How to Shop Croma Products on No Cost EMI

Shop smarter at Croma with No Cost EMIs. Discover how an Insta EMI Card can make your tech dreams come true.
How to Shop Croma Products on No Cost EMI
2 min
20 July 2023

Shop at Croma Store on No Cost EMIs

Shopping for electronic products was never this fun until the Bajaj Finserv Insta EMI Card arrived. The primary benefit of the Insta EMI Card is its No Cost EMI option, which allows you to pay for your purchases on almost interest-free EMIs.

Croma: A one-stop-shop

Croma store is a go-to destination for tech enthusiasts, offering a wide range of products like smartphones, laptops, televisions, home appliances, gaming consoles, and much more from leading brands. When you have so many options, it is hard to resist. This is where the Bajaj Finserv Insta EMI Card comes to your help.

All you need to do is choose your preferred payment as Insta EMI Card and voila. Your purchase will be converted into easy EMIs with no extra interest.

Extra benefits with the Insta EMI Card

But we do not stop at just the interest-free EMI option. With the Insta EMI Card, you also get exclusive deals and discounts that make shopping at Croma even more affordable. Imagine walking into Croma and getting that jaw-dropping deal on the gadget you have always wanted. Now that is something to smile about.

If you do not have the card already, you can apply and get online with minimal documentation and get the card in 10 minutes. The card will be activated immediately and is ready to use.

What is a No Cost EMI at the Croma store?

A No Cost EMI (equated monthly instalments) is a payment option that allows you to purchase products without additional interest charges. With a No Cost EMI, only the cost of the product is divided into equal monthly instalments, making it an interest-free scheme.

Let us assume that you are in the market for an air conditioner, you visit your nearest Croma store and find a Rs. 40,000 air condition you want to purchase. In a typical scenario, if you were to purchase the product on a credit card EMI conversion, you would have to pay a down payment and pay EMIs with interest.

But with a, you can convert the payment into interest-free monthly instalments ranging up to 1.

Here is a quick summary of the benefits that come along.

  1. 1 million products on No Cost EMIs
  2. Flexible repayment tenure of up to 60 months
  3. Pre-approved card limit of up to Rs. 3 lakh
  4. Special discounts and cash backs
  5. Hassle-free online and offline shopping
  6. Zero down payment on select products

EMI Card features & benefits

How to shop at Croma store using the Insta EMI Card

  1. Visit your nearest Croma store
  2. Select the product you wish to buy
  3. Once selected, give your Insta EMI Card details at the time of the billing
  4. Then, choose a tenure from 1 to 60 months

The Insta EMI Card provides a convenient solution for owing your preferred gadgets, appliances, equipment, furniture, and other high-value products, even if you do not have immediate cash on hand.

Apply for the Insta EMI Card online

  1. Visit:
  2. Enter your 10-digit mobile number and verify with OTP
  3. Fill out the application form with basic details, such as your full name, PAN, DOB, and PIN code
  4. Select the employment type and gender
  5. Click on submit to know your card limit
  6. Verify your KYC using Aadhaar Card or DigiLocker
  7. Post successful KYS, pay a one-time joining fee of Rs. 599
  8. Click on ‘Activate Now’ and enter your bank account details to complete the e-mandate process

What are you waiting for? It is time to get your Insta EMI Card and get ready for an experience like no other. Happy shopping.


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Frequently asked questions

Does Croma online accept Bajaj EMI card?

Yes, the Croma online store accepts the Bajaj Finserv Insta EMI Card. You can avail of the same benefits using the Insta EMI Card.

Can I get offers and discounts at Croma with the Insta EMI Card?

The offers and discounts are offered quite often. You should always check for the discounts when you are at the Croma Store.

Can I avail of the no-cost EMI option on Croma products?

Yes, you can avail of the No Cost EMI schemes at Croma store across a range of products including the Croma products across items.

When using the Insta EMI Card, are interest charges applied?

The Insta EMI Card is a No Cost EMI Card which means there is no interest applied to your EMIs.

Do offline stores offer EMIs for Portronics products?

Yes, you can purchase Portronics products on EMI from offline stores that offer financing options. Some of the popular offline stores that offer EMI options include Croma, Reliance Digital, Vijay Sales, and others. You can also use services like the Insta EMI Card to shop on EMI without a credit card.

Can I use my Bajaj Finserv EMI Card to shop for Portronics products online?

Yes, you can use your Bajaj Finserv Insta EMI Card to shop for Portronics products online. You can purchase Portronics products on EMI from platforms like Amazon, Flipkart, Bajaj Mall. You can also use the Insta EMI Network Card to pay for your purchase and avail benefits like easy EMIs and zero down payment on select products.

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