Amazon Mobile Phone Offers 2026: Buy Smartphones on EMI

Amazon offers cashback and exchange deals on phones. The Bajaj Finance Insta EMI Card offers tenures from 3 to 60 months.
Amazon Mobile Phone Offers 2026
4 Min Read
Aug 05, 2026

In summary

Amazon offers regular discounts, cashback, and exchange deals on smartphones from Samsung, Apple, Xiaomi, and OnePlus. You can pay using the Bajaj Finance Insta EMI Card and split the cost of your phone into Easy EMIs.

  • A card loan offer of up to Rs. 3 lakh for your phone purchase
  • Repayment tenure across 3 to 60 months
  • Accepted at 1.5 lakh partner stores, including Amazon
  • Exchange, cashback, and festive offers available through the year
  • Instant approval and activation, so you can shop the same day

Check your Insta EMI Card eligibility using your mobile number and OTP, then shop for your next smartphone on Amazon and split the cost into Easy EMIs.


What are the latest Amazon mobile phone offers in 2026?

Amazon runs regular discounts, cashback, and exchange deals on smartphones from Samsung, Apple, Xiaomi, OnePlus, Realme, and other leading brands. These offers run through the year, with the widest selection typically available during festive sales such as the Great Indian Festival and Diwali Dhamaka Sale. Whether you want a premium flagship or a value-for-money phone, Amazon has options across every budget.


What can I buy in the 2026 festive sale?

Beyond mobile phones, festive sales on Amazon and partner stores cover a wide range of categories. The table below lists what you can shop for using your Insta EMI Card.

CategoryProducts
ElectronicsMobiles, laptops, tablets, TVs, cameras
Home appliancesRefrigerators, washing machines, ACs
Home decorFurniture, lighting, festive decor
FashionClothing, shoes, watches, accessories

Use our EMI Calculator to plan your festive budget


Top Amazon mobile phone offers by brand

Amazon lists smartphones across every major brand, and prices vary based on model, variant, and ongoing offers. The table below gives you an indicative starting price by brand, so you can plan your Insta EMI Card purchase.

BrandPopular modelsStarting price (approx.)
SamsungGalaxy M17 5G, Galaxy S26 UltraFrom around Rs. 15,000
AppleiPhone 17, iPhone 17 Pro MaxFrom around Rs. 80,000
Xiaomi/RedmiRedmi A4 5G, Redmi Note 15 ProFrom around Rs. 10,000
OnePlusNord CE6, Nord 6From around Rs. 20,000

Prices are indicative and can change with ongoing offers, variant, and city. Check the live listing on Amazon for the exact price before you buy.


Amazon mobile phone offers by budget

If you are shopping with a specific budget in mind, the table below shows what you can typically expect at each price range.

Budget rangeWhat you can expectExample models
Under Rs. 10,000Entry-level 5G phones with basic camerasRedmi A4 5G, realme narzo 100 Lite 5G
Rs. 15,000 to Rs. 25,000Mid-range 5G phones with AMOLED displaysSamsung Galaxy M17 5G, OnePlus Nord CE6
Above Rs. 50,000Premium flagships with advanced cameras and processorsSamsung Galaxy S26 Ultra, iPhone 17

Prices are indicative and can change with ongoing offers, variant, and city. Check the live listing on Amazon for the exact price before you buy.


What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It lets you convert phone purchases and other big-ticket buys into Easy EMIs at partner stores across India, both online and offline. Existing Bajaj Finance customers with a good repayment record, along with new applicants who clear KYC and eligibility checks, can apply for the card.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphone easily and affordably.


Why use the Insta EMI Card for Amazon mobile phone offers?

Buying a new phone often means a large upfront cost. The Bajaj Finance Insta EMI Card makes this easier by letting you split the price into Easy EMIs. Here is what makes it useful for mobile phone purchases:

  • Instant approval: Get your pre-qualified card loan offer decision and start shopping the same day.
  • Flexible repayment: Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  • Wide acceptance: Accepted at 1.5 lakh partner stores across 4,000 cities, including Amazon.
  • Minimal documentation: Just your PAN card and Aadhaar card for KYC verification, with no physical paperwork.
  • Festive offers: Exclusive discounts and cashback are often available for Insta EMI Card users during sale periods.

How do I apply for a Bajaj Finance Insta EMI Card?

You can apply for the Bajaj Finance Insta EMI Card entirely online. The process is quick and involves a short KYC check before your card is activated.

  1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page
  2. Enter the OTP and submit
  3. Enter your full name and click on "Yes, Auto-Fetch Details"
  4. Verify your pre-filled personal details and click on "CONTINUE"
  5. Check your pre-qualified card loan offer amount and click on "CONTINUE"
  6. Review your wallet setup details and verify the OTP
  7. Complete your identity verification by confirming your current residential address
  8. After successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
  9. Once payment is confirmed, view your card details on the Bajaj Finance app

Note: The online process may differ slightly depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card


How do I use the Insta EMI Card to shop for a mobile phone online?

