MakeMyTrip No Cost EMI Option with Bajaj Finserv Insta EMI Card

A seamless and affordable flight, train & hotel booking experience with easy No Cost EMIs on MakeMyTrip.
MakeMyTrip No Cost EMI Option with Bajaj Finserv Insta EMI Card
4 mins
25th July 2023

With the convenience of online bookings, planning travel has never been easier. MakeMyTrip (MMT), one of India's leading travel platforms, offers a wide range of travel options. To add to the convenience, MakeMyTrip now offers No Cost EMI option using the Bajaj Finserv Insta EMI Card. Let's explore more about the MakeMyTrip pay later option and how you can book your travel on MakeMyTrip with remarkable benefits.

Shop on MakeMyTrip at No Cost EMI and Pay Later

Booking your flights, hotels, and holiday packages on MakeMyTrip at No Cost EMI is now a reality, thanks to the collaboration with Bajaj Finserv. The Insta EMI Card allows you to convert your travel expenses into easy EMIs without paying an interest. No Cost EMI empowers you to spread the total cost of your booking over a specified tenure, making it lighter on your monthly budget. Whether you are planning a solo trip, a family vacation, or a romantic getaway, availing the No Cost EMI option ensures that your travel dreams turn into a reality without the burden of hefty upfront payments.

How to use Insta EMI Card on MakeMyTrip

Using your Bajaj Finserv EMI Card on MakeMyTrip to avail of No Cost EMI is a simple and hassle-free process. Here is a step-by-step guide to help you through the booking journey:

  • Select your travel options: Visit the MakeMyTrip website or mobile app and choose your preferred travel options, including flights, hotels, holiday packages, and more.

  • Proceed to checkout: Once you have selected your travel itinerary, proceed to the checkout page to finalize your booking.

  • Choose EMI option: On the payment page, look for the EMI option and select "No Cost EMI" to avail of the interest-free instalment plan.

  • Select Insta EMI Card: In the payment options, select Bajaj Finserv EMI Card as your preferred mode of payment.

  • EMI tenure: Choose the EMI tenure that suits your convenience. MakeMyTrip offers various EMI tenure options to cater to different budget preferences.

  • Complete the payment: Enter your Insta EMI Card details and complete the payment process. The total amount will be converted into easy EMIs, and you can proceed with your booking.

Benefits of using Bajaj Finserv Insta EMI Card on MMT

The Bajaj Insta EMI Card offers a plethora of benefits when booking your travel on MakeMyTrip:

  1. No Cost EMI: Convert your travel expenses into easy EMIs without paying any additional interest or processing fees.

  2. Flexible repayment: Choose from various EMI tenure options, allowing you to customise your repayment schedule according to your financial capacity.

  3. Instant activation: The Insta EMI Card is activated instantly upon approval, ensuring you can start booking your travel without delay.

  4. Wide acceptance: Apart from MakeMyTrip, the EMI Card is accepted at a vast network of partner stores and e-commerce platforms, making it a versatile financial tool.

  5. Exclusive offers: Cardholders may enjoy exclusive discounts and deals when booking their travel on MakeMyTrip using the Bajaj Finserv Insta EMI Card.

How to apply for the Bajaj Finserv EMI Card

Applying for the EMI Card is a straightforward process:

  1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  2. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  3. Select your employment type and gender.
  4. Click on submit to know your card limit.
  5. Verify your KYC using your Aadhaar Card or DigiLocker.
  6. Post successful KYC, pay a one-time joining fee of Rs. 599 + (inclusive of applicable taxes).
  7. Click on 'Activate Now' and enter your bank account number and IFSC code to complete the e-mandate process.
  8. After successful e-mandate registration, your card is ready to use.

Eligibility Criteria for Getting Insta EMI Card for MakeMyTrip

Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.

  • You should be an Indian citizen
  • You must be between 21 years to 65 years
  • You must have a regular source of income
  • Your credit score should be 720 or higher

You also need the following documents handy, during the application process.

  • PAN card
  • Aadhaar card number for KYC confirmation
  • Address proof
  • Bank account number and IFSC code for e-mandate registration

Meeting these criteria facilitates a smooth application process for the Insta EMI Card.

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More about MakeMyTrip

MakeMyTrip is a prominent online travel booking platform that caters to the diverse needs of travellers in India and beyond. Offering a user-friendly interface and a wide range of travel options, including flights, hotels, buses, trains, and holiday packages, MakeMyTrip has become a go-to platform for millions of travellers. The partnership with Bajaj Finserv, providing the No Cost EMI option with the Insta EMI Card, adds another layer of convenience and affordability to the booking process, making travel planning a breeze for all.

