Croma AC’s - Shop Croma Air Conditioner on EMI without Credit Card

Shop Latest Washing Machine at Croma on EMI using Insta EMI Card with zero down payment, Easy EMI, and without credit card.
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Croma Air Conditioner - Shop air conditioner at Croma on EMI
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3 min
15 July 2025

As temperatures soar, staying cool and comfortable becomes a priority. Imagine browsing a variety of top-quality air conditioners at Croma Stores and being able to take one home without any immediate financial strain. Thanks to the Bajaj Finserv Insta EMI Card, you can shop for a Croma air conditioner on EMI, making your purchase simple and affordable. Use your mobile number and OTP to check your pre-qualified loan limit for the Insta EMI Card.

Croma Air Conditioner Overview

Croma brings you a curated range of air conditioners designed for every need and budget. From energy-efficient inverter models to high-capacity cooling units, Croma offers ACs from top brands like LG, Voltas, Samsung, and more. With the convenience of Bajaj Finserv EMI options, you can shop for your preferred Croma AC and pay in easy installments—making premium cooling solutions more affordable and accessible. Whether you're upgrading your old unit or buying a new one, Croma ensures a smooth shopping experience backed by quality and trusted service.

Latest air conditioners available at Croma Stores on EMI

Explore the latest range of Croma air conditioners designed for energy efficiency, powerful cooling, and smart features. Choose from top-rated split, window, and convertible ACs available at discounted prices with Easy EMI. Shop using your Insta EMI Card today—just verify with phone number and OTP.

Model Name

Star Rating

Capacity

Price (Approx)

Original Price

Discount (Approx)

Croma 7 in 1 Convertible Inverter Split AC (CRLA012IND283264)

3 Star

1 Ton

Rs. 28,990

Rs. 37,000

22% Off

Croma 7 in 1 Convertible Inverter Split AC (CRLA018IND283265)

3 Star

1.5 Ton

Rs. 31,490

Rs. 42,000

25% Off

Croma 7 in 1 Convertible Inverter Split AC (CRLA012INF170273)

5 Star

1 Ton

Rs. 36,190

Rs. 49,000

26% Off

Croma Split AC (Dust Filter)

2 Star

1 Ton

Rs. 28,990

Rs. 40,000

28% Off

Croma Split AC (Dust Filter)

2 Star

1.5 Ton

Rs. 32,990

Rs. 48,000

31% Off

Croma Portable AC (CRLA018PAA025801)

—

1.5 Ton

Rs. 43,190

Rs. 50,000

14% Off

Croma 7 in 1 Convertible Inverter Split AC (CRLA018IND283267)

3 Star

1.5 Ton

Rs. 36,490

Rs. 45,000

19% Off

Croma 7 in 1 Convertible Inverter Split AC (CRLA018INF170277)

5 Star

1.5 Ton

Rs. 43,190

Rs. 55,000

21% Off

Croma Fixed Speed Window AC (CRLA012WAD193305)

3 Star

1 Ton

Rs. 27,490

Rs. 33,000

17% Off

Croma 7 in 1 Convertible Inverter Split AC (CRLA014IND170274)

3 Star

1.25 Ton

Rs. 33,490

Rs. 43,000

22% Off

Croma Fixed Speed Window AC (CRLA018WAD193306)

3 Star

1.5 Ton

Rs. 30,490

Rs. 38,000

20% Off

Croma 7 in 1 Convertible Inverter Split AC (CRLA012IND283266)

3 Star

1 Ton

Rs. 32,190

Rs. 38,000

15% Off

Croma Inverter Window AC (CRLA018WIF193353)

5 Star

1.5 Ton

Rs. 36,390

Rs. 45,000

19% Off

Croma 5 in 1 Convertible Inverter Split AC (CRLA018IND255361)

3 Star

1.5 Ton

Rs. 33,990

Rs. 47,000

28% Off
Insta EMI Card
Insta EMI Card

How to use Insta EMI Card at Croma to shop air conditioners

  • Explore Croma’s extensive range of air conditioners either on their official website or at your nearest Croma Store.
  • Select the air conditioner that suits your needs and add it to your cart.
  • During the checkout process, enter your Insta EMI Card details. If you’re purchasing offline at a retail store, share your card details with the store representative at the billing counter.
  • Choose a repayment period that fits your budget.
  • Pay the nominal upfront charge, unless you’re availing of a zero down payment offer.
  • Complete the purchase and receive a confirmation.

