Reliance Digital Diwali Sale and Offers with the Insta EMI Card

The Reliance Digital Diwali sale is a festive event with price cuts on TVs, phones, laptops, and home appliances. It is known for combo deals, free gifts, and longer warranties on big purchases. For you, it means upgrading your home before Diwali and getting more value from every rupee you spend.

The discounts are only part of what makes this sale popular. Here is why many Indian families wait for Reliance Digital Diwali offers before making big electronics purchases:

• Free gifts with big buys: In 2025, refrigerators came with freebies worth up to Rs. 9,000, and washer dryers with freebies worth up to Rs. 7,500.
• Longer warranty cover: Select premium TVs came with up to 3 years of warranty, which protects a costly purchase for longer.
• Phones you will not find everywhere: Reliance Digital offers exclusive Motorola and Google Pixel ranges, with Motorola phones starting at Rs. 9,999 in 2024.

→ Key takeaway: Free gifts, longer warranties, and exclusive phones all come together only during the festive window. Waiting to save the full amount can mean missing these extras, and the Bajaj Finance Insta EMI Card lets you shop on Easy EMIs while the offers last.

Reliance Digital does not announce its Diwali sale dates far in advance, but past editions follow a clear pattern. Here are the key dates to plan your shopping around:

• 2024 edition, 11 October to 3 November: The sale ran for over 3 weeks, giving shoppers plenty of time to compare models before Diwali.
• 2025 edition, mid-October to 26 October: The sale ended 6 days after Diwali on 20 October, so late shoppers still had time to buy.
• Dhanteras, 6 November 2026: Buying electronics on Dhanteras is a popular tradition, so outlets get crowded. Shopping a few days earlier gives you a better choice of stock.
• Diwali, 8 November 2026: With Diwali later in 2026, the sale is expected to run from late October into mid-November.

→ Pro tip: Visit a Reliance Digital partner store a week before Dhanteras to shortlist models. You can then buy quickly once prices drop, before popular models sell out.

The Diwali sale covers almost every electronics category, but some bring bigger savings than others. Here are the highlights from recent editions, which give a fair idea of what to expect:

• TVs: Big screens see some of the best deals. In 2025, a TCL 85-inch QLED TV sold for Rs. 1,19,990 with a 2-year warranty, which is ideal for family movie nights.
• Air conditioners: In 2024, 1.5-ton 3 Star smart ACs started at Rs. 28,990. This is a good time to replace an old AC before next summer.
• Refrigerators: In 2025, side-by-side models started at Rs. 44,990 and French door models at Rs. 62,990, giving large families more space for festive food.
• Washing machines: AI washer dryers started at Rs. 49,990 in 2025, saving time on laundry during a busy festive season.
• Laptops: In 2024, gaming laptops with RTX 3050 graphics started at Rs. 50,999, with savings of up to Rs. 20,000 on a wide range of laptops.

The sale price is only the starting point. A few smart choices can cut your bill further and keep saving you money long after Diwali. Here is how to get more from the sale:

• Look for add-on deals: Some big purchases unlock cheap extras. In 2024, buyers of select side-by-side refrigerators could add an air fryer worth Rs. 7,295 for just Rs. 1,499.
• Shop before Dhanteras: Stock runs low around Dhanteras on 6 November 2026. Buying a few days earlier helps you get your first-choice model at the sale price.
• Keep an eye on post-Diwali days: The 2025 sale ran 6 days past Diwali. If you miss a deal before the festival, prices may still be low for a few more days.
• Choose a higher star rating: A 5 Star refrigerator or AC uses fewer units each year, so you keep saving on your power bill every month.

These tips help you pick the right product at the right price, but the best deals do not wait. With the Bajaj Finance Insta EMI Card, you can bring your new TV, phone, or appliance home during the sale and pay for it in easy monthly amounts across 3 to 60 months.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, usable on your Reliance Digital purchase and other shopping.
• A repayment tenure across 3 to 60 months, so you can pick a duration that fits your monthly budget.
• Access to over 1.5 lakh partner stores across more than 4,000 cities in India, including Reliance Digital.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred TV, smartphone, or home appliance easily and affordably.

Easy EMIs change what you can afford during a short festive sale. Here is how they help you make better buying decisions at Reliance Digital this Diwali:

• Bring it home before Diwali: You can buy during the sale and enjoy your new TV or appliance on 8 November 2026, instead of waiting until you save the full amount.
• Keep your festive budget free: Gifts, sweets, and travel add up in October and November. Monthly instalments keep your savings for these expenses.
• Choose a better model: Easy EMIs make it easier to pick a 55-inch TV over a 43-inch one, or a 5 Star refrigerator over a 3 Star model.
• Upgrade 2 things in one visit: Many families need a new TV and a new refrigerator at the same time. With Easy EMIs, you can buy both in one trip to the partner store.

→ Verdict: If you already plan to buy a TV, phone, or appliance this Diwali, the Insta EMI Card is the smarter way to pay at Reliance Digital. You lock in the festive price now and pay for it gradually.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Bajaj Finance Insta EMI Card at any Reliance Digital partner store during the Diwali sale. Paying takes only a few minutes at the billing counter. Here is how:

1. Browse and select your product at a Reliance Digital partner store.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Take your product home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 19 years to 70 years.
• Credit score:A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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