You can use the Bajaj Finance Insta EMI Card to buy a mobile phone on partner e-commerce platforms such as Amazon and Flipkart. Here is how:

  • Add the phone you want to buy to your cart on Amazon or Flipkart.
  • At checkout, select the Bajaj Finance Easy EMI option.
  • Enter your Insta EMI Card details and mobile number.
  • Choose your preferred repayment tenure across 3 to 60 months.
  • Confirm using the OTP sent to your registered mobile number.
  • Your order is placed and the EMI deduction begins from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

 

Where can I shop using my Insta EMI Card for mobile phones?

You can use your Insta EMI Card on Amazon, along with several other leading online and offline platforms. The table below lists your options.

Platform typeExamples
OnlineAmazon, Flipkart, Myntra
Electronics partner storesCroma, Reliance Digital, Vijay Sales, Poorvika Mobiles, Sangeetha Mobiles
Travel partner platformsMakeMyTrip, Goibibo, EaseMyTrip

Can I use my Insta EMI Card for festive travel bookings too?

Yes, your Insta EMI Card is not limited to mobile phones. You can use it to book flights, hotels, and holiday packages through partner travel platforms during the festive season. This lets you plan a trip alongside your phone upgrade, and repay both in Easy EMIs across 3 to 60 months.


Make your next phone upgrade more affordable

Whether you are upgrading to a flagship or picking a budget-friendly 5G phone, Amazon's ongoing offers combined with the Bajaj Finance Insta EMI Card make the purchase easier on your monthly budget. Check your Insta EMI Card eligibility today and shop for your next smartphone without straining your finances upfront.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

EMI full formBNPLPOS full form

 

List of the biggest upcoming sales:

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

What types of mobiles are included in the Diwali offers?

The Diwali offers include a wide range of mobile phones, from budget-friendly models to premium smartphones. Brands like Samsung, Apple, OnePlus, and Xiaomi are offering significant discounts, cashback deals, and Easy EMI options on select models, making it the perfect time to upgrade to the latest technology. Check your Insta EMI Card eligibility to see your card loan offer before you buy.

Can I combine the Diwali offer with other ongoing promotions or discounts?

No, the Diwali offer cannot be combined with other ongoing promotions or discounts. Each offer or discount is applied individually, and customers must choose which one best suits their needs at checkout. Always review the terms and conditions to ensure the eligibility of your selected offer.

Are the Diwali offers available both online and in physical stores?

Yes, Diwali offers are available both online and in physical stores. Shoppers can enjoy discounts, cashback, and special deals across various platforms, allowing them to choose the convenience of online shopping or visit physical stores for in-person purchases, ensuring great savings during the festive season.

Are there any specific brands participating in the Diwali Mobile offers?

Yes, several top brands are participating in the Diwali Mobile offers. These include Samsung, Apple, OnePlus, Xiaomi, and Realme, offering significant discounts, cashback, and exchange offers on their latest models. Buyers can also benefit from no-cost EMI options, making it the perfect time to upgrade their phones.

Can I combine Amazon mobile offers with the Insta EMI Card benefits?

You can generally combine Amazon offers such as bank discounts or exchange bonuses with your Insta EMI Card, since these run as separate benefits from the seller and the card issuer. Your Insta EMI Card lets you convert the discounted price into Easy EMIs. It is a good idea to check the specific terms on the product page, as combinability can vary by offer.

Do Amazon mobile deals apply to both Android and iPhone models?

Amazon mobile deals generally cover both Android and iPhone models, including brands such as Samsung, Xiaomi, OnePlus, realme, and Apple. You can use your Insta EMI Card to buy an iPhone or an Android device, subject to the invoice value and standard eligibility checks. Offer specifics, such as exchange value or cashback, can differ between models and brands.

Are there any special festive-season mobile offers available on Amazon India?

Amazon India runs special festive-season mobile offers during events such as the Great Indian Festival and Diwali Dhamaka Sale, featuring discounts, cashback, and exchange deals across brands. You can pair these offers with your Insta EMI Card to spread the cost into Easy EMIs. Festive periods typically bring the widest selection of deals across budget and flagship phones.

How can I check if a mobile phone is eligible for Insta EMI Card financing on Amazon?

You can check a mobile phone listing on Amazon for EMI payment options at checkout, which typically indicates Insta EMI Card eligibility for that product. Most phones priced above Rs. 5,000 qualify for EMI conversion. If you are unsure, checking your own Insta EMI Card eligibility first tells you your card loan offer before you shop.

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Bajaj Finance App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finance App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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