Learning is now simpler and more affordable with the Unacademy Subscription on EMI. Powered by the Bajaj Finserv Insta EMI Card, you can access India’s leading courses like UPSC, IIT JEE, NEET, SSC, Banking, and 200+ others without paying the full fee upfront. Instead, spread your subscription cost into easy monthly instalments and focus entirely on your preparation. Whether you’re a school student or a competitive exam aspirant, Unacademy brings you live classes, expert educators, doubt-clearing sessions, and structured study material – all available through flexible EMI plans. Start your journey today and make quality education accessible, stress-free, and budget-friendly.
About Unacademy
Unacademy is an Indian educational technology company headquartered in Bangalore, Karnataka. Founded in 2015 by Gaurav Munjal, Hemesh Singh, and Roman Saini, the platform began as a YouTube channel offering free tutorials before expanding into one of India’s leading online learning ecosystems. It provides courses and exam preparation material across categories like UPSC, IIT-JEE, NEET, SSC, banking, and state-level exams.
Over the years, Unacademy has made several acquisitions, including WiFiStudy (2018), PrepLadder (2020), CodeChef (2020), TapChief (2021), and Swiflearn (2021), strengthening its reach across competitive exam preparation and professional upskilling. The company launched Unacademy Plus, its subscription model, in 2019 and has also expanded into offline learning centres in Kota, Delhi, Mumbai, and Bengaluru.
In 2025, Unacademy is undergoing a major leadership and strategic shift. Co-founders Gaurav Munjal and Roman Saini are stepping back from operational roles to focus on a new language-learning app, Airlearn. The company's core business is now focused on profitability and expanding its offline coaching centers, aiming for 70% of them to be profitable this year.
Check also: Advantages of online education
List of courses offered by Unacademy
Before we delve into the financial aspects of acquiring Unacademy subscriptions, let us take a moment to appreciate the diverse range of courses it offers. Unacademy covers a wide array of subjects, from school-level subjects to competitive exams and skill development courses. Some of the key categories include:
Category |
Courses / Programmes |
UPSC CSE |
UPSC CSE, UPSC CSE – Optional, UPSC CSE – GS, UPSC – Centres, UPSC CSE GS Platinum, UPSC CSE – Iconic Pro |
IIT JEE, NEET UG & Foundation |
IIT JEE, NEET UG, SRG, Foundation |
GATE, ESE & IIT-JAM |
GATE – CSIT, DSAI & Interview Preparation, GATE & ESE – ME & CH, GATE & ESE – Civil, GATE & ESE – EE, EC, IIT-JAM, GATE – PCM, GATE – XE, RRB Junior Engineering, AAI – Jr. Executive, GATE – Iconic Pro, IIT JAM – Pro, Bharat Acharya Courses, SSC JE Pro |
CA, CS & CMA |
CA Final Group 1, CA Final Group 2, CA Intermediate, CA Foundation, CS Professional – Module 1 & 2, CS Executive – Module 1 & 2, CSEET, CA Final Audit, CA Final FR, CA Final DT, CA Final AFM |
Judiciary exams |
Judiciary – PCS (J), Judiciary PCS – Iconic Pro |
NET Exams |
CSIR-UGC NET, NTA-UGC-NET & SET Exams, NTA Iconic Pro |
CAT & MBA entrance tests |
CAT & Other MBA Entrance Tests, GD, PI & WAT for CAT & OMETs, CAT – Iconic Pro |
Bank, SSC & Railway exams |
Bank Exams, CAIIB Exams, Bank Regulatory Body Exams, SSC Exams (Non-Technical)/ Railway Exams, Bank Interviews, JAIIB Exams, Govt. Exams Test Series & E-Books |
Defence exams |
Services Selection Board (SSB), NDA, Agnipath Exams, CDS/AFCAT/CAPF |
CLAT & Law entrance exams |
CLAT & Other 5-year LLB Exams, 3-Year LLB Entrance Exams, CLAT PG & Other LLM Exams |
Others |
English by Rani Singh, English by Aman Vashishth, NEET PG Vitals (Recorded), NEET PG (Live), CUET UG Domain, CUET (Language & General Test), MHT CET |
State exams |
Madhya Pradesh State Exams, Karnataka PSC, Karnataka Teaching Exams, Kerala PSC, MPSC, Bihar State Exams, Uttar Pradesh State Exams, Odisha State Exams, Rajasthan State Exams, Gujarat State Exams, West Bengal State Exams, North India State Exams, Uttarakhand PSC |
Olympiads |
Olympiads |
Now that you are familiar with Unacademy's diverse course offerings, let us explore how to pay for these courses on EMI with the Bajaj Finserv EMI card.
