How to buy realme products on EMI without a credit card

Shop for the latest realme smartphones, earbuds, or watches using your Insta EMI Card.
How to buy realme products on EMI without a credit card
5 mins
10 October 2023

realme has emerged as a popular choice for consumers seeking affordable yet feature-packed smartphones and accessories. While many people wish to own realme products, the cost can sometimes be a barrier. However, with the option to purchase realme products on EMI without a credit card, owning your desired gadgets has become more accessible. In this article, we will explore how you can buy realme products on EMI without a credit card and enjoy the latest technology without breaking the bank.

With realme as a partner of Bajaj Finserv, it has now become much easier and more convenient to buy a realme handset. The card comes with a pre-approved credit limit of up to Rs. 2 lakh that you can use to buy any realme mobile on EMI. You can enjoy zero down payments, interest-free EMI, and flexible repayment tenure with this EMI Card.

realme products on No Cost EMI

No Cost EMI is a financing option that allows you to pay for your realme products in equated monthly installment without any additional interest charges. This means you can buy realme products at their original price and spread the cost over several months. It is an excellent way to make your dream of owning realme devices a reality without straining your finances.

List of realme products available on EMI

Product Range

Financing Options

Available on EMI

Smartphones

Various

Yes

realme 8 series

Various

Yes

realme C series

Various

Yes

realme Narzo series

Various

Yes

Smartwatches

Various

Yes

realme Watch

Various

Yes

Earphones

Various

Yes

realme Buds

Various

Yes


How to shop realme products on EMI with Insta EMI Card

One of the easiest ways to buy realme products on EMI without a credit card is by using the Bajaj Finserv Insta EMI Card. Here is a step-by-step guide on how to do it:

  • Check eligibility: Visit the Bajaj Finserv website or mobile app and check if you are eligible for an Insta EMI Card. Eligibility criteria typically include your age, income, and credit history.
  • Apply online: If you meet the eligibility criteria, you can apply for the Insta EMI Card online. Fill out the required details and submit the necessary documents.
  • Receive approval: Once your application is approved, you will receive your digital Insta EMI Card with a pre-approved credit limit.
  • Shop for realme products: With your Insta EMI Card in hand, you can visit an authorised realme store or their official website. Choose the realme products you want to purchase.
  • Opt for EMI: At the time of payment, select the EMI option and choose the EMI plan that suits your budget. You can select the repayment tenure that ranges from 1 to 60 months, depending on your card's terms and conditions.
  • Make the purchase: Complete the purchase by entering your Insta EMI Card details and paying the down payment, if required. The EMI amount will be automatically deducted from your card each month.

Benefits of using EMI Card to buy realme products

Using an Insta EMI Card to buy realme products comes with several advantages:

  • No credit card required: You do not need a traditional credit card to avail of EMI options. The Insta EMI Card serves the same purpose without the need for a credit check.
  • No interest charges: With a No Cost EMI option, you will not incur any interest charges on your realme purchases, making it a cost-effective choice.
  • Flexible repayment: EMI plans offer flexibility in choosing the repayment tenure, allowing you to manage your budget more effectively.
  • Quick and easy process: The application and approval process for an Insta EMI Card is swift and hassle-free, making it accessible to a wide range of consumers.

Check features of the Insta EMI Card

Where to shop realme products with Insta EMI Card

You can use your Insta EMI Card to shop for realme products in various ways:

  • realme official website: Visit the realme official website and browse their product catalogue. Select the EMI payment option during checkout.
  • realme authorised stores: Many realme offline stores and authorised retailers accept Insta EMI Card payments for realme products.
  • E-commerce platforms: You can also use your Insta EMI Card on popular e-commerce platforms that sell realme products. Simply select the EMI payment option during the checkout process.

Eligibility criteria for shopping realme products on EMI Card

To be eligible for an Insta EMI Card and purchase realme products on EMI, you typically need to meet the following criteria:

  • Age: You should be between 21 years and 65 years of age.
  • Income: You should have a steady source of income to ensure that you can make the EMI payments.
  • KYC documents: You will be required to submit Know Your Customer (KYC) documents, such as Aadhaar Card, PAN card, and address proof.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Applying for a Bajaj Finserv Insta EMI Card is a straightforward process:

  1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  2. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  3. Select your employment type and gender.
  4. Click on submit to know your card limit.
  5. Verify your KYC using your Aadhaar Card or DigiLocker.
  6. Post successful KYC, pay a one-time joining fee of Rs. 599.
  7. Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
  8. After successful e-mandate registration, your card is ready to use.

Owning realme products has become easier than ever, thanks to the availability of EMI options without needing a credit card. By obtaining an Insta EMI Card from institutions like Bajaj Finserv, you can enjoy a wide range of realme devices and accessories without the burden of high upfront costs. So, do not let budget constraints hold you back from experiencing the latest in technology—buy realme products on EMI and make your tech dreams a reality today.

Consequent to directive received from Reserve Bank of India, Bajaj Finance Limited has temporarily suspended issuance, sanction and Disbursal under it's online loan products "ECom" and "Insta EMI card". However, you can walk-in to any of our offline partner stores and get your product financed. Refer to the detailed FAQ on our website for further queries.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

Can I use the Insta EMI Card to shop for realme products on No Cost EMI?

Yes, you can use the Insta EMI Card to shop for realme products on No Cost EMI. This convenient financing option allows you to pay for realme products in equal monthly instalments without any additional interest charges.

Can I avail of discounts at realme store with the Bajaj EMI Card?

You may avail of discounts at realme store with the Bajaj EMI Card, depending on the ongoing promotions and offers. It is advisable to check with the store for specific discounts and deals.

Can I shop realme products without a credit card?

Yes, you can shop for realme products without a credit card by using the Bajaj Finserv Insta EMI Card. This card offers a credit-like facility without the need for a traditional credit card.

What are the repayment tenures available for No Cost EMI on realme products?

The repayment tenures available for No Cost EMI on realme products typically range from 1 to 60 months. You can choose the tenure that suits your budget and financial preferences.

Can I avail of No Cost EMI on realme products with zero down payment?

Yes, you can avail of No Cost EMI on realme products with zero down payment, depending on the specific EMI card and the terms offered by the financing institution. Some EMI cards may offer zero down payment options for certain products.

Can I buy realme smartphones on No Cost EMI with the EMI card?

Yes, you can buy realme smartphones on No Cost EMI with the EMI card. realme often offers No Cost EMI options, allowing you to purchase their smartphones and pay for them in equal monthly instalments without incurring any interest charges.

Why should you choose the Bajaj Finserv EMI Card for buying your realme products on EMI?

If you're considering purchasing realme products on EMI, then the Bajaj Finserv Insta EMI Card is an excellent choice. This card provides you with a pre-approved card limit to buy your desired products on EMI with no interest charges. It also offers exclusive offers and discounts when shopping for realme items. The process of getting the card is simple, and it can be obtained online through the official Bajaj Finserv website or visiting their nearest branch office. The card can be used for making purchases from a wide range of brands in multiple categories. With zero foreclosure charges, flexible repayment tenure, and hassle-free approval, it is a beneficial instrument to make your purchases.

Can I buy a realme mobile on EMI with the Bajaj Finserv EMI Insta Card?

You have the option to buy a realme mobile on attractive EMI options with no additional interest charges using the Bajaj Finserv EMI Insta Card. This card offers a pre-approved card limit to purchase realme products, including realme mobiles. Obtaining this card is an easy and hassle-free process, and can be done through the official Bajaj Finserv website or by visiting their nearest branch.

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