How to shop for vivo products on No Cost EMI

Shop for a range of premium vivo products online with No Cost EMI—an easy, affordable, and convenient option.
How to shop for vivo products on No Cost EMI
4 mins 
14th Sep 2023

vivo debuted in the Indian smartphone market in 2012 and has since become a favourite amongst the younger generation. The company’s dedication to innovation and perfection has led to some of the most impressive handsets, from the Vivo X1, Vivo X30, and Vivo X50, to the latest Vivo Y35, which boasts a 44W FlashCharge, a powerful 50MP triple rear camera, and a stylish 2.5D design.

With the Bajaj Finserv Insta EMI Card, you can shop for a Vivo smartphone on No Cost EMI and pay the actual cost of the product in EMI. Along with buying the Vivo mobile on EMI, you can get other exclusive offers using the Bajaj Finserv EMI Network Card.Keeping up with the latest gadgets and technology can be a financial challenge in today's fast-paced world. Fortunately, flexible payment options like No Cost EMI (Equated Monthly instalments) have made it easier for consumers to own cutting-edge devices without straining their budgets. If you are a fan of vivo products and wish to explore the world of EMI options, read on to discover how to shop vivo products on No Cost EMI.

What are the latest vivo products on EMI

Whether you are looking for the latest vivo smartphone, smartwatch, or accessories, you can often find these products available on EMI through various financing options. Before diving into the details of how to shop vivo products on EMI, it is a good idea to check for the latest vivo products that are eligible for EMI options. Below is a list of mobile phone series by vivo:

X Series

Known for its innovative features, the X series focuses on offering premium performance, sleek designs, and advanced camera technology, catering to users who prioritize both style and functionality.

V Series

Vivo's V series typically emphasizes camera capabilities, delivering high-quality photography experiences. These phones often feature impressive selfie cameras and versatile rear camera setups, targeting photography enthusiasts.

Y Series

Positioned as more budget-friendly options, the Y series balances decent performance with affordability, making them suitable for users seeking reliable smartphones without premium pricing.

Series T

The Series T line often focuses on specific market niches or technological advancements, offering specialized features or catering to specific user preferences, such as gaming or battery life.

Nex Series

Known for pushing boundaries, the Nex series introduces cutting-edge technology, including innovative designs like pop-up cameras or under-display fingerprint sensors, aiming for a futuristic user experience.

Z Series

A blend of performance and value, the Z series typically offers mid-range smartphones with competitive specifications, targeting users looking for a balance between features and cost.

U Series

This series usually caters to entry-level or mid-range segments, providing basic functionalities at an affordable price, making them suitable for users with essential smartphone needs.

S Series

The S series often focuses on style and slim designs while maintaining decent performance, appealing to users who prioritize aesthetics and sleekness in their smartphones.


Vivo earphones aim to complement their smartphones, providing users with audio accessories designed for high-quality sound, comfort, and compatibility with their devices, enhancing the overall user experience.

How to shop in vivo store with Bajaj Finserv Insta EMI Card

One popular way to shop vivo products on No Cost EMI is by using the Bajaj Finserv Insta EMI Card. Here is how it works:

  • Visit the vivo store/ website: Start by visiting the vivo store or the official vivo website to choose the product you wish to purchase.
  • Check for EMI eligibility: Verify whether the product is eligible for EMI payment options. Most vivo products are available on EMI.
  • Select Bajaj Finserv Insta EMI Card: At the checkout, choose the Bajaj Finserv Insta EMI Card as your preferred payment method.
  • Apply for EMI: You will be guided through the application process for No Cost EMI. Typically, you will need to provide some basic documents and information.
  • Approval and purchase: Once your EMI application is approved, you can complete the purchase, and the cost will be divided into manageable monthly instalments.

Where can I buy vivo products with the Insta EMI Card

You can shop for vivo products using the Bajaj Finserv Insta EMI Card at various retail outlets and partner stores across India. Check the official websites of vivo and Bajaj Finserv to find a list of authorised stores and dealers in your region. Many online retailers may also offer vivo products on No Cost EMI through the EMI card, so explore e-commerce platforms to find the most suitable option.

Benefits of using the Insta EMI card at the vivo store

Shopping vivo products on EMI through the Bajaj Finserv Insta EMI Card offers several advantages:

  • Zero down payment: You can buy vivo products without paying a hefty upfront amount, making high-end devices more accessible.
  • No interest charges: No Cost EMI means you will not incur any interest charges, making it truly cost-effective.
  • Flexible tenures: You can choose a repayment tenure that suits your budget, typically ranging from 1 to 60 months.
  • Easy application process: Applying for an EMI card is straightforward and hassle-free, with minimal documentation required.
  • Wide network: Bajaj Finserv Insta EMI Card is accepted at numerous partner stores, offering you the flexibility to shop for vivo products at multiple locations.

Check features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card

While shopping for vivo products on EMI is convenient, there are certain eligibility criteria you should meet to get the Insta EMI Card:

  • Age: You should typically be between 21 years and 65 years of age.
  • Credit score: A good credit score can enhance your chances of EMI approval.
  • Income: Some financial institutions may have a minimum income requirement.
  • Residence proof: You may need to provide proof of residence, such as a utility bill or Aadhaar Card.
  • Valid identity proof: A government-issued identity proof like Aadhaar Card, PAN card, or passport may be required.

Check documents required for Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card?

Applying for the EMI Card is a straightforward process:

  1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  2. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  3. Select your employment type and gender.
  4. Click on submit to know your card limit.
  5. Verify your KYC using your Aadhaar Card or DigiLocker.
  6. Post successful KYC, pay a one-time joining fee of Rs. 599.
  7. Click on 'Activate Now' and enter your bank account number and IFSC code to complete the e-mandate process.
  8. After successful e-mandate registration, your card is ready to use.

In conclusion, shopping for vivo products on No Cost EMI is a fantastic way to enjoy the latest gadgets without straining your budget. The process of opting for the Bajaj Finserv Insta EMI Card is user-friendly and offers numerous benefits, including zero down payments and no interest charges. Before making your purchase, ensure you meet the eligibility criteria and explore the latest vivo products available on EMI options. Embrace the convenience of EMI and elevate your technology experience with vivo.


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Frequently asked questions

What merchant categories can the EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across various other 1.5 lakh+ online and offline partner stores like

Can I buy a Vivo mobile on EMI with Bajaj Finserv EMI Insta Card?

Yes, the Bajaj Finserv EMI Insta Card enables you to purchase Vivo mobile phones on EMI. This card offers instant approval with no documentation, allowing you to convert the cost of the phone into easy monthly instalments, making it more affordable for you.

Can I avail of discounts at the Vivo Store with the Bajaj Finserv EMI Network Card?

The Bajaj Finserv Insta EMI Card offers various discounts and offers at partnered stores, including Vivo Stores. These discounts can include cashback, No Cost EMIs, or reduced processing fees, providing additional benefits while making purchases at Vivo outlets.

Can I Shop Vivo Products on No Cost EMI without a Credit Card?

Yes, you can shop for Vivo products on a No Cost EMI basis without requiring a credit card. Bajaj Finserv EMI Network allows consumers to avail of No Cost EMIs on various products, including Vivo phones, without the need for a credit card. This enables buyers to pay for their purchases in instalments without incurring any additional interest charges, making it more accessible and budget friendly.

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