Flipkart is one of India’s leading e-commerce site that offers a wide range of products such as TVs, ACs, smartphones, washing machines, and other lifestyle products. To make these purchases more convenient, Flipkart has partnered with the Bajaj Finserv EMI Network to offer products on No Cost EMIs. You can use the Bajaj Finserv Insta EMI Card to shop for over 4 lakh products on Flipkart.
What is No Cost EMI on Flipkart?
In simple words, No Cost EMI means interest-free EMIs. For instance, you buy an iPhone worth Rs. 1 lakh. Considering, it is not a cheap purchase, you might want to use an EMI option. In the usual scenario, you would use a credit card to convert the cost into EMI. On credit cards, you will pay interest on your principal amount, which gets added to your monthly EMIs. Essentially, your EMI will include the interest as well.
With the No Cost EMI, there is zero interest. So, if you buy the iPhone with a No Cost EMI payment option, the monthly EMIs will only include the product cost. With the No Cost EMI option, like Insta EMI Card, there is no interest involved. Use Bajaj Finserv Insta EMI Card on Flipkart for its No Cost EMI option that helps you buy any products without paying a full amount.
Benefits of using the Insta EMI Card on Flipkart
The card makes it easy for you to own your favourite gadgets, appliances, furniture, equipment, and other expensive products even if you do not have immediate cash. You can even use the card for your travel expenses. With the Insta EMI Card, you can buy almost all products on No Cost EMIs.
- Interest-free EMIs.
- Special discounts.
- Cashback.
- Zero down payment on select products.
- Convenience to use on leading e-commerce sites.
- Convenience to use in almost all leading retail stores.
- Convenience to use it on travel sites for flights, hotels, packages.
How to use the Bajaj Finserv Insta EMI Card on Flipkart?
Follow the below-mentioned steps to shop on No Cost EMI on Flipkart:
- Select the product you wish to buy.
- Click on ‘buy now’ and proceed to pay.
- On the payment page, choose Bajaj Finserv No Cost EMI as your preferred payment method.
- Choose a convenient repayment tenure.
- Fill your Insta EMI Card details and complete your purchase by submitting the OTP sent to your registered mobile number.
Features of the Insta EMI Card
- Pre-approved card limit of up to 2 lakh
- 1 million+ products on No Cost EMIs
- Hassle-free online and offline shopping.
- Zero down payment on select products.
- Free home delivery and door-step demo for select products.
- Flexible repayment tenure of up to 24 months
- Nil foreclosure charges
- Easily accessible via the Bajaj Finserv app
Eligibility criteria for the Insta EMI Card
The following are the eligibility criteria for the Bajaj Finserv Insta EMI Card.
- Age: 21 years to 65 years
- Nationality: Indian
- Income: A regular source of income
- CIBIL Score: 720 or above
