Diwali 2026 Sale Offers: Buy Now, Pay Later with the Insta EMI Card

Explore the biggest Diwali Sale Offers 2026 on top brands using the Insta EMI Card. Enjoy Easy EMIs, instant approvals, and festive savings on every purchase.
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Diwali 2026 Sale Offers: Buy Now, Pay Later with the Insta EMI Card
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4 mins
26 February 2026

Diwali offers and Diwali sale deals are here to make your festive shopping more exciting than ever. Whether you are planning to upgrade your gadgets, revamp your home, or surprise loved ones with thoughtful gifts, this year’s Diwali sale offers bring massive discounts across top categories like mobiles, electronics, fashion, appliances, furniture, and more.

With the Bajaj Finserv Insta EMI Card, you can shop your heart out and convert your big purchases into Easy EMIs—no credit card needed, zero down payment, and affordable EMIs on thousands of products across leading platforms like Flipkart, Amazon, Croma, Vijay Sales, and more.

So why wait? Start your Diwali 2026 shopping with unbeatable deals, exclusive festive combos, and Easy EMI plans—because this festive season is all about shopping smart and celebrating brighter.

Diwali sale offers in 2026: Get ready for the festive discounts!

This year, the Bajaj Finserv Insta EMI Card is offering a range of exciting deals and discounts on various categories of products. From electronics to lifestyle, home appliances to travel, there is something for everyone. You can also enjoy exclusive Diwali offers with partners such as Amazon, Flipkart, Myntra, Croma, Reliance Digital, Sargam, and more. With such exciting deals and discounts on the table, you can fulfil your shopping wishlist without any hassle.

Insta EMI Card
Insta EMI Card

List of available products on offer in Diwali Sale 2026

Category

Products

Electronics

Mobile phones, laptops, tablets, televisions, cameras, audio equipment, gaming consoles, wearable tech

Home appliances

Refrigerators, washing machines, air conditioners, kitchen appliances, small appliances

Home decor and furnishings

Furniture, home textiles, kitchenware, decorative items

Fashion and accessories

Clothing, footwear, jewelry, watches, bags

Beauty and personal care

Cosmetics, skincare products, hair care products, fragrances

Books and stationery

Books, stationery supplies, art supplies

Others

Consumer electronics, groceries, toys, health and wellness products

 

How to use Insta EMI Card to shop for Diwali sale 2026

  • Step 1: Visit a Bajaj Finserv partner store or explore participating online platforms featuring Diwali Sale Offers 2026.
  • Step 2: Choose your preferred product under the festive deals and confirm its availability on Insta EMI Card.
  • Step 3: At checkout, select Bajaj Finserv Insta EMI Card as your payment option or inform the store representative.
  • Step 4: Pick a suitable EMI tenure based on your budget, with flexible repayment options available.

Your total purchase amount will be converted into Easy EMIs, allowing you to enjoy Diwali shopping without paying the full amount upfront.

Also read: How to use the Bajaj Insta EMI Card

How to apply for an Insta EMI Card to avail of Diwali offers

Creating an Insta EMI Card is a quick and effortless process. You can apply for the Insta EMI Card online in just a few minutes on the Bajaj Finserv website. The application process is straightforward, and you can complete it by providing your basic documents like PAN card and Aadhar card number. Once your application is approved, you can start using your card immediately and enjoy exclusive deals and discounts throughout Diwali.

Here is how you apply:

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  4. Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

Also read: How to apply for the Insta EMI Card

Benefits of using the Insta EMI Card for online Diwali shopping

Feature

Details

Easy EMI

Pay in instalments without any additional interest.

High Pre-qualified Limit

Get a loan limit of up to Rs. 3 lakh for bigger purchases.

Wide Acceptance

Accepted on major online platforms and over 1.5 lakh stores across 4,000 cities.

Flexible Repayment Tenure

Choose repayment options ranging from 3 to 60 months

Zero Down Payment Offers

Avail special festive deals with no upfront payment.

No Foreclosure Charges

Repay early without paying extra fees.

Credit Score Benefit

Timely EMI payments may help improve your credit profile.


Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Indian national
  • Aged 21 to 65 years
  • Regular source of income
  • Credit score of 720 or more
  • Valid documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration.

Also read: Eligibility criteria for the Insta EMI Card

Also check:

EMI full form

BNPL

POS full form


List of biggest upcoming sales online:

Amazon Upcoming Sale

Flipkart Upcoming Sale

Amazon Great Indian Festival 2026

Croma Diwali Sale with Insta EMI Card

Diwali offers with Insta EMI Card

Amazon fridge offers 2026

Amazon mobile offers 2026

Reliance Digital Diwali offer 2026

Amazon Diwali offer sale 2026

Sangeetha Mobiles Diwali offers 2026

Poorvika Mobiles Diwali offers 2026

How to shop on Amazon without a credit card

Amazon Great Indian Festival 2026

Flipkart Cooling Days

Amazon Prime Day Sale

Amazon Electronics Sale

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Are Diwali offers available with the Insta EMI Card?

Using the Bajaj Finserv Insta EMI Card, you can enjoy Diwali offers including exciting deals and discounts across several categories. You can get discounts on electronics, lifestyle categories, home appliances, and travel bookings, among other special offers.

What are the benefits of using the Bajaj Finserv Insta EMI Card during the Diwali Sale?

Some of the benefits of using a Bajaj Finserv Insta EMI Card for online Diwali shopping include low-cost EMI, a wide range of products, flexible tenure options, and exciting discounts and cashback. With the low-cost EMI option, you can pay the amount of the product you purchase without any additional costs. Moreover, you can choose a tenure ranging between 3 months to 60 months, depending on your convenience.

Do I need to visit a physical store to avail of the Diwali offers?

You can shop on leading online websites to get Diwali offers. Bajaj Finserv has partnered with the biggest brands in India to offer exclusive Diwali deals and discounts on online shopping as well. You can find exciting offers on partner sites such as Bajaj Mall, Amazon, Flipkart, Myntra, MakeMyTrip, and Croma, among others.

What is the maximum repayment tenure for the Easy EMI option during the Diwali Sale?

You can avail of a special extended repayment tenure of up to 60 months with the Insta EMI Card.

Is there a limit to the number of products I can purchase with the EMI Network Card during the Diwali Sale?

There is no limit to the number of products you can purchase with the Bajaj Finserv Insta EMI Card during the Diwali sale. You can purchase as many products as you want, as long as you have enough credit limit available on your card.

How quickly can I get approval for the EMI Network Card?

The approval process for the Bajaj Finserv Insta EMI Card is quick and hassle-free. If you meet the eligibility criteria and submit the required documents, you can get instant approval for your card. Once approved, you can start using your card immediately to enjoy the Diwali offers and sales.

Are premium brands included in the Diwali EMI deals?

Many premium brands participate in festive sales to offer attractive EMI deals on high-end electronics and appliances. You can often find significant discounts and easy repayment options on luxury televisions, smartphones, and home theatre systems. Check the specific product listings during the Diwali period to confirm the availability of these financial offers.

What happens if I miss an EMI payment during the festive offer period?

Missing an EMI payment during the festive period results in additional late payment fees and interest charges on your outstanding balance. This action also negatively impacts your credit score, making it difficult to secure future loans or financial services. You should ensure your account has sufficient funds before the scheduled deduction date.

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