With the Bajaj Finserv Insta EMI Card, booking your dream vacation on MakeMyTrip has never been more convenient and budget-friendly. The No Cost EMI option allows you to convert your travel expenses into easy instalments without any additional charges. Enjoy the flexibility of repayment and the wide acceptance of the Insta EMI Card, making your travel aspirations come true without compromising on your financial goals. Plan your next trip with MakeMyTrip and experience the seamless travel booking experience with the Bajaj Finserv Insta EMI Card.


1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

What are the eligibility criteria for a Bajaj Finserv virtual EMI card?

To be eligible for a Bajaj Finserv virtual EMI card, applicants must be Indian residents aged between 21 years and 65 years. They should have a stable source of income and meet the necessary credit criteria set by Bajaj Finserv. Meeting these requirements ensures a seamless application and approval process for the virtual EMI card, which is typically available within minutes.

How is a virtual EMI card different from a credit card?

A virtual EMI card and a credit card differ in their form and functionality. A virtual EMI card is a digital card designed for online transactions, while a credit card exists in physical form and can be used for both online and offline purchases. A virtual EMI card usually comes with pre-approved loan amounts for specific purchases, and users can convert these purchases into easy EMIs without additional interest charges. In contrast, a credit card offers a revolving credit line, allowing users to make purchases up to their credit limit and repay the balance with interest over time.

Can virtual EMI cards be used for online shopping only?

Yes, virtual EMI cards are typically designed for online shopping. They are created in electronic format only and do not have a physical card presence. Users can use virtual EMI cards to shop on partner websites and e-commerce platforms, converting their purchases into No Cost EMIs for easy repayment. This makes it a convenient and budget-friendly option for online shoppers.

How to repay EMI amounts on virtual EMI cards?

Repaying EMI amounts on a virtual EMI card is a straightforward process. Once a purchase is converted into an EMI, the monthly instalment is automatically deducted from the user's linked bank account on the scheduled due date. Bajaj Finserv usually offers multiple EMI tenure options, allowing users to choose a repayment plan that best suits their financial capabilities. By ensuring sufficient funds in the linked account, users can ensure timely repayments without any hassle.

Is a virtual EMI card safe to use?

Yes, a virtual EMI card is safe to use for online transactions. It comes with secure authentication features like One-Time Passwords (OTP) and may require additional security measures during the payment process. As long as users practice basic online security precautions and keep their login credentials confidential, a virtual EMI card offers a secure and convenient way to shop online without compromising on safety. Bajaj Finserv implements robust security measures to protect user data and transactions, ensuring a safe and worry-free shopping experience.

How can I book a flight or holiday on MakeMyTrip using Bajaj Finserv Insta EMI Card?

To book a flight or holiday on MakeMyTrip using the Bajaj Finserv Insta EMI Card, select your travel options, opt for EMI payment at checkout, and use your card for a convenient and flexible payment plan.

Is MakeMyTrip a Bajaj Finserv Insta EMI Card partner?

Yes, MakeMyTrip is a proud partner of the Bajaj Finserv Insta EMI Card, offering you seamless and affordable travel bookings.

Can I decide the repayment tenure if I buy a flight ticket or book a holiday package on MakeMyTrip?

Certainly, you have the flexibility to decide the repayment tenure while booking flight tickets or holiday packages on MakeMyTrip using the Bajaj Finserv Insta EMI Card.

Do I get any offers or discounts for bookings on MakeMyTrip?

Absolutely, bookings made on MakeMyTrip using the Insta EMI Card often come with enticing offers and discounts, enhancing your travel experience.

Can we book flights and pay later using Insta EMI Card?

Yes, you can book flights and enjoy the convenience of paying later by using the Insta EMI Card on MakeMyTrip.

What merchant categories can the EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across various other 1.5 lakh+ online and offline partner stores like:

Why should you choose the Bajaj Finserv EMI Card for Booking Hotel & Flights on MakeMyTrip with EMI option?

The Bajaj Finserv EMI Card offers convenient EMI options for booking flights and hotels on MakeMyTrip, making travel expenses more manageable with flexible repayment plans and no upfront payment.

Can I Book a flight on MakeMyTrip on EMI with Bajaj Finserv EMI Insta Card?

Yes, you can book flights on MakeMyTrip using the Bajaj Finserv EMI Insta Card, which allows you to convert your purchase into easy EMIs with minimal documentation and instant approval, enhancing your travel booking experience.

Can I Book a flight on EMI at MakeMyTrip?

Yes, MakeMyTrip often offers the option to book flights on EMI, allowing you to spread the cost of your travel expenses over manageable installments, subject to terms, conditions, and eligibility criteria set by the company.

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