Check Also: How to use Insta EMI Card

Benefits of using the Insta EMI Card on Croma to shop for air conditioners

  • Pay only the product price split into Easy EMIs without any additional interest.
  • Enjoy a pre-approved limit of up to Rs. 3 lakh for multiple purchases.
  • The card is accepted at over 1.5 lakh stores across more than 4,000 cities in India besides all major online platforms.
  • Choose a repayment tenure between 1 and 60 months that suits your financial situation.
  • Pay off your loan early without any additional charges.
  • Improve your credit score by paying your monthly instalments on time.

EMI Card features & benefits

Eligibility criteria for the Insta EMI Card

  • Indian national
  • Aged between 21 and 65 years
  • Regular income source required
  • Credit score of 720 or more required
  • Valid documentation required, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

  • Online application
    • Visit the website: Go to the official Bajaj Finserv website.
    • Mobile number entry: Enter your mobile phone number and complete the OTP authentication.
    • Application form: Fill in the application form to know your credit limit.
    • KYC verification: Complete the KYC verification with your Aadhaar card or DigiLocker.
    • Joining fee: Pay the one-time joining fee of Rs. 530/-.
    • Activation: complete the e-mandate registration and have your card activated for use.
  • Offline application
    • Visit a partner store: Go to any Bajaj Finserv partner store.
    • Document submission: Provide the necessary documents for verification.
    • Approval: Once approved, pay the one-time joining fee to have your card issued.

Check Also: How to apply for Insta EMI Card

Shopping for a Croma air conditioner has never been easier, thanks to the Bajaj Finserv Insta EMI Card. So, why wait? Utilise this convenient payment option to keep cool and comfortable without compromising your financial stability. Check your Insta EMI Card offer in one click. Just your number and OTP to get started.

Check also

EMI full form

BNPL

POS full form

Croma Power Bank

Croma TV

Croma Washing Machine

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile


List of Top Croma Stores By Locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 


Checkout Other Products Available on Easy EMIs:

Croma Power Bank

Croma TV

Croma Washing Machine

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile


Related Terms

BNPL

POS full form

Easy EMI Card

Flight booking on EMI

Amazon Pay Later

Flipkart Pay Later

What is EMI?

EMI full form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Croma air conditioner with an Insta EMI Card?
Absolutely! The Insta EMI Card is an excellent payment option for both in-store and online purchases at the official Croma website.
Do I get any benefits on using an Insta EMI Card for a Croma air conditioner?
Yes, you do! The Insta EMI Card provides benefits such as interest-free EMIs, a substantial pre-approved limit, widespread acceptance, and the potential to improve your credit score, making it easier to purchase a high-quality air conditioner at Croma.
What's the process for buying a Croma air conditioner with an Insta EMI Card?
To purchase an air conditioner from Croma using your Insta EMI Card, simply select it as your payment method during checkout. Provide your card details to the store representative and select your desired repayment tenure. The total cost will be divided into convenient monthly instalments over the chosen period.
Are there any additional charges for using an Insta EMI Card for a Croma air conditioner?
No, there are no additional charges for using your Insta EMI Card when buying an air conditioner from Croma. Your EMIs are interest-free, meaning you only pay the product's cost divided into monthly payments. During festive seasons, you can take advantage of zero down payment offers, requiring no upfront payment. Additionally, you can repay your loan early without any foreclosure penalties.
Are Croma air conditioners good?

Yes, Croma air conditioners offer reliable cooling, modern features, and good value for money, making them a popular choice for budget-conscious buyers seeking performance and efficiency.

What is the warranty on Croma ACs?

Croma ACs usually come with a 1-year comprehensive warranty and up to 5 years on the compressor, depending on the model. Always check specific warranty terms before purchase.

Does Croma offer installation for its air conditioners?

Yes, Croma provides professional installation services for its ACs. You can schedule it at the time of purchase or via customer care after delivery, often at a nominal charge.

Is Croma AC energy efficient?

Croma ACs are designed with energy efficiency in mind, with many models offering high star ratings and inverter technology to reduce electricity consumption and save on long-term energy costs.

How is the after-sales service of Croma ACs?

Croma offers dependable after-sales service through its support team and service partners. Customers can request installation, maintenance, or repairs via Croma customer care or their official website.

What types of Croma ACs are available (split, window, inverter)?

Croma offers a variety of ACs, including split, window, and inverter models. Each type is suited to different room sizes and cooling needs, with features for energy saving and comfort.

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