Check also: Advantage of online learning
Unacademy subscription plans
Unacademy offers two subscription plans, the details of which are outlined below:
Benefits |
Plus from Rs. 833 per month |
Iconic from Rs. 2,074 per month |
Best educators |
✓ |
✓ |
Interactive live classes |
✓ |
✓ |
Structured courses and PDFs |
✓ |
✓ |
Live tests and quizzes |
✓ |
✓ |
Live one-on-one mentorship |
X |
✓ |
Live doubt solving |
X |
✓ |
Interview preparation |
X |
✓ |
How to manage Unacademy subscription courses and fees with easy EMI
Paying for Unacademy courses on EMI has been made hassle-free thanks to Bajaj Finserv's Insta EMI Card. Here is a step-by-step guide on how to get Unacademy subscription plans on Easy EMI:
- Check eligibility: Ensure you meet the eligibility criteria to apply for the Insta EMI Card. Typically, this involves having a steady source of income and a decent credit score. You might already be eligible – check your offers now by entering your mobile phone number and completing the OTP verification.
- Apply for Insta EMI Card: Visit the Bajaj Finserv website and apply for the Insta EMI Card. The online application process is relatively quick and straightforward that requires minimal documentation.
- Choose your Unacademy subscription: Once you have the Insta EMI Card, log in to the Unacademy website or app. Browse through the various subscription plans and select the one that suits your needs.
- Select EMI option: During the payment process on the Unacademy portal, select the EMI payment option. Here, you can choose the tenure for your EMI plan that ranges from 3 months to 60 months. Remember that Bajaj Finserv offers Easy EMI options, which means you will be charged only minimal interest on your principal amount.
- Submit Insta EMI Card details: Fill in the necessary details of your Bajaj Finserv Insta EMI Card, including the card number and expiry date.
- Complete the transaction: Review the transaction details and confirm the payment. Once approved, you will be enrolled into your chosen Unacademy subscription plan.
Check also: How to use Insta EMI Card for online shopping
How does the Unacademy Subscription work
Unacademy offers subscription plans that grant access to a wide range of courses, live classes, recorded lessons, and interactive quizzes. These subscriptions typically come in monthly, quarterly, or annual packages, allowing learners to choose what suits them best. With a subscription, you can:
- Attend live classes conducted by top educators in their respective fields.
- Access high-quality study materials, including PDFs, quizzes, and mock tests.
- Engage in doubt-clearing sessions to resolve any queries.
- Watch recorded classes at your own pace and convenience.
Unacademy's subscription plans cater to different competitive exams and subjects, making it a versatile platform for learners of all backgrounds.
Check also: How does Bajaj Finserv Insta EMI Card work
Benefits of using Bajaj Finserv EMI Insta EMI Card to get Unacademy subscription
Acquiring Unacademy subscription on Easy EMI through the Bajaj Finserv Insta EMI Card comes with several advantages:
- Minimal interest: As the name suggests, Easy EMI means you will be charged only minimal interest on the card limit used. This allows you to spread the cost of your Unacademy subscription over several months without any additional financial burden.
- Flexible tenure: Bajaj Finserv offers flexible EMI (equal monthly instalment) tenures, allowing you to choose a repayment period that aligns with your financial capabilities.
- Quick approval: The Insta EMI Card application and approval process is swift, ensuring you can start your Unacademy course without unnecessary delays.
- Easy repayment: Bajaj Finserv provides multiple payment options, including auto-debit from your bank account, making the repayment process hassle-free.
- Access to quality education: By availing Unacademy courses on EMI, you gain access to top-notch educational content and experienced educators, enhancing your learning experience.
Check also: 4 benefits of timely EMI payment
Eligibility criteria for getting Insta EMI Card for Unacademy subscription
Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.
- You should be an Indian citizen
- You must be between 21 years to 65 years
- You must have a regular source of income
- Your credit score should be per Bajaj Finserv risk policies
You also need the following documents handy, during the application process.
- PAN card
- Aadhaar card number for KYC confirmation
- Address proof
- Bank account number and IFSC code for e-mandate registration
Meeting these criteria facilitates a smooth application process for the Insta EMI Card. Check your eligibility instantly by entering your mobile phone number and verifying it with an OTP.
Check also: Documents required for Insta EMI Card
How to apply for the Bajaj Finserv EMI Card
Applying for the EMI Card is a straightforward process:
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Select your employment type and gender.
- Click on submit to know your card limit.
- Verify your KYC using your Aadhaar Card or DigiLocker.
- Post successful KYC, pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes).
- Click on 'Activate Now' and enter your bank account number and IFSC code to complete the e-mandate process.
- After successful e-mandate registration, your card is ready to use.
Check also: How to apply for Bajaj Finsev Insta EMI Card
Getting Unacademy subscription plans on Easy EMI through the Bajaj Finserv Insta EMI Card is a convenient and financially savvy way to invest in your education. It allows you to access top-notch courses, expert educators, and study materials without the burden of high upfront costs. So, whether you are preparing for a competitive exam or simply looking to enhance your knowledge, Unacademy and Bajaj Finserv have made quality education more accessible than ever before. Do not let financial constraints hinder your learning journey – explore the world of Unacademy subscriptions on Easy EMI today. Check your Insta EMI Card offers now using your mobile phone number and OTP for verification.
