Croma AC 1.5-Ton: Shop Latest 1.5-Ton AC at Croma on EMI

A 1.5-ton AC is the most popular choice for Indian bedrooms and small living rooms. At Croma, you can compare many 1.5-ton models side by side, feel the airflow, and get expert advice before you buy. You walk out with the right AC for your room, and Croma handles the installation.

Croma offers more than just a wide choice of ACs. Here is why many buyers shop for a 1.5-ton AC at Croma:

• A store near you: With 560+ stores in 200+ cities, you can visit a Croma partner store close to home and see models in person.
• Installation handled for you: Croma coordinates installation and a demo for ACs, so you do not need to find a technician yourself.
• Value for your old AC: In April 2026, Croma offered exchange value of up to Rs. 8,500 on old ACs.
• Extra savings on bigger bills: On Akshaya Tritiya 2026, Croma gave a flat 10% off, up to Rs. 3,200, on products above Rs. 25,000.

→ Key takeaway: A wide choice, expert help, and hassle-free installation come together at Croma. With the Bajaj Finance Insta EMI Card, you can buy your 1.5-ton AC now and repay across 3 to 60 months, instead of waiting until you save the full amount.

The right features can make your AC cooler, quieter, and cheaper to run. Here are the features worth looking for, with examples from Croma's own 2026 1.5-ton 5 Star model:

• Convertible cooling modes: A 7-in-1 convertible AC lets you lower its cooling power on milder nights, which saves electricity.
• High ambient cooling: Models that cool at up to 54 degree Celsius keep your room comfortable during peak summer heat.
• Clean-air filters: An anti-virus dust filter and a PM 2.5 filter help reduce dust and pollution indoors.
• Stabiliser-free operation: This protects your AC from voltage swings, so you may not need to buy a separate stabiliser.
• Low noise: An indoor unit that runs at 42 dB to 47 dB will not disturb your sleep.

→ Pro tip: Ask the Croma partner store executive to show you the energy label. It lists the yearly power use in units, which helps you compare running costs between models.

Choosing the right 1.5-ton AC saves you money for years. Here is what to check before you buy, beyond the features on the box:

• Match the room size: A 1.5-ton AC suits rooms of about 110 to 180 sq ft. For larger rooms, a 2-ton AC may cool better.
• Compare yearly power use: Croma's 1.5-ton 5 Star model uses about 691 units a year, while a typical 3 Star model uses around 854. That gap adds up on your bill every summer.
• Check the model year: BEE updated its star ratings in 2026, so a 5 Star model from an older year may now rate lower. Look for the year on the energy label.
• Ask about installation costs: Standard installation is usually covered, but extra copper piping or wall brackets may cost more. Ask before you pay.

→ Verdict: For most Indian bedrooms, a 1.5-ton 5 Star inverter AC is the best balance of cooling power and low running costs.

You can pay the full amount upfront, or you can spread the cost with the Bajaj Finance Insta EMI Card. It lets you split your AC purchase into monthly instalments across 3 to 60 months, so a big purchase fits easily into your monthly budget.

The table below shows how the monthly amount changes with the tenure you choose, using the Rs. 36,994 Croma 1.5-ton 5 Star AC as an example.

Disclaimer: These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, usable on your new AC and other purchases.
• A repayment tenure across 3 to 60 months, so you can pick a duration that fits your monthly budget.
• Access to over 1.5 lakh partner stores across more than 4,000 cities in India, including Croma.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred 1.5-ton AC easily and affordably.

Easy EMIs change what you can afford when you buy an AC at Croma. Here is how they help you make better buying decisions:

• Beat the heat on time: You can install your AC before summer peaks, instead of waiting until you save the full amount.
• Choose 5 Star over 3 Star: A 5 Star model can use around 160 fewer units a year. Easy EMIs make the higher upfront price easier to manage.
• Cool more than one room: Many families need ACs for 2 bedrooms. With Easy EMIs, you can buy both in one visit to Croma.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can pay for your AC in monthly instalments even without a credit card.

→ Verdict: If you plan to buy a 1.5-ton AC at Croma, the Insta EMI Card is the smarter way to pay. You bring your AC home now and pay for it gradually, without a credit card.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Bajaj Finance Insta EMI Card at any Croma partner store. Paying takes only a few minutes at the billing counter. Here is how:

1. Browse and select your 1.5-ton AC at a Croma partner store.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Croma will then coordinate your AC installation.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score:A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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