on products above Rs. 25,000.
• Pair your TV with a soundbar: Soundbars and speakers were up to 40% off in the 2025 Diwali sale, so buying them together costs less than buying them later.
• Choose a higher star rating: A 5 Star refrigerator or AC uses fewer units each year, so you keep saving on your power bill every month.

These tips help you pick the right product at the right price, but the best deals do not wait. With the Bajaj Finance Insta EMI Card, you can bring your new TV, phone, or appliance home during the sale and pay for it in easy monthly amounts across 3 to 60 months.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, usable on your Croma purchase and other shopping.
• A repayment tenure across 3 to 60 months, so you can pick a duration that fits your monthly budget.
• Access to over 1.5 lakh partner stores across more than 4,000 cities in India, including Croma.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred TV, smartphone, or home appliance easily and affordably.

Easy EMIs change what you can afford during a short sale. Here is how they help you make better buying decisions at Croma:

• Buy while the offers last: Most Croma sales run for 10 days to a few weeks. Easy EMIs let you buy within that window instead of waiting to save the full amount.
• Keep your savings free: Festivals, school fees, and travel all need money. Monthly instalments keep your savings available for these expenses.
• Choose a better model: Easy EMIs make it easier to pick a 55-inch TV over a 43-inch one, or a 5 Star refrigerator over a 3 Star model.
• Upgrade 2 things in one visit: Many families need a new TV and a new refrigerator at the same time. With Easy EMIs, you can buy both in one trip to the partner store.

→ Verdict: If you already plan to buy a TV, phone, or appliance, the Insta EMI Card is the smarter way to pay at Croma. You lock in the sale price now and pay for it gradually, instead of missing the deal while you save up.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Bajaj Finance Insta EMI Card at any Croma partner store during the sale. Paying takes only a few minutes at the billing counter. Here is how:

1. Browse and select your product at a Croma partner store.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Take your product home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score:A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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