Croma Lucknow - Shop Mobiles, Laptop and Gadgets using EMI Card

Croma Lucknow - Know how to shop mobiles, laptops and gadgets using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
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Croma Lucknow - Shop Mobiles, Laptop and Gadgets using EMI Card
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3 min
28-Feb-2026

Have you ever felt tempted by a new gadget but stepped back because the price seemed too high? The Bajaj Finserv Insta EMI Card helps you overcome that hesitation by making your favourite products more accessible. Use it at Croma Lucknow to enjoy easy, flexible payments that support your budget while you shop with confidence.

Overview of Croma Lucknow 

Croma Lucknow is a tech enthusiast’s paradise. It offers a broad selection of electronics and home appliances, from cutting-edge gadgets to everyday essentials. The knowledgeable staff is always ready to help you find the perfect product.

Croma Lucknow is a tech enthusiast’s paradise. It offers a broad selection of electronics and home appliances, from cutting-edge gadgets to everyday essentials. The knowledgeable staff is always ready to help you find the perfect product.

List of Croma stores in Lucknow

Here are some of the Croma Lucknow stores where you can use your Bajaj Finserv Insta EMI Card to shop:

Location Address
Indra Nagar A-28 A Block, Neelgiri Chowk, Indra Nagar, Lucknow, 226016
Aliganj Plot No.5, Sector E, Opposite Kendriya Bhawan Near Purania Chauraha,, Aliganj, Lucknow, Uttar Pradesh, Lucknow, 226024
Vibhuti Khand Plot no A-1, Urbanac Business Park, Vibhuti Khand, Gomti Nagar, Lucknow, 226010
Alambagh Shri Pratap Mall, Opp. Phoenix United Mall, Plot No- KBC-6, Sector B, LDA, Kanpur Road, Alambagh, Lucknow, 226012
Ratan Khand CP-4/3, Ratan Khand, Sharda Nagar Yojna,Uttar Pradesh , Lucknow, 226012
Palassio Mall Unit no. F-69, Sector 7, 1st Floor Palassio Mall, Amar Shaheed Path, Gomti Nagar, Lucknow, 226010
Vrindavan Yojna Arcadium One, Sector 16, Vrindavan Yojna, Raebareli Road, Lucknow, 226029
Faizabad Road Plot no-196-198 & 200-201, Faizabad Road, Near BBD University, Chinhat, Lucknow, 227105
Insta EMI Card
Insta EMI Card

How to use the Insta EMI Card at Croma Lucknow

Using your Insta EMI Card at Croma Lucknow is easy:

  • Select the items you wish to purchase and proceed to checkout.
  • Inform the cashier that you will be using the Bajaj Finserv Insta EMI Card.
  • Provide your card details.
  • Choose a repayment tenure that suits your budget, ranging from 3 to 60 months.
  • The purchase amount will be divided into EMIs, with options for zero down payment during special offers.

Also read: How to use the Bajaj Insta EMI Card

Benefits of using the Insta EMI Card at Croma Lucknow

Feature

Details

Easy EMIs

Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.

High pre-qualified limit

Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.

Wide acceptance network

Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.

Flexible repayment tenure

Choose a repayment period from 3 to 60 months months based on your financial comfort.

Zero down payment offers

Avail special festive deals with no upfront payment requirement.

No foreclosure charges

Close your loan early without any penalties or extra fees.

Credit score benefit

Timely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
  • Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

Also read: How to apply for the Insta EMI Card

Check also:

EMI full form BNPL POS full form


Top Products from Croma Store

Croma Power Bank

Croma Washing Machine

Croma Air Conditioner

Croma TV

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Laptop

 


List of top Croma stores by locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

Frequently asked questions

Does Croma Lucknow accept the Bajaj Finserv Insta EMI Card?
Yes, Croma Lucknow accepts the Bajaj Finserv Insta EMI Card, enabling customers to shop with interest-free EMIs and flexible repayment plans. This makes purchasing electronics and appliances more convenient and manageable for shoppers.

Can I pre-book products at Croma Lucknow and pay later with my Insta EMI Card?

You can often pre-book upcoming smartphones or premium appliances at Croma Lucknow by paying a small initial token amount. You then settle the remaining balance using your Insta EMI Card once the stock arrives. This method secures your device early and allows you to convert the cost into easy instalments.

Can I change my EMI tenure after purchase at Croma Lucknow?

You cannot change your EMI tenure once you complete the transaction and sign the loan agreement at Croma Lucknow. You must select your preferred repayment period carefully at the billing counter before finalising the purchase. However, you can choose to foreclose the entire loan early without any additional penalty charges.

Can I use my Insta EMI Card for both online and in-store purchases at Croma Lucknow?

You can use the Insta EMI Card for both digital and physical shopping at Croma in Lucknow. Simply visit any of their showrooms in areas like Hazratganj or Gomti Nagar to choose a product in person. Alternatively, browse the official Croma website to convert your total bill into easy instalments.

Can I return or exchange products bought on EMI at Croma Lucknow?

You can return or exchange products bought on EMI at Croma Lucknow according to the standard store return policy. If the store accepts your return, they initiate a refund process that cancels or adjusts your EMI schedule. Always ensure the product remains in its original packaging with all accessories intact